MasterCard

Senior Data Scientist

MasterCard$138K — $221K *
Consumer Technology
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of experience in Data Science or Machine Learning, preferably in AdTech or Marketing Science.
  • Proven skills in building ad bidding systems with expertise in real-time bidding (RTB) optimization.
  • Hands-on experience with large-scale personalization and recommendation systems.
  • Strong background in incrementality measurement and attribution modeling.
  • Proficient in Python and distributed data processing frameworks like Apache Spark.
  • Ability to communicate complex concepts clearly to both technical and non-technical stakeholders.

Responsibilities

  • Design and deploy machine learning models for advertising optimization.
  • Develop personalization systems using large transaction datasets.
  • Lead implementation of incrementality testing and causal inference methodologies.
  • Enhance attribution models across digital channels and devices.
  • Collaborate with cross-functional teams to create data-driven solutions.
  • Optimize machine learning models for performance and scalability.
  • Stay updated with the latest trends in the AdTech ecosystem.

Benefits

  • Comprehensive health insurance covering medical, dental, and vision.
  • Generous paid leave policy, including 16 weeks of new parent leave and extensive vacation days.
  • 401k plan with competitive company matching contributions.
  • Tuition reimbursement and professional development opportunities.
  • Flexible spending accounts and health savings accounts available.
Full Job Description
Title and Summary

Senior Data Scientist

Overview:
We are seeking a Senior Data Scientist to design, develop, and deploy machine learning models that power Ad targeting, ranking, and bidding optimization in real-time or near real-time environments. This role will be instrumental in advancing Mastercard's commerce media and AdTech capabilities through data-driven personalization, measurement, and optimization solutions.

About the Role:
• Design, build, and deploy machine learning models for ad targeting, ranking, and bidding optimization.
• Develop and scale personalization and recommendation systems using large-scale transaction and behavioral datasets.
• Lead the design and implementation of incrementality testing frameworks, including lift measurement and causal inference methodologies, to evaluate campaign effectiveness.
• Build and enhance attribution models, including multi-touch and probabilistic attribution approaches across channels and devices.
• Partner closely with product, engineering, analytics, and business teams to translate business objectives into scalable data science solutions.
• Optimize machine learning models for accuracy, performance, latency, and scalability in production environments.
• Contribute to the architecture, design, and evolution of Mastercard's AdTech and commerce media products.
• Drive experimentation strategies, including A/B testing and advanced measurement frameworks.
• Stay current with emerging trends and technologies across the AdTech ecosystem, including DSPs, SSPs, RTB protocols, identity resolution, privacy-preserving techniques, and digital advertising measurement.

All About You
• Experience in Data Science, Machine Learning, AdTech (Preferred), Marketing Science, or a related field is required for this position.
• Proven experience building and optimizing ad bidding systems, including RTB optimization, budget pacing, bid shading, and auction-based decisioning.
• Hands-on expertise developing personalization, recommendation, and targeting systems at scale.
• Strong background in incrementality measurement, experimentation, A/B testing, causal inference, and advanced attribution modeling.
• Deep understanding of the digital advertising ecosystem, including DSPs, SSPs, ad exchanges, identity solutions, targeting strategies, and measurement methodologies.
• Proficiency in Python and related data science libraries, with strong experience in data manipulation, feature engineering, and model development.
• Experience working with large-scale distributed data processing frameworks such as Apache Spark.
• Demonstrated success deploying machine learning models into production environments, including batch and real-time pipelines, APIs, monitoring, and model lifecycle management.
• Strong foundation in statistics, machine learning algorithms, optimization techniques, and predictive modeling.
• Experience leveraging cloud platforms such as AWS, Azure, or GCP, along with modern ML infrastructure and MLOps tools.
• Excellent communication and stakeholder management skills, with the ability to explain complex analytical concepts to both technical and non-technical audiences.
• Ability to thrive in a fast-paced, highly collaborative environment and influence technical and business

This position is currently only available to local candidates in the San Francisco area. Relocation is not currently available for this position.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
  • Abide by Mastercard's security policies and practices;
  • Ensure the confidentiality and integrity of the information being accessed;
  • Report any suspected information security violation or breach, and
  • Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.


In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.

Pay Ranges
San Francisco, California: $138,000 - $221,000 USD

About MasterCard

Transactis transforms traditional paper billing and payment processing by enabling businesses of all sizes to replace paper bills, statements, invoices, payments and documents with more efficient digital alternatives. Transactis goes to market exclusively with resellers—financial institutions, technology companies, printers and business process outsourcers—to provide their customers with secure, configurable, white-label, industry-leading SaaS solutions. More than a technology provider to resellers, Transactis is a full-service business partner, delivering a broad and deep suite of sales, marketing, technical and operational support, empowering resellers to more successfully serve their clients. Transactis meets the strictest regulatory and compliance requirements including HIPAA, SSAE 16, PCI Level 1, and SOC 2. Transactis’ investors include ff Venture Capital, MacAndrews & Forbes, Metamorphic Ventures, Safeguard Scientifics, StarVest Partners, Capital One, Fifth Third Bank, PNC, TD Bank and Wells Fargo.

MasterCard Careers

Joining MasterCard offers more than just a job opportunity; it's a gateway to a career infused with innovation, leadership, and growth. As a global leader in payment solutions, MasterCard is at the forefront of the digital economy, driving transformation in the fintech sector.

Work You’ll Do

At MasterCard, your work impacts the global economy. Our team is dedicated to shaping the future of commerce with advanced payment technologies and robust security measures. By joining our team, you will collaborate with some of the brightest minds in technology and business, contributing to projects that enhance how people pay and get paid across the world.

Innovate and Lead

MasterCard is synonymous with innovation. We encourage our professionals to lead with creativity and vision, supported by our substantial investments in technology and research. Our leadership in the digital payments space is not just about technology, but also about the innovative minds that drive our company forward.

Grow Your Career

Career growth at MasterCard is dynamic and rewarding. With a plethora of job opportunities ranging from internships to executive positions, your potential for advancement is limitless. Our commitment to professional development is evident through comprehensive leadership and diversity training programs that prepare you for the next steps in your career.

Be Part of Our Diverse Team

Diversity and inclusion are the bedrock of our company culture. MasterCard’s global team is rich in diverse perspectives, and we believe this is key to our innovation. By joining us, you become part of a culture that values every individual’s unique background and experiences.

Benefits and Culture

MasterCard is committed to supporting our employees’ well-being both inside and outside of work. Our benefits package is designed to enhance your life and help you build a rewarding career. From health and wellness programs to flexible working arrangements, we ensure that our team members are well taken care of.

Explore Job Opportunities

Whether you’re starting out with an internship or seeking a leadership role, MasterCard offers positions that challenge your skills and push you towards personal and professional achievements. Our hiring process is thorough, ensuring that we match the right talent to the right roles.

Networking and Professional Development

Networking at MasterCard goes beyond connecting with colleagues; it involves engaging with industry leaders and innovators who are shaping the future of commerce. Our employees have access to a wide range of networking events, workshops, and seminars that enhance their skills and career trajectories.

Join Our Team

Search open positions that match your skills and interests on the MasterCard Careers page. We are looking for passionate, curious, and innovative team players who are ready to make a difference in the world of digital payments.

Stay Connected

Keep up to date with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. MasterCard is not just a company; it’s a place where you can shape your future and the future of commerce worldwide.

Apply Now

Ready to take the next step in your career? Update your resume, prepare for your interview, and apply for a position at MasterCard. Discover the exciting and rewarding opportunities that await you in a career at one of the world’s leading financial technology companies.

MasterCard Jobs and Careers

Empower your professional journey with MasterCard, where innovation, leadership, and growth come together to create transformative career experiences. Join us and make your mark in the evolving landscape of digital payments.
Learn more about MasterCard
Size
24,000 employees
Market Cap
$330.8 billion
Industry
Net Income
$6.4 billion
Founded
1966
5 Year Trend
+11.9%
Revenue
$15.3 billion
NASDAQ

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