Instacart

Senior Financial Analyst, Retailer

Instacart$127K — $160K *
US-AnywhereRemote in United States
Retail & Consumer Goods
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 4+ years in Strategic Finance, FP&A, Investment Banking, Private Equity, or Management Consulting focused on commercial deals or growth in tech/e-commerce/retail.
  • Bachelor's degree in Finance, Economics, Accounting, Business, or similar quantitative field.
  • Advanced Excel/Google Sheets financial modeling skills, including driver-based models and scenario analysis.
  • Proficiency in SQL for data analysis and experience with BI tools like Looker or Tableau.
  • Experience in evaluating or structuring commercial partnerships and presenting financial insights to senior stakeholders.

Responsibilities

  • Own comprehensive financial modeling for retailer partnerships including pricing, incentives, and ROI analyses.
  • Collaborate with Retail Partnerships and Deal Desk to translate strategic plans into financial outcomes and support contract negotiations.
  • Develop and maintain forecasts for retailer deals and establish KPIs to enhance margin and payback.
  • Create standardized templates and dashboards for efficient diligence and performance management post-closure.
  • Prepare executive-level materials that simplify complex analyses for high-level decision-making.
  • Work with cross-functional teams to ensure alignment on financial policies and operational feasibility.

Benefits

  • Remote work flexibility under the Flex First policy.
  • Equity grant eligibility for new hires and annual refresh opportunities.
  • Highly competitive compensation package across different locations.
Full Job Description
Overview

Instacart's Strategic Finance team partners closely with leaders across the business to drive clarity, rigor, and results. Within this group, the Retailer Pod supports our retailer partnerships by shaping deal strategy, building robust financial models, and guiding decisions that help Instacart and our partners grow together.

We are seeking a Senior Financial Analyst to accelerate retailer deal flow and portfolio performance. You will join a high-impact, collaborative pod within Strategic Finance, working daily with Retail Partnerships, Deal Desk, Legal, Revenue Operations, Data Science, and Accounting. In this role, you'll own end-to-end financial analysis for complex commercial deals, build scalable forecasting frameworks, and present actionable insights that influence decisions at the highest levels.

This is an opportunity to roll up your sleeves in a fast-paced, evolving environment, bring structure to ambiguity, and make a visible impact on Instacart's growth. You'll help us go far together by pairing analytical depth with crisp storytelling that moves the business forward.

About the Job
  • Own end-to-end financial modeling for retailer partnerships, including pricing strategies, incentive structures, unit economics, and ROI analyses with scenario and sensitivity testing.
  • Partner with Retail Partnerships and Deal Desk to translate strategy into clear financial outcomes; support negotiations with data-driven recommendations and crisp trade-off frameworks.
  • Build and maintain driver-based forecasts for a portfolio of retailer deals; establish KPIs, track performance vs. plan, and surface insights that improve margin and payback.
  • Design and standardize scalable templates, playbooks, and dashboards that streamline diligence, approval, and post-close performance management.
  • Create executive-ready materials-models, memos, and presentations-that distill complex analyses into clear narratives and decisions.
  • Collaborate cross-functionally with Data Science, Accounting, Revenue Operations, and Legal to ensure operational feasibility, policy alignment, and accurate financial treatment.


About You
Minimum Qualifications
  • 4+ years of experience in Strategic Finance, FP&A, Investment Banking, Private Equity, or Management Consulting supporting commercial deals or growth initiatives in technology, e-commerce, marketplace, logistics, or retail.
  • Bachelor's degree in Finance, Economics, Accounting, Business, or a related quantitative field.
  • Advanced financial modeling skills in Excel/Google Sheets, including driver-based models, cohort and retention analysis, and scenario/sensitivity analysis.
  • Proficiency in SQL for self-serve analysis and experience with a BI tool (e.g., Looker or Tableau).
  • Demonstrated experience evaluating or structuring commercial partnerships or contracts (pricing, unit economics, and ROI modeling) and presenting recommendations to senior stakeholders.


Preferred Qualifications
  • Experience with marketplace or retailer/CPG partnerships and multi-sided platform economics.
  • Hands-on collaboration with Sales/Partnerships and Legal on deal terms (e.g., volume commitments, incentives, performance SLAs).
  • Familiarity with revenue recognition concepts (e.g., ASC 606) and how contract structures impact financial treatment.
  • Experience building dashboards in Looker/Tableau and automating workflows with SQL or Python.
  • MBA, CFA, or CPA.


#LI-Remote

Instacart provides highly market-competitive compensation and benefits in each location where our employees work. This role is remote and the base pay range for a successful candidate is dependent on their permanent work location. Please review our Flex First remote work policy here.

Offers may vary based on many factors, such as candidate experience and skills required for the role. Additionally, this role is eligible for a new hire equity grant as well as annual refresh grants. Please read more about our benefits offerings here.

For US based candidates, the base pay ranges for a successful candidate are listed below.

CA, NY, CT, NJ

$152,000-$160,500 USD

WA

$146,000-$154,000 USD

OR, DE, ME, MA, MD, NH, RI, VT, DC, PA, VA, CO, TX, IL, HI

$140,000-$147,500 USD

All other states

$127,000-$134,000 USD

About Instacart

Instacart is an American company that operates a grocery delivery and pick-up service in the United States and Canada. The company offers its services via a website and mobile app. The service allows customers to order groceries from participating retailers with the shopping being done by a personal shopper. Instacart was founded in 2012 by entrepreneur Apoorva Mehta, a former Amazon.com employee. Apoorva was born in India and moved with his family to Canada in 2000. He studied engineering at the University of Waterloo and graduated in 2008. He was a participant in Y Combinator's Summer 2012 batch, which eventually led to the creation of Instacart. In 2013, Mehta was included on the Forbes 30 Under 30 list. Apoorva previously worked at BlackBerry, Qualcomm, and then Amazon as a supply chain engineer, where he developed fulfillment systems to move packages from Amazon's warehouses to customers' homes. Before founding Instacart, Apoorva had tried to start at least 20 other services. He tried building an ad network for social gaming companies, and developing a social network specifically for lawyers, among other start-ups. Instacart originally launched in San Francisco. By April 2015, the firm had about 200 employees. It introduced a new policy around June allowing some shoppers to choose to be part-time employees, starting with Chicago and Boston and extending its offer to shoppers in Atlanta, Miami, and Washington D.C. the following month.
Learn more about Instacart
Industry
Founded
2012

Similar Jobs

More Jobs at Instacart

More Retail & Consumer Goods Jobs

Find similar Senior Financial Analyst, Retailer jobs: