Cincinnati Financial Corp

Sales - Field Underwriting Territory Representative

Cincinnati Financial Corp • $90K — $152K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree or 5+ years of relevant industry experience.
  • Minimum of 2 years of multiline commercial underwriting experience with underwriting authority.
  • Relevant insurance certifications (e.g., CIC or CPCU) are advantageous.
  • Strong analytical and problem-solving skills are essential.
  • Excellent communication and interpersonal abilities are required.

Responsibilities

  • Underwrite by analyzing risks, pricing, negotiating, and making informed decisions on commercial business.
  • Market by soliciting business and building strong agency relationships across all business units in your territory.
  • Develop the territory by owning and executing on strategic growth plans.
  • Lead agencies by cultivating deep understanding and relationships with each agency to create a diverse portfolio.
  • Provide leadership by collaborating with other field disciplines to ensure agency success.
  • Research market trends, emerging risks, and competitor strategies to inform underwriting decisions.

Benefits

  • Eligible for annual cash bonus and stock incentives based on performance.
  • Access to tools and training for professional development and success.
  • Lifelong learning opportunities to become a trusted insurance professional.
  • Commitment to diversity within the team.
Full Job Description
With a commitment to excellence and building strong agency relationships, our Sales and Marketing department is looking for a property and casualty field territory underwriter. As a field-based underwriter, you will play a critical role in evaluating, assessing, and pricing risks while leading profitable growth for our agency partners in your territory. This position is for our Traverse City, Michigan, territory. Positions serving territories away from our headquarters in Fairfield, Ohio are fully remote. The pay range for this position is $90,000 - $152,000 annually. Our competitive compensation package is based on the applicant's education, experience, location, knowledge, skills, and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance. Be ready to: • underwrite: analyzing risks, pricing, negotiating, and making informed decisions on commercial business • market: selling & soliciting of business across all the business units available within the territory to build a strong, diverse agency relationship • develop the territory: leads territory in strategic plan development, ownership, and execution of enterprise-wide growth and profit within territory, including new agency appointments • lead agencies: achieves deep relationships with and understanding of each assigned agency relationship to build a diverse and profitable portfolio, delivering on our vision to be the best company serving independent agents by consistently being present within agency offices • provide leadership: partners with and leads other field disciplines within designated agency relationships to ensure their success by communication, support, and collaboration with team members • research the market: stays updated on industry trends, market conditions, emerging risks, primary competitors, and effectively communicates and makes informed decisions based on this information Be equipped with: • strong analytical and problem-solving skills • excellent communication and interpersonal abilities • ability to work independently and make sound decisions • willingness to travel and visit agencies within territory regularly • strategic business plan development skills • passion for leading • a valid driver's license Bring education and experience from: • bachelor's degree or 5+ years of industry experience (required) • a minimum of 2 years of multiline commercial underwriting experience in a role where you had underwriting authority (required); more than 3 years (preferred) • relevant insurance industry certifications (e.g., Certified Insurance Counselor (CIC) or Chartered Property Casualty Underwriter (CPCU), professional selling) are a plus Enhance your talents Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you're new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional - all while enjoying a meaningful career. Enjoy benefits and amenities Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities. Embrace a diverse team

About Cincinnati Financial Corp

Cincinnati Financial Corporation is a property casualty insurance company that primarily operates in the Midwest and Southeastern regions of the United States. The company offers a wide range of insurance products, including personal, commercial, and life insurance. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio. The company has a strong financial position and has consistently paid dividends for over 60 years. Cincinnati Financial Corporation is committed to providing excellent customer service and has received numerous awards for its claims handling and customer satisfaction.
Learn more about Cincinnati Financial Corp
Size
5,166 employees
Market Cap
$16.5 billion
Industry
Net Income
$1.2 billion
Founded
1950
5 Year Trend
+12.1%
Revenue
$7.5 billion
NASDAQ

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