Wells Fargo

Senior Risk Analytics Consultant

Wells Fargo$100K — $130K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 4+ years of experience in Risk Analytics or equivalent experience
  • Graduate degree or MBA in a quantitative field preferred
  • Experience with forecasting, valuation, or credit risk models
  • Familiarity with unsecured lending products and risk dynamics
  • Proficiency in SQL, SAS, or Python with large datasets
  • Knowledge of card industry and financial P&L
  • Strong analytical skills and communication abilities

Responsibilities

  • Lead or participate in complex analytics initiatives and strategy development
  • Review and analyze data models and reporting processes
  • Ensure compliance through data reconciliation and policy documentation
  • Resolve issues in analytics and modeling while meeting deliverables
  • Collaborate with various teams to troubleshoot and achieve goals
  • Mentor junior team members and lead project teams
  • Partner with risk analysts to develop shared modeling strategies

Benefits

  • Hybrid work schedule
  • Comprehensive benefits package available
Full Job Description
About this role:

Wells Fargo is seeking a Senior Risk Analytics Consultant to join the Decision Science team within the Credit Card organization. This role focuses on analytics and strategy support for acquisition channels. The ideal candidate is a highly analytical problem-solver with strong risk expertise, modeling knowledge, and the ability to influence decision-making across business and technical teams.

This is a high-impact role that enables the development of advanced analytics, evaluation of origination strategies, and delivery of insights that drive credit risk, acquisition, and performance decisions. Learn more about the career areas and business divisions at wellsfargojobs.com.

In this role, you will:
  • Lead or participate in moderately complex initiatives, and delivering insight and decision strategies within analytics and reporting, and contribute to large-scale planning related to Risk Analytics
  • Review and analyze moderately complex data aggregation, forecasting, reporting, and programming models
  • Be responsible for process production, data reconciliation, and model documentation in alignment with policy governance
  • Resolve data, production, business modeling, and lead team to meet Risk Analytics deliverables while leveraging solid understanding of risk reporting policies, modeling strategies, procedures, regulatory requests, and compliance requirements
  • Collaborate and consult with peers, experienced managers, compliance, and technology to resolve modeling, forecasting, and production issues, and achieve analytic and reporting goals
  • Lead projects, teams, and mentor less experienced staff
  • Partner with cross enterprise risk analysts in development of common modeling strategies


Required Qualifications:
  • 4+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education


Desired Qualifications:
  • Graduate degree or MBA in statistics, economics, mathematics, or a related quantitative field
  • Experience developing or validating forecasting, valuation, or credit risk models within financial services or lending environments
  • Familiarity with unsecured lending products (Credit Cards, Personal Loans, Retail/Consumer Finance) and associated risk dynamics
  • Experience with SQL, SAS, or Python, including working with large, complex datasets in modern data environments (e.g., cloud platforms or distributed frameworks)
  • Card industry and financial P&L knowledge
  • Strong analytical mindset with ability to translate technical analysis into actionable business insights and strategies
  • Proven ability to collaborate, lead cross-functional projects, and influence both technical and non-technical stakeholders
  • Excellent verbal, written, and interpersonal communication skills, including the ability to clearly convey complex analytics


Job Expectations:
  • This position offers a hybrid work schedule
  • Visa sponsorship is not available


Posting Locations:
  • 2200 Concord Pike, Wilmington, DE 19803
  • 401 Las Colinas Blvd, Irving, TX 75039
  • 550 S Tryon Charlotte, NC 28202


Required locations listed above. Relocation assistance is not available for this position.

Posting End Date:

18 Jun 2026
*Job posting may come down early due to volume of applicants.

About Wells Fargo

Wells Fargo Careers

Joining Wells Fargo means becoming part of a distinguished financial institution that has been a cornerstone of innovation and leadership in the banking industry. At Wells Fargo, we offer a plethora of job opportunities designed to empower your career growth and development in a diverse and inclusive environment.

Work You’ll Do

At Wells Fargo, you will be part of a team that values diversity and is committed to fostering an inclusive culture. We are looking for professionals who are eager to drive innovation and lead with integrity. Our employees are our greatest asset, and we invest in their professional growth through comprehensive leadership and diversity training programs that are recognized industry-wide.

Explore a Multitude of Career Paths

Whether you're interested in a position in finance, IT, customer service, or management, Wells Fargo has career opportunities in various fields. Our team members benefit from job stability, competitive benefits, and a culture that values and rewards performance and dedication.

Internship Programs

Kickstart your career with a Wells Fargo internship. Our programs provide invaluable industry exposure, professional skills development, and networking opportunities that often lead to full-time employment offers. Interns at Wells Fargo work on real projects, solve actual challenges, and gain the mentorship of seasoned professionals.

Professional Growth and Development

We believe in nurturing the potential of our employees. Wells Fargo offers robust training programs and resources to help every team member excel in their current roles and prepare for future challenges. Growth at Wells Fargo is not just about climbing the career ladder but expanding your skills and expertise to add value to our team and customers.

Benefits and Rewards

Wells Fargo is committed to the well-being of our team members. We offer a comprehensive benefits package that includes health care, retirement plans, and generous paid time off. Additionally, we provide unique perks like employee discounts, adoption assistance, and tuition reimbursement.

Join Our Team

Discover the opportunities waiting for you at Wells Fargo by exploring open positions that match your skills and interests. We are continuously hiring and looking for individuals who bring creativity, passion, and a drive to serve our customers.

Stay Connected

Keep up to date with the latest from Wells Fargo Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that align with your career preferences and get insider tips on crafting the perfect resume and acing your interview.

Networking and Innovation

At Wells Fargo, networking and innovation go hand in hand. We encourage our employees to connect across departments and roles to foster new ideas and strategies that lead to groundbreaking solutions.

Empower Your Career

Step into a role at Wells Fargo where your skills will be honed, your achievements recognized, and your career can flourish. We're not just filling positions; we're building leaders who are equipped to navigate the complexities of the financial world. Join Wells Fargo today and be part of a team that’s redefining the future of banking.
Learn more about Wells Fargo
Size
246,577 employees
Market Cap
$155.2 billion
Industry
Net Income
$3.3 billion
Founded
1852
5 Year Trend
-5.9%
NASDAQ

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