One, Inc

Product Manager, Banking/Cash Advance

One, Inc • $110K — $130K *
US-AnywhereRemote in United States
Finance & Insurance
Less than 5 years of experience
Today
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Job Overview by Ladders

Qualifications

  • 3 - 8 years of experience in overdraft, Cash Advance, or Consumer Lending products
  • Ability to understand and analyze product mechanics (limits, repayment, fees)
  • Self-starter with a proven ability to operate independently
  • Strong analytical skills with experience in unit economics
  • Detail-oriented with a knack for cross-functional collaboration
  • Proactive mindset suited for a fast-paced, growth-oriented environment

Responsibilities

  • Design and launch the next phase of the Cash Advance product
  • Drive product roadmap by understanding customer needs and defining requirements
  • Utilize quantitative analysis to enhance user conversion and optimize repayment structures
  • Collaborate with analytics, engineering, design, and other teams to keep projects on track
  • Ensure seamless integration of Banking features across app and point-of-sale channels

Benefits

  • Competitive salary, stock options, and health benefits starting Day 1
  • 401(k) plan with company match
  • Remote-friendly work environment in the US with flexible time off
  • Opportunities for professional growth in a mission-driven culture
  • Inclusive work atmosphere with significant impact on customers and the company
Full Job Description
The Role

As a Product Manager on the Banking team at OnePay, you'll own the roadmap and day-to-day execution for our Cash Advance product and other Banking features. You'll leverage your technical, design, and analytical skills to directly shape how millions of customers manage short-term cash flow, while partnering with other teams to ensure seamless and scalable experiences across our app and point-of-sale channels. This role offers a significant opportunity to massively impact both our customers and our company. You will:
  • Design and ship the next phase of cash advance as we grow and scale massively
  • Drive the roadmap by understanding customer pain points, defining requirements, and shipping features
  • Bring real quantitative rigor to how we convert users, set limits, optimize repayment, and manage fee structure and unit economics
  • Partner closely with a cross-functional group of analytics, legal, engineering, design, risk, and servicing to keep the roadmap moving


You Bring
  • 3 - 8 years of relevant experience owning an overdraft, Cash Advance, or Consumer Lending product
  • You are not afraid to dig into the details and the underlying mechanics (limits, repayment, fees, etc.) - note: you do not need full underwriting depth
  • A track record of operating independently with minimal ramp-up
  • Strong analytical chops; comfortable working side by side with data and risk partners on unit economics
  • Highly detail-oriented, thrives in a genuinely cross-functional environment
  • Drive and proactivity - everyone here is a builder and executor


What We Offer
  • Competitive base salary, stock options, and health benefits from Day 1
  • 401(k) plan with company match
  • Remote-friendly (US), flexible time off (FTO), and opportunities for growth
  • A high-growth, mission-driven, inclusive culture where your work has real impact


Standard Interview Process
  • Initial Interview with Talent Partner
  • Technical or Hiring Manager Interview
  • Team Interview
  • Executive Interview
  • Offer!


About One, Inc

One, Inc. provides software solutions for the insurance industry. The company offers a cloud-based policy administration system that automates the process of selling and servicing insurance policies. The company's platform enables insurance companies to manage policies, claims, billing, and analytics. The company's customers include insurance carriers, managing general agencies, and brokers. The company was founded in 2005 and is headquartered in Santa Monica, California.
Learn more about One, Inc
Size
200 employees
Industry
Enterprise Technology
Founded
2012
* Ladders Estimates

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