Software Engineer (Crypto - SV) - US - 2026

Nubank

$130K — $180K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of experience in cryptographic systems or blockchain infrastructure
  • Deep knowledge of cryptographic primitives, key management, and consensus mechanisms
  • Proficiency in programming languages common in crypto (e.g., Go, Rust, Java, Python)
  • Strong background in threat modeling and defensive system architecture
  • Understanding of financial regulations regarding crypto and digital assets
  • Proven track record of making critical engineering decisions that prioritize correctness and security
  • Experience working closely with security, compliance, and legal teams

Responsibilities

  • Own and manage cryptographic systems and blockchain infrastructure
  • Design secure, compliant crypto infrastructure ensuring high standards of reliability
  • Conduct threat modeling and build defensive architectures assuming adversarial actions
  • Ensure compliance with financial regulations in all systems
  • Lead security reviews and enforce high code quality standards
  • Collaborate with cross-functional teams to create safe and user-friendly crypto features
  • Mentor team members on best practices in crypto engineering

Benefits

  • Opportunity to earn equity at Nu
  • Medical, dental, and vision insurance
  • Life insurance and AD&D coverage
  • Extended maternity and paternity leave
  • Access to learning courses through our platform
  • Language learning program
  • Mental health and wellness assistance program
  • 401K retirement plan
  • Health Savings Account and Flexible Spending Account options
  • Work-from-home allowance
  • Relocation assistance package if applicable
Full Job Description
About the Role

Nu is building secure, compliant crypto infrastructure that will expand financial access for millions of people across Latin America. In crypto, there is no margin for error - a mistake in production can be irreversible, with direct financial exposure. As we open our Silicon Valley engineering hub, we're looking for a Lead Software Engineer, Crypto who thinks adversarially, builds defensively, and operates at the intersection of cryptography, distributed systems, and financial regulation.

You'll be part of a focused crypto team in Palo Alto, collaborating with security, compliance, and product teams across our global offices. Our crypto engineering culture values correctness above all - we design systems assuming they will be attacked, and build accordingly. We move deliberately, with a high bar for security reviews and code quality.

In this role, you'll own cryptographic systems, protocols, or blockchain infrastructure for your domain - key management, signing flows, consensus mechanisms, and on-chain integrations. You'll ensure correctness, security, and regulatory compliance, and you'll be the person who says "no, that's not safe" and makes it stick.
You'll be responsible for
  • Own cryptographic systems, protocols, or blockchain infrastructure for your domain, including key management, signing flows, and on-chain integrations.
  • Design and implement secure, compliant crypto infrastructure that meets the highest standards for correctness and reliability.
  • Think adversarially: design systems assuming they will be attacked, conduct threat modeling, and build defensive architectures.
  • Navigate the intersection of cryptography, distributed systems, and financial regulation, ensuring all systems meet compliance requirements.
  • Lead security reviews and code quality processes for crypto-related systems, enforcing a high bar for production readiness.
  • Collaborate with security, compliance, and product teams to ensure crypto features are both safe and user-friendly.
  • Mentor peers on crypto engineering best practices and contribute to the team's security-first engineering culture.
We are looking for a person who has

Required
  • Track record of building and operating cryptographic systems, blockchain infrastructure, or secure financial systems in production.
  • Deep understanding of cryptographic primitives, key management, signing protocols, and consensus mechanisms.
  • Strong software engineering fundamentals with experience in languages used in crypto infrastructure (e.g., Go, Rust, Java, Python).
  • Experience designing systems with an adversarial mindset: threat modeling, security reviews, and defensive architecture.
  • Understanding of financial regulation as it applies to crypto and digital assets, with experience building compliant systems.
  • Demonstrated ability to make high-stakes engineering decisions where correctness and security are non-negotiable.
  • Experience collaborating with security, compliance, and legal teams on system design and review processes.

Nice to have
  • Experience with specific blockchain protocols (e.g., Ethereum, Bitcoin, Solana) and their integration patterns.
  • Background in DeFi protocols, custody solutions, or institutional crypto infrastructure.
  • Experience in fintech, payments, or other financial services environments with strict regulatory requirements.
  • Familiarity with HSMs, secure enclaves, and hardware-backed key management systems.
  • Proficiency with AI-assisted development tools and a thoughtful approach to leveraging AI in security-critical engineering.
Location

Palo Alto, United States
Our Benefits
  • Opportunity of earning equity at Nu
  • Medical Insurance
  • Dental and Vision Insurance
  • Life Insurance and AD&D
  • Extended maternity and paternity leaves
  • Nucleo - Our learning platform of courses
  • NuLanguage - Our language learning program
  • NuCare - Our mental health and wellness assistance program
  • 401K
  • Saving Plans - Health Saving Account and Flexible Spending Account
  • Work-from-home Allowance
  • Relocation Assistance Package, if applicable
Work Model

Hybrid 2-3 times/week: Our hybrid work model brings us to the office at least twice a week, on strategic days designed to maximize team connection and collaboration. For more details, visit https://building.nubank.com/nu-hybrid-work-model/

Explore how we build technology at Nubank:

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