American Express

Sr Software Engineer I - Java - International Card Risk Services Technology

American Express$120K — $150K *
Information Technology
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Computer Science, Information Systems, Engineering, or related field (or equivalent practical experience).
  • 8+ years of experience in enterprise software engineering and distributed systems development.
  • Strong expertise in modern Java development with Java 17/21+, including JVM performance optimization and concurrent programming.
  • Extensive experience building cloud-native microservices using Spring Boot, reactive frameworks, and event-driven architectures.
  • Deep understanding of data structures, algorithms, and object-oriented design principles.
  • Hands-on experience with Kafka/event streaming platforms and RESTful/asynchronous APIs.
  • Strong background in containerization and orchestration with Docker and Kubernetes/OpenShift.

Responsibilities

  • Lead and mentor an agile engineering team building scalable, resilient, and secure cloud-native platforms.
  • Architect and develop high-performance microservices using modern Java frameworks and event-driven design principles.
  • Own end-to-end technical delivery including design, coding, testing, observability, deployment, and production support.
  • Spend 80%+ of time hands-on coding, reviewing code, driving quality engineering, and improving developer productivity.
  • Design and implement distributed systems using asynchronous messaging, streaming, and reactive programming paradigms.
  • Build and optimize CI/CD pipelines using GitHub Actions and modern DevSecOps tooling for rapid, secure, and automated releases.
  • Implement intelligent automation across SDLC workflows using AI-assisted engineering tools and code generation.

Benefits

  • Competitive base salaries
  • Bonus incentives
  • 6% Company Match on retirement savings plan
  • Free financial coaching and financial well-being support
  • Comprehensive medical, dental, vision, life insurance, and disability benefits
  • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
  • 20+ weeks paid parental leave for all parents, regardless of gender
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
  • Free and confidential counseling support through our Healthy Minds program
  • Career development and training opportunities
Full Job Description
Job Description

As part of our diverse tech team, you can architect, code, and ship software that makes us an essential part of our customer's digital lives. Here, you can work alongside talented engineers in an open, supportive, inclusive environment where your voice is valued, and you make your own decisions on what tech to use to solve challenging problems. AmEx offers a range of opportunities to work with the latest technologies and encourage you to back the broader engineering community through open source. And because we understand the importance of keeping your skills fresh and relevant, we give you dedicated time to invest in your professional development. Find your place in technology on #TeamAmex.

We are focused on providing the best customer experience with a differentiated set of products and services. Our risk management capabilities at the core are purpose-built while managing credit and fraud losses to the lowest levels in the industry. With our mix of assets such as closed-loop data, rules driven decisions, machine learning models, and underwriting techniques, we are re-imagining how data engineering driven capabilities can outpace market evolution, converge underwriting experience, and risk management in a more modern, digital, and connected world.

Responsibilities

  • Lead and mentor an agile engineering team building scalable, resilient, and secure cloud-native platforms.
  • Architect and develop high-performance microservices using modern Java frameworks and event-driven design principles.
  • Own end-to-end technical delivery including design, coding, testing, observability, deployment, and production support.
  • Spend 80%+ of time hands-on coding, reviewing code, driving quality engineering, and improving developer productivity.
  • Design and implement distributed systems using asynchronous messaging, streaming, and reactive programming paradigms.
  • Build and optimize CI/CD pipelines using GitHub Actions and modern DevSecOps tooling for rapid, secure, and automated releases.
  • Develop containerized workloads using Docker and deploy on Kubernetes/OpenShift-based platforms.
  • Improve platform scalability, resiliency, fault tolerance, and operational excellence through SRE and observability best practices.
  • Drive engineering modernization initiatives including API-first development, infrastructure-as-code, and automated testing strategies.
  • Implement intelligent automation across SDLC workflows using AI-assisted engineering tools, code generation, automated remediation, and agentic development workflows.
  • Contribute to business process automation initiatives leveraging AI agents, orchestration frameworks, and LLM-powered workflows
  • Continuously evaluate emerging technologies, frameworks, and AI capabilities to improve engineering Champion best practices around secure coding, system design, performance optimization, and operational readiness.


Qualifications

  • Bachelor's degree in Computer Science, Information Systems, Engineering, or related field (or equivalent practical experience).
  • 8+ years of experience in enterprise software engineering and distributed systems development.
  • Strong expertise in modern Java development with Java 17/21+, including JVM performance optimization and concurrent programming.
  • Extensive experience building cloud-native microservices using:
  • Spring Boot / Spring Cloud
  • Reactive frameworks (Vert.x, WebFlux, Reactor)
  • Event-driven architectures
  • Deep understanding of Data structures, Algorithms, Object-oriented and domain-driven design
  • Hands-on experience with:
  • Kafka / event streaming platforms
  • RESTful APIs and asynchronous APIs
  • API gateways and service mesh concepts
  • Strong experience with containerization and orchestration:
    • Docker
    • Kubernetes / OpenShift
  • Strong CI/CD and DevSecOps experience using:
    • GitHub Actions
    • Maven / Gradle
    • GitOps workflows
    • SonarQube, SAST/DAST tooling
  • Experience with cloud platforms and distributed cloud engineering:
    • AWS / Azure / GCP
    • Infrastructure-as-Code (Terraform preferred)
    • Experience with modern databases and distributed data platforms:
    • PostgreSQL
    • Couchbase
    • Oracle
    • S3/Object Storage
  • Experience implementing observability and reliability engineering practices:
    • Prometheus
    • Grafana
    • OpenTelemetry
    • ELK/Splunk
  • Strong understanding of software design patterns, secure coding standards, and scalable architecture principles.

Preferred Qualifications
  • Experience designing enterprise-scale APIs and microservice ecosystems.
  • Experience with AI-assisted software development tools such as:
    • GitHub Copilot
    • OpenAI APIs
    • Semantic Kernel
    • MCP-based agent integrations
  • Understanding of Agentic AI systems and workflow orchestration frameworks.
  • Experience implementing intelligent SDLC automation including:
    • AI-generated test automation
    • Automated code remediation
    • AI-assisted root cause analysis
    • Autonomous deployment validation


Depending on factors such as business unit requirements, the nature of position, cost and applicable laws, American Express may provide visa sponsorship for certain positions.

About the Team

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

  • Competitive base salaries
  • Bonus incentives
  • 6% Company Match on retirement savings plan
  • Free financial coaching and financial well-being support
  • Comprehensive medical, dental, vision, life insurance, and disability benefits
  • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
  • 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
  • Free and confidential counseling support through our Healthy Minds program
  • Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

The below represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.

About American Express

Amex provides industrial services to the coatings and linings sector, providing support for commercial, industrial, and maritime projects such as petrochemical, power, and water treatment industries. They offer painting services for steel structures, storage tank linings and coatings, pipelines, floors, and marine vessels such as ships, tugboats, and barges.

American Express Careers

Join the vibrant team at American Express, a global leader in financial services, and be part of a company that values innovation, leadership, and diversity. At American Express, we offer more than just job opportunities; we provide a platform for professional growth and a chance to be part of a culture that is committed to excellence and inclusive growth. Work You’ll Do At American Express, we are dedicated to helping our employees reach their full potential. With a variety of career paths available in areas such as technology, marketing, finance, and customer service, American Express is the perfect place to advance your career. Our team is composed of highly skilled professionals who thrive on innovation and collaboration. Join our team and contribute to a company known for its prestigious history of leadership in the credit card industry. Engage in meaningful work that makes a real impact on our global scale business operations. American Express Leadership and Development Programs We believe in nurturing the leadership skills of our employees with extensive training programs and leadership development opportunities. Our commitment to professional growth is evident in our comprehensive benefits package that supports both personal and professional development. Internship Opportunities Start your career with an internship at American Express and gain valuable industry experience. Our internships offer a chance to develop skills, work on challenging projects, and learn from leaders in the industry. Interns at American Express are considered integral members of the team and are given responsibilities that provide a real insight into their future career paths. Diversity and Inclusion At American Express, diversity and inclusion are at the core of our company culture. We are committed to building a diverse workforce and inclusive environment where every employee feels valued and inspired. We offer diversity training programs that empower our employees to thrive and lead in a global marketplace. Networking and Innovation Our employees enjoy unparalleled opportunities for networking and personal growth through our global connections and innovative projects. American Express encourages a culture of innovation that helps propel our company and your career forward. Career Benefits and Growth American Express is dedicated to the growth of its employees. We offer competitive benefits, including health, retirement plans, and family leave, ensuring that our team members have the support they need to succeed both at work and in their personal lives. Join Our Team Explore the job opportunities and open positions at American Express. We are continuously hiring talented individuals who are passionate about their careers and interested in working for a company that offers a dynamic and supportive environment. Stay Connected Keep up to date with the latest from American Express Careers by following our career blog and signing up for job alert emails. Tailor your subscription to receive updates that match your skills and interests. Discover the exciting and rewarding career opportunities that await at American Express. SEARCH AMERICAN EXPRESS JOBS Whether you are looking for a full-time position, an internship, or a leadership opportunity, American Express offers a path to a rewarding career. Join us and make a difference with your passion, creativity, and drive.
Learn more about American Express
Size
64,000 employees
Market Cap
$108.1 billion
Industry
Net Income
$3.1 billion
Founded
1850
5 Year Trend
+3.5%
Revenue
$37 billion
NASDAQ

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