Job Summary As a member of the Underwriting team, evaluates and underwrites insurance risks within the 10-999 life segment, balancing risk assessment with profitable business growth objectives. Builds and maintains strong relationships with producers, field partners, and internal stakeholders while delivering responsive customer service and underwriting expertise. Applies underwriting guidelines, company procedures, and state regulatory requirements to support sound business decisions. Contributes to departmental initiatives, mentors peers, and supports projects that drive operational excellence and portfolio performance.
Key Responsibilities- Analyze and underwrite insurance risks within the 10-999 life market segment, ensuring sound risk selection and profitable business outcomes.
- Build and maintain effective relationships with producers, field partners, and internal teams to support business growth and customer satisfaction.
- Apply underwriting policies, procedures, and state regulatory requirements to make accurate and compliant underwriting decisions.
- Participate in training, knowledge-sharing, and mentoring activities to support team development and strengthen underwriting capabilities.
- Contribute to departmental projects, process improvements, and strategic initiatives that enhance operational efficiency and achieve organizational goals.
Skills and Background You'll Need Education: High School Diploma or equivalent required. Higher education is preferred.
Experience: 5+ years of relevant underwriting experience.
- Advanced expertise in analyzing financial, demographic, and risk-related data across diverse case types.
- Proven experience partnering with multiple departments to evaluate and resolve highly complex underwriting situations.
- Ability to effectively manage escalations and provide recommendations for resolution.
- Demonstrated ability to make high-level underwriting decisions and exercise independent judgment with minimal supervision.
- Ability to mentor, coach, and develop less experienced team members.
Key Behaviors of a Successful Candidate- Adaptability: Sees possibilities in changing circumstances, accepts and understands change and alters behavior as necessary.
- Improvement Mindset: Continually seeks new ways to create business/ customer value by identifying and implementing opportunities for improved efficiency, effectiveness and innovation.
- Customer Focus: Understands and anticipates both internal and external customer needs and develops customer-inspired solutions that exceed expectations.
- A rich benefits package including medical, dental, vision and a 401(k) plan with matching company contributions
- An annual incentive bonus plan
- Generous paid time off including 11 holidays, 2 wellness days, and 8 volunteer hours annually - PTO increases with tenure
- A supportive, responsive management approach and opportunities for career growth and advancement
- Paid parental leave and adoption/surrogacy assistance
- An employee giving program that double matches your donations to eligible nonprofits and schools
In addition to the competitive salary range below, our employee-focused benefits support work-life balance. Learn more about working at The Standard.
- Eligibility to participate in an incentive program is subject to the rules governing the program and plan. Any award depends on a variety of factors including individual and organizational performance.
The actual compensation for this role will be based on a combination of education and experience, knowledge and skills, position budget, internal equity, and market data.
Salary Range:
$76,250.00 - $111,500.00
Positions will be posted for at least 5 days from original posting date.
