The Senior Underwriter is responsible for risk-based underwriting of new and/or existing accounts. Accountability for the achievement of profit, persistency, and growth goals through financial analysis or employer groups.
EDUCATION AND EXPERIENCE:Bachelor's Degree in Business or in a related discipline with 5+ years of experience in stop loss underwriting and Captive experience (preferred).
SKILLS/COMPETENCIES REQUIREMENTS:- Creativity and strong problem solving skills
- Strong mathematical background
- Ability to handle large volume of work efficiently and correctly with limited errors
- Strong team attitude
- Works well independently and in a team environment
- Interpersonal skills
- Excellent written and verbal communication skills
- Strong skills in Microsoft Office, especially using Excel and Word, and other on-line computer systems
- Comfortable making presentations to small groups
- Organization, planning and prioritization skills
- Strong analytical, problem solving and judgment skills
- Strong customer service orientation
- Commitment to company values
ESSENTIAL DUTIES AND RESPONSIBILITIES:
- Input employer stop loss large claim information and aggregate claim assessment into our underwriting system (David Young system).
- Determine level of risk based on established guidelines.
- Analyze information on past claim history and other standard criteria.
- Determine needed rate level using multiple tools, including a medical evaluation of ongoing large claimant concerns.
- Participate in Captive renewal calls and biweekly Underwriting meetings
- Oversee renewal spreadsheet for assigned program(s)
- Ability to manage, maintain and handle assignments as warranted
- Accurately document files
- Review of bound case preparation and issuance of applications
PRIORITIES: Accuracy, Timeliness, Positive Team Attitude
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