The PNC Financial Services Group, Inc

Product Management Sr Manager, Immediate Payments

Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of extensive Immediate Payments product management experience
  • Proven ability to collaborate with cross-functional teams such as development and operations
  • Strong capability to prioritize and execute on multiple product initiatives
  • Exceptional communication and influencing skills
  • Experience interfacing with senior-level stakeholders and presenting at industry events
  • Capability to thrive in fast-paced environments

Responsibilities

  • Develop and maintain the product strategy plan for immediate payments
  • Champion product enhancements and collaborate on new initiatives
  • Manage product financials, budgeting, and forecasting revenue
  • Partner with multiple teams to ensure a seamless client experience
  • Maintain marketing materials and educate teams on product capabilities
  • Engage in industry discussions and contribute thought leadership
  • Collaborate with other lines of business on enterprise initiatives

Benefits

  • Medical/prescription drug coverage with a Health Savings Account
  • Dental and vision insurance options
  • Short and long-term disability protection
  • 401(k) plan with company match and pension plan
  • Generous leave policies including maternity/parental leave
  • Educational assistance and wellness programs including financial incentives
Full Job Description
Position Overview

As a Product Management Sr. Manager within PNC's Treasury Management Global Payments organization, you will manage and develop a team of Product Managers responsible for a portfolio of strategic immediate payment solutions: Instant Payments (both Real Time Payments and FedNow), Intelligent Payment Routing, our business-to-consumer payee choice solution known as ePayments, Direct-to-Debit Card Payments and Zelle Disbursements.

You and your team will define and execute the immediate payments product strategy and multi-year roadmap across the full set of immediate payments solutions. You will be accountable for driving the product strategy and priorities, client adoption and usage, and financial outcomes including revenue and direct expenses across the product lifecycle. You and your team will partner with other Product Management partners, Product Development, Technology, Operations, Servicing, Implementation, and Risk partners to inform the design and operating approach for sales enablement and support, servicing, implementation and risk management of the immediate payments product line.

Required Qualifications:

-Extensive Immediate Payments product management experience including instant payments, intelligent payment routing, B2C payee choice solutions, direct-to-debit card and Zelle disbursements. Knowledge of other non-U.S. domestic wire systems helpful.
-Proven ability to partner effectively with product development, operations, sales and other stakeholders.
-Ability to define, prioritize and execute product work across multiple platforms and initiatives.
-Strong communication and influence skills with the ability to drive alignment across business and development/technology stakeholders.
-Experience operating and presenting at a strategic level while maintaining accountability for execution.
-Ability to thrive in a fast-paced environment.
-Experience presenting at industry conferences and with senior-level corporate decision makers.

Job Description:

-Develops and maintains the product strategy plan for the Immediate Payments product line including the competitive position, growth strategies, financial and performance metrics and product roadmap. Aligns the plan with key partners across Treasury Management and the enterprise.
-Champions product improvements including appropriate business justification and prioritization. Collaborates with product development and operations to define the overall scope and requirements for new initiatives.
-Manages the product financials including budgeting and forecasting of revenue growth and direct expenses. Provides periodic financial updates and insights along with key product and industry updates.
-Partners closely with Operations, Sales, Servicing, Implementation, Risk and Compliance partners to ensure a positive end-to-end client experience.
-Partners closely with Go-to-Market teams to develop and maintain appropriate marketing, collateral and communication materials while educating TM partners on product capabilities and enhancements.
-Participates in industry groups such as The Clearing House RTP Business Committee and meets with Federal Reserve representatives to ensure PNC is actively engaged in industry discussions and changes. Actively contribute thought leadership to PNC clients and prospects thru articles, conferences and other forums. Engages bi-directionally with various standards forum as required to influence positive industry change results.
-Collaborates with other PNC lines of business including Retail and others on enterprise immediate payments initiatives.

PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description
  • Responsible for the end-to-end business and financial results for multiple product sets utilizing traditional and emerging capabilities in technology, operations, and data analytics to offer customers a differentiated product experience through the leadership of teams managing new and existing products or experiences.
  • Uses knowledge of emerging technologies to deliver product to customers through all applicable channels. Presents initiatives to gain senior management buy-in. Manages progress to ensure initiatives are completed on time, within budget and meet strategic goals.
  • Influences product and customer experience trends by monitoring competitors or peer organizations to stay abreact of emerging product and technology trends in the industry. Leads teams responsible for translating concepts or designs into new or improved products, product lines or experiences and recognizes, anticipates and resolves complex operational and process problems that arise.
  • Evaluates potential product or experience development projects for feasibility and value. Ensures successful outcomes from key stakeholders including sales, marketing, digital channel delivery and other internal service partners. Participates in client-facing and external stakeholder activities throughout the product or experience lifecycle. Adheres to company-defined risk appetite as part of the first line of defense. Serves as point of review and sign off for risk management, compliance and audit requirements, as needed.
  • Manages, motivates and develops one or multiple product lines and managers as well as the performance evaluation process of the Product Development Management team and key contributors. Identifies talent gaps in team and staffs appropriately.


Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred Skills
Business Objectives, Customer Solutions, Marketing, Product Development, Product Management, Sales

Competencies
Collaborating, Competitive Environment, Design Thinking, Emerging Technologies, Innovation, Managing Multiple Priorities, Problem Solving, Product Development Strategy, Solutions Development

Work Experience
Roles at this level typically require a university / college degree. Higher level education such as a Masters degree, PhD, or certifications is desirable. Industry experience is typically 8+ years. At least 5 years of prior management experience is typically required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Education
Bachelors

Certifications
No Required Certification(s)

Licenses
No Required License(s)

Language Assessments

No Required or Preferred Language Assessments

Pay Transparency

Base Salary: $123,200.00 - $274,560.00

Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.

Application Window

Generally, this opening is expected to be posted for two business days from 09/21/2026, although it may be longer with business discretion.

Benefits

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.

In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.

To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com.

About The PNC Financial Services Group, Inc

PNC is a financial service company providing bank deposit products and services to its community. The company assets (as of December 31, 2011) of approximately $271.2 billion. PNC operations include a regional banking franchise operating primarily in nineteen states and the District of Columbia with more than 2,700 branches, online and mobile services together with 7,400 ATM machines, specialized financial businesses serving companies and government entities, and asset management and processing businesses.

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Learn more about The PNC Financial Services Group, Inc
Size
57,668 employees
Market Cap
$62.6 billion
Industry
Net Income
$7.5 billion
Founded
1845
5 Year Trend
+2.9%
NASDAQ

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