American Express

Senior Analyst, Product Operations & Regulatory Compliance (FDIC 370)

American Express$90K — $120K *
Sandy, UT 84092In-Person
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree or equivalent experience.
  • 2+ years in banking operations, regulatory compliance, product operations, or financial services roles.
  • Experience with deposit products and banking regulatory requirements.
  • Strong analytical skills to interpret complex data.
  • Ability to manage multiple projects and stakeholders concurrently.
  • Excellent written and verbal communication skills.
  • Proficiency in Microsoft Excel and PowerPoint.

Responsibilities

  • Lead FDIC 370 self-assessment activities and governance meetings.
  • Coordinate quarterly documentation and maintenance of assessment evidence.
  • Execute business testing activities as per platform playbooks.
  • Track and escalate regulatory risks and issues using RAID logs.
  • Produce governance and status reports for leadership and regulatory forums.
  • Support ongoing data quality reviews and remediation efforts.
  • Investigate and resolve data quality alerts regarding customer issues.

Benefits

  • Comprehensive health insurance options.
  • Retirement savings plan with company match.
  • Professional development and career advancement opportunities.
  • Flexible working arrangements.
  • Employee discounts and rewards programs.
Full Job Description
Job Description

The Senior Analyst, Product Operations & Regulatory Compliance is responsible for supporting the ongoing governance, compliance, operational readiness, and regulatory reporting obligations associated with American Express National Bank (AENB) deposit products. This role serves as a key liaison across Product, Compliance, Technology, and Servicing teams to ensure regulatory requirements are implemented, monitored, and maintained through effective controls, reporting, issue management, and process governance.

The successful candidate will lead ongoing regulatory assessment activities, support data remediation initiatives, maintain operational procedures, and execute compliance-related programs including ongoing FDIC 370 compliance.

Responsibilities

  • Lead FDIC 370 self-assessment activities and governance meetings with Deposit Banking Platform, 3rd party technology platform provider FIS, and other stakeholders.
  • Coordinate Quarterly documentation and maintenance of assessment evidence, testing results, and supporting artifacts.
  • Execute all business testing activities in accordance with established platform playbooks.
  • Track, monitor, and escalate regulatory risks, issues, dependencies, and action items through maintenance of RAID logs.
  • Produce recurring governance and status reporting for AENB leadership and regulatory oversight forums.
  • Support ongoing data quality reviews and remediation efforts.
  • Investigate and resolve data quality alerts focused on resolving customer linkage issues, FDIC insurance ownership rights issues, beneficiary-related exceptions, etc.
  • Maintain and update operating procedures and process documentation.


Qualifications

Minimum Qualifications
  • Bachelor's degree or equivalent experience.
  • 2+ years of experience in banking operations, regulatory compliance, product operations, risk management, or related financial services roles.
  • Experience supporting deposit products and banking regulatory requirements.
  • Strong analytical and problem-solving skills with the ability to interpret complex data and identify trends.
  • Experience managing multiple workstreams, priorities, and stakeholder groups simultaneously.
  • Strong written and verbal communication skills, including documentation and executive reporting.
  • Proficiency in Microsoft Excel, PowerPoint, and data analysis tools.
  • Ability to work independently in a fast-paced and evolving environment.


Preferred Qualifications
  • Experience supporting FDIC 370 compliance programs and regulatory reporting requirements.
    Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for this position.


The below represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.

About American Express

Amex provides industrial services to the coatings and linings sector, providing support for commercial, industrial, and maritime projects such as petrochemical, power, and water treatment industries. They offer painting services for steel structures, storage tank linings and coatings, pipelines, floors, and marine vessels such as ships, tugboats, and barges.

American Express Careers

Join the vibrant team at American Express, a global leader in financial services, and be part of a company that values innovation, leadership, and diversity. At American Express, we offer more than just job opportunities; we provide a platform for professional growth and a chance to be part of a culture that is committed to excellence and inclusive growth. Work You’ll Do At American Express, we are dedicated to helping our employees reach their full potential. With a variety of career paths available in areas such as technology, marketing, finance, and customer service, American Express is the perfect place to advance your career. Our team is composed of highly skilled professionals who thrive on innovation and collaboration. Join our team and contribute to a company known for its prestigious history of leadership in the credit card industry. Engage in meaningful work that makes a real impact on our global scale business operations. American Express Leadership and Development Programs We believe in nurturing the leadership skills of our employees with extensive training programs and leadership development opportunities. Our commitment to professional growth is evident in our comprehensive benefits package that supports both personal and professional development. Internship Opportunities Start your career with an internship at American Express and gain valuable industry experience. Our internships offer a chance to develop skills, work on challenging projects, and learn from leaders in the industry. Interns at American Express are considered integral members of the team and are given responsibilities that provide a real insight into their future career paths. Diversity and Inclusion At American Express, diversity and inclusion are at the core of our company culture. We are committed to building a diverse workforce and inclusive environment where every employee feels valued and inspired. We offer diversity training programs that empower our employees to thrive and lead in a global marketplace. Networking and Innovation Our employees enjoy unparalleled opportunities for networking and personal growth through our global connections and innovative projects. American Express encourages a culture of innovation that helps propel our company and your career forward. Career Benefits and Growth American Express is dedicated to the growth of its employees. We offer competitive benefits, including health, retirement plans, and family leave, ensuring that our team members have the support they need to succeed both at work and in their personal lives. Join Our Team Explore the job opportunities and open positions at American Express. We are continuously hiring talented individuals who are passionate about their careers and interested in working for a company that offers a dynamic and supportive environment. Stay Connected Keep up to date with the latest from American Express Careers by following our career blog and signing up for job alert emails. Tailor your subscription to receive updates that match your skills and interests. Discover the exciting and rewarding career opportunities that await at American Express. SEARCH AMERICAN EXPRESS JOBS Whether you are looking for a full-time position, an internship, or a leadership opportunity, American Express offers a path to a rewarding career. Join us and make a difference with your passion, creativity, and drive.
Learn more about American Express
Size
64,000 employees
Market Cap
$108.1 billion
Industry
Net Income
$3.1 billion
Founded
1850
5 Year Trend
+3.5%
Revenue
$37 billion
NASDAQ

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