MasterCard

Principal Software Engineer, Data Architecture

MasterCard$204K — $337K *
Information Technology
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years in a principal engineer or lead architect role
  • Expertise in distributed data systems at large scale
  • Hands-on experience with technologies like Apache Spark and Snowflake
  • Experience in modernizing data platforms to cloud-native architectures
  • Understanding of data governance and compliance in global environments
  • Ability to influence C-suite stakeholders
  • Bachelor's or Master's in Computer Science or related field

Responsibilities

  • Serve as technical leader for enterprise data architecture
  • Translate business strategy into secure data architecture decisions
  • Define global data architecture strategy across hybrid cloud
  • Architect solutions meeting global compliance mandates
  • Champion Data Mesh principles for federated ownership
  • Establish architecture standards and design patterns
  • Lead the modernization of legacy data platforms

Benefits

  • Comprehensive insurance coverage including medical and dental
  • Generous vacation and paid leave policies
  • 401k with competitive company match
  • Tuition reimbursement for continued education
  • Access to fitness facilities or fitness reimbursements
  • Paid sick and safe time allowance
Full Job Description
Title and Summary

Principal Software Engineer, Data Architecture

Overview:
Mastercard's Data & Analytics organization is seeking a visionary Principal Software Engineer, Data Architecture to define and advance our global enterprise data architecture strategy. Reporting to the Vice President of Data Engineering, this role serves as the senior technical authority for how data is architected, governed, secured, and enabled across Mastercard's complex global ecosystem.

The successful candidate will establish the architectural vision for modernizing data platforms across hybrid cloud and on-premises environments, supporting both high-volume batch processing and low-latency, real-time workloads. This leader will play a critical role in enabling Mastercard's "Edge Everywhere, Run Anywhere" strategy, ensuring data platforms can be deployed consistently, securely, and at scale across diverse geographies and regulatory environments.

This position combines deep hands-on technical expertise with enterprise influence, driving architectural decisions that maximize the value of Mastercard's data assets while meeting the highest standards for security, resiliency, compliance, and operational excellence.

Role:
• Serve as the senior technical leader for enterprise data architecture, partnering closely with the VP and senior technology leadership.
• Act as a trusted advisor to executive stakeholders, translating business strategy into scalable, secure, and resilient data architecture decisions.
• Define and evolve Mastercard's global data architecture strategy across hybrid cloud and on-premises environments.
• Architect secure, resilient solutions that meet global regulatory and compliance mandates, including GDPR, ISO 20022, and regional data localization requirements.
• Champion Data Mesh principles, enabling data-as-a-product capabilities, federated ownership, governance, and self-service access.
• Establish and drive enterprise architecture standards, design patterns, and engineering best practices through the Data & Analytics Architecture Review Board.
• Lead the modernization of legacy data platforms to cloud native architectures across AWS, Azure, and GCP.
• Drive adoption of modern data technologies, including Databricks, Snowflake, Delta Lake, and streaming platforms.
• Enable both real time and batch analytics use cases to support high availability, mission critical workloads.
• Evaluate and incorporate emerging technologies, including AI-enabled data platforms and agent-based architectures.
• Mentor and influence global engineering teams, fostering a culture of technical excellence, accountability, and thoughtful risk taking.

All About You:
• Proven experience as a Principal Engineer, Lead Architect, or equivalent technical leadership role driving enterprise-scale data architecture and platform strategy.
• Deep expertise designing, building, and operating distributed data systems at global scale.
• Strong hands-on experience with technologies such as Apache Spark, Kafka, Flink, NiFi, Databricks, Snowflake, and modern cloud-native data platforms.
• Demonstrated success modernizing data platforms using cloud native architectures across AWS, Azure, and/or GCP.
• Experience integrating AI driven capabilities into data platforms, with appropriate governance and guardrails for emerging use cases, including agentic commerce.
• Strong understanding of data governance, security, and regulatory compliance in highly regulated, global environments.
• Proven ability to lead and influence architectural initiatives within Agile, SAFe, or product centric delivery models, partnering effectively with product, engineering, and business stakeholders.
• Demonstrated ability to influence technical and business decisions at all levels, including C-suite stakeholders.
• Strong executive presence with the ability to translate complex architecture concepts into business language.
• Exceptional communication skills, with the ability to articulate complex technical concepts to executive and non-technical audiences.
• Strong Decency Quotient (DQ) with a track record of building inclusive, collaborative, high performing teams.
• Bachelor's or Master's degree in Computer Science, Engineering, Data Science, or a related quantitative field, or equivalent practical experience.

This role is not eligible for Mastercard's work authorization sponsorship. As such, candidates must be eligible to work in the United States, now as well as in the future, without employer sponsorship.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
  • Abide by Mastercard's security policies and practices;
  • Ensure the confidentiality and integrity of the information being accessed;
  • Report any suspected information security violation or breach, and
  • Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.


In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.

Pay Ranges
Purchase, New York: $195,000 - $323,000 USD

New York City, New York: $204,000 - $337,000 USD

About MasterCard

Transactis transforms traditional paper billing and payment processing by enabling businesses of all sizes to replace paper bills, statements, invoices, payments and documents with more efficient digital alternatives. Transactis goes to market exclusively with resellers—financial institutions, technology companies, printers and business process outsourcers—to provide their customers with secure, configurable, white-label, industry-leading SaaS solutions. More than a technology provider to resellers, Transactis is a full-service business partner, delivering a broad and deep suite of sales, marketing, technical and operational support, empowering resellers to more successfully serve their clients. Transactis meets the strictest regulatory and compliance requirements including HIPAA, SSAE 16, PCI Level 1, and SOC 2. Transactis’ investors include ff Venture Capital, MacAndrews & Forbes, Metamorphic Ventures, Safeguard Scientifics, StarVest Partners, Capital One, Fifth Third Bank, PNC, TD Bank and Wells Fargo.

MasterCard Careers

Joining MasterCard offers more than just a job opportunity; it's a gateway to a career infused with innovation, leadership, and growth. As a global leader in payment solutions, MasterCard is at the forefront of the digital economy, driving transformation in the fintech sector.

Work You’ll Do

At MasterCard, your work impacts the global economy. Our team is dedicated to shaping the future of commerce with advanced payment technologies and robust security measures. By joining our team, you will collaborate with some of the brightest minds in technology and business, contributing to projects that enhance how people pay and get paid across the world.

Innovate and Lead

MasterCard is synonymous with innovation. We encourage our professionals to lead with creativity and vision, supported by our substantial investments in technology and research. Our leadership in the digital payments space is not just about technology, but also about the innovative minds that drive our company forward.

Grow Your Career

Career growth at MasterCard is dynamic and rewarding. With a plethora of job opportunities ranging from internships to executive positions, your potential for advancement is limitless. Our commitment to professional development is evident through comprehensive leadership and diversity training programs that prepare you for the next steps in your career.

Be Part of Our Diverse Team

Diversity and inclusion are the bedrock of our company culture. MasterCard’s global team is rich in diverse perspectives, and we believe this is key to our innovation. By joining us, you become part of a culture that values every individual’s unique background and experiences.

Benefits and Culture

MasterCard is committed to supporting our employees’ well-being both inside and outside of work. Our benefits package is designed to enhance your life and help you build a rewarding career. From health and wellness programs to flexible working arrangements, we ensure that our team members are well taken care of.

Explore Job Opportunities

Whether you’re starting out with an internship or seeking a leadership role, MasterCard offers positions that challenge your skills and push you towards personal and professional achievements. Our hiring process is thorough, ensuring that we match the right talent to the right roles.

Networking and Professional Development

Networking at MasterCard goes beyond connecting with colleagues; it involves engaging with industry leaders and innovators who are shaping the future of commerce. Our employees have access to a wide range of networking events, workshops, and seminars that enhance their skills and career trajectories.

Join Our Team

Search open positions that match your skills and interests on the MasterCard Careers page. We are looking for passionate, curious, and innovative team players who are ready to make a difference in the world of digital payments.

Stay Connected

Keep up to date with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. MasterCard is not just a company; it’s a place where you can shape your future and the future of commerce worldwide.

Apply Now

Ready to take the next step in your career? Update your resume, prepare for your interview, and apply for a position at MasterCard. Discover the exciting and rewarding opportunities that await you in a career at one of the world’s leading financial technology companies.

MasterCard Jobs and Careers

Empower your professional journey with MasterCard, where innovation, leadership, and growth come together to create transformative career experiences. Join us and make your mark in the evolving landscape of digital payments.
Learn more about MasterCard
Size
24,000 employees
Market Cap
$330.8 billion
Industry
Net Income
$6.4 billion
Founded
1966
5 Year Trend
+11.9%
Revenue
$15.3 billion
NASDAQ

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