Product Engineer (Software Engineer)

Clera

$120K — $200K *
Information Technology
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 3+ years in backend feature development for production systems.
  • Proficient in designing and consuming RESTful APIs.
  • Experience with event-driven architectures and message queues like Kafka.
  • Startup experience is essential; large companies are less relevant.
  • Strong relational database knowledge (PostgreSQL/MySQL) and query optimization skills.
  • Hands-on with CI/CD pipelines, version control, and automated testing.
  • Experience writing SQL and using analytics tools for system evaluation.

Responsibilities

  • Build end-to-end product features including domain models and API integrations.
  • Drive data-driven product releases toward ambitious milestones.
  • Regularly evaluate product and system performance using SQL and analytics.
  • Test and debug complex state machines for optimal user experience.
  • Ship to production daily through rapid CI/CD processes and own implementations.

Benefits

  • Visa sponsorship available.
  • Opportunity to impact user financial lives directly.
  • Work in an early-stage, innovative fintech environment.
Full Job Description
About the Role

This is a full-stack product engineering role at an early-stage fintech company building consumer tools for cash advances, paycheck bridging, and credit building. You will work directly with product, engineering, and business leaders to ship high-impact features for a growing base of paying users, with a real effect on their day-to-day financial lives.
What You'll Do
  • Build product features end-to-end, including domain models, business logic, and API integrations.
  • Drive data-driven, incremental releases toward bold product milestones.
  • Use SQL and analytics tooling to evaluate product and system performance regularly.
  • Test and debug complex state machines in an event-driven, pub/sub-heavy backend to ensure a seamless user experience.
  • Ship to production daily through a rapid CI/CD process, owning implementations end-to-end and responding to production incidents as needed.
What We're Looking For
  • 3+ years of experience building backend features end-to-end for production systems.
  • Proficiency designing and consuming RESTful APIs, including authentication/authorization patterns and rate limiting.
  • Experience with event-driven architectures and message queues such as Kafka or Pub/Sub.
  • Meaningful early-stage startup experience, rather than exclusively large-company or late-stage backgrounds.
  • Strong knowledge of relational databases (PostgreSQL or MySQL), including data modeling and query optimization.
  • Hands-on experience with CI/CD pipelines, version control, automated testing, and code review processes.
  • Experience writing SQL and using analytics tools to evaluate system and product performance.
  • A track record of building consumer-facing products, not B2B only.
  • Strong computer science fundamentals: algorithms, data structures, and system design.
  • Background in a high-bar engineering environment, supported by a strong academic foundation.
  • Experience with Go (Golang) deployed on GCP is a plus.
Compensation & Benefits
  • Salary: $120,000 to $200,000 USD annually.
  • Visa sponsorship: Available.
Location

On-site in San Francisco, California, United States.

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