About the Role:

The Transaction Integrity Product squad protects both our customers and Remitly from financial harm. We build systems that detect and stop scam activity before it impacts the people who depend on us most. We also stop fraud before it undermines the integrity of our platform. This allows customers to send money safely, simply, and without disruption. Our work sits at the intersection of customer experience and trust-every decision we make balances stopping bad actors with keeping Remitly accessible and easy to use for the millions of people who depend on it.

As a Software Development Engineer II on the team, you'll design and build backend services and customer experiences that power real-time fraud and scam prevention across Remitly's remittance flows. You'll own meaningful features end-to-end. You'll collaborate closely with product and program managers, fraud analysts, and partner engineering teams. You'll contribute to a platform that directly protects customers and supports Remitly's reputation as the most trusted way to send money globally.

You will report to one of our engineering managers and will be required to work 3+ days out of our Seattle, WA HQ.

You Will

• Design and implement scalable, high-quality backend services and APIs that support real-time fraud detection and risk decisioning
• Build and ship features and customer experiences that improve our ability to identify and stop fraud and scams early in the customer journey, reducing friction for legitimate customers
• Own features end-to-end: translate requirements into technical designs, break work into tasks, estimate effort, and deliver with quality-including testing, monitoring, and documentation
• Improve the reliability, observability, and maintainability of risk systems to ensure consistent and explainable outcomes for customers and internal teams
• Provide constructive feedback in code and design reviews, upholding a high bar for correctness, security, and maintainability
• Monitor production systems, respond to incidents, and drive improvements that enhance system resilience and customer outcomes
• Partner with product and program managers, fraud analysts, and partner engineering teams to translate fraud and scam prevention requirements into reliable technical solutions
• Support the growth of peers through pairing and code reviews when the opportunity arises

You Have

• A degree in computer science, engineering, or a related field, or equivalent experience
• 4+ years of professional software development experience building and maintaining production backend systems
• Strong programming skills in Go, Kotlin, or similar languages (Java, Python, C++) with a demonstrated ability to learn new technologies
• Proficiency in designing and building distributed systems on cloud platforms, particularly AWS
• Experience optimizing how systems are deployed, tested, logged, and monitored; familiarity with CI/CD practices and infrastructure tooling
• Ability to handle ambiguity in feature requirements and business expectations, and to independently drive features from design through delivery
• Proven track record of writing clean, well-tested, modular code and providing thorough code reviews
• Strong collaboration skills-comfortable partnering with cross-functional stakeholders including product managers, data scientists, and fraud analysts to understand requirements and propose solutions
• Experience translating emerging AI capabilities into practical, high-impact solutions

Compensation Details. The starting base salary range for this position is typically $144,000-$180,000. In the U.S., Remitly employees are shareholders in our Company and equity is part of our total compensation plan. Your recruiter can share more information about medical benefits offered, as well as other financial benefits and total compensation components offered with this role.

#LI-Hybrid

Our Benefits:

• Flexible paid time off
• Health, dental, and vision + 401k plan with company matching
• Paid parental, medical, military and family care leave
• Mental Health & Family Forming Benefits
• Employee Stock Purchase Plan (ESPP)
• Continuing education and travel benefits

Our Connected Work Culture: Driving Innovation, Together

At Remitly, we believe that true innovation sparks when we come together. Our Connected Work Culture fosters dynamic in-person collaboration, where ideas ignite and challenging problems find solutions faster. For corporate team members, we have an in-office expectation of at least 50% of the time monthly, typically achieved by coming in three days a week. This creates a consistent, meaningful overlap that supports team norms and business needs. Managers also have the flexibility to set higher expectations based on their team's specific needs. These intentional in-office moments are vital for deepening relationships, fueling creativity, and ensuring your impact is felt where it matters most.