Tri Counties Bank

Middle Market Ag Relationship Manager or Senior

Tri Counties Bank$115K — $172K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5-10 years of experience in commercial banking for Senior role, 5 years for Middle Market RM I.
  • Strong understanding of credit, commercial products, and financial statement analysis.
  • Proficient in structuring and pricing loans based on advanced credit analysis.
  • Exceptional knowledge of commercial credit guidelines, policies, and procedures.
  • Bachelor's degree preferred; high school diploma or GED required.

Responsibilities

  • Drive development of new business for companies with revenue of at least $50MM.
  • Develop advisory relationships with clients and senior executives.
  • Collaborate with bank partners for strategies targeting complex clients.
  • Participate in community activities and promote sound business practices.
  • Perform annual client reviews to ensure comprehensive service delivery.
  • Coordinate with Credit Team for efficient document processing and underwriting.
  • Identify opportunities for cross-selling based on client needs.

Benefits

  • Participation in community and civic affairs.
  • Opportunities for professional development through training and education.
  • Incentive opportunities based on performance.
  • Access to extensive bank products and services for clients.
Full Job Description
The hiring range for this opportunity is $115,000 to $172,000 annual salary along with incentive opportunities, creating a competitive total compensation package based on our pay scale, and may be modified by location and is commensurate with qualifications and experience.

Position Summary - Middle Market Ag Relationship Manager or Senior

POSITION SUMMARY

Develops and manages relationships with commercial clients in assigned business segments and/or geographic areas. Viewed as a trusted advisor to clients and can manage and develop a portfolio of relationships with target segments that lead to loans, deposits and other revenue generating products and services. Requires a robust understanding of credit, commercial products and financial statement analysis, in order to offer holistic banking solutions (i.e. loans and treasury management) based on specific needs.

MAJOR RESPONSIBILITIES
• Drive development of profitable new business for companies with annual revenue of no less than $50MM and ongoing credit monitoring of the portfolio.
• Develop trusted advisory relationships with Owners and Senior Executives of Clients, Prospects and Centers of Influence.
• Coordinate with bank partners to create and implement a strategy for large and complex Clients, Prospects and Centers of Influence. Collaborate with other Bank partners and communicate new sales and cross selling opportunities.
• Participate in community activities. Responsible for training, educating, and promoting sound business practices.
• Understand and be proficient on Products and Services to make holistic banking recommendations to clients based on the needs of its business.
• Protect the bank by applying sound risk management protocols and adhering to regulatory requirements.
• Identify opportunities for offering a full range of bank product and services, based on clients' needs; Analyze tactical business challenges related to full-service banking for the vertical.
• Perform Annual Client reviews; in partnership with any relationship stakeholders, to ensure clients' needs are being fully met.
• Coordinate with Credit Manager/Credit Team to ensure all necessary documentation is received from the client to facilitate expeditious underwriting. Present credit recommendations for client full banking relationship needs.
• Communicate and educate current and potential clients on products and services to resolve any business or technical need.
• Participate in internal and external meetings to build credibility, win new business, enhance relationships and create a perception of bank's products, services and competencies.

OTHER RESPONSIBILITIES
• Participates and maintains active roles in pertinent industry trade groups, events and conferences.
• Participates in civic and community affairs as appropriate.
• Maintains a current understanding of Bank policies and procedures in compliance with all federal and state laws.

EDUCATION, EXPERIENCE AND OTHER SKILLS REQUIRED
• High school diploma or GED required. Bachelor's degree, preferred.
• Middle Market RM I: 5 years of industry experience.
• Senior Middle Market RM: 10 years of industry experience.
• Advanced credit analysis, ability to properly structure and price existing and new loans. Exceptional knowledge of commercial credit guidelines, policies and procedures.
• Proven track record of success in driving growth in a commercial banking environment.

About Tri Counties Bank

Tri Counties Bank is a community bank that provides personal and business banking services to customers in California. The bank was founded in 1975 and is headquartered in Chico, California. Tri Counties Bank offers a range of financial products and services, including checking and savings accounts, loans, credit cards, and online banking. The bank operates more than 70 branches throughout California, and has over $7 billion in assets. Tri Counties Bank is committed to supporting the communities it serves, and has donated millions of dollars to local organizations and causes.
Learn more about Tri Counties Bank
Size
1,200 employees
Industry
Founded
1976

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