Adyen

Merchant Fraud Analyst

Adyen$85K — $110K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 1-3 years experience in fraud within a financial institution; prior experience in fintech is advantageous.
  • Familiarity with the payments ecosystem, particularly in relation to issuer fraud and associated risks.
  • Strong analytical skills, leveraging data to identify trends and drive fraud investigations.
  • Knowledge of fraud prevention and remediation strategies in banking environments.
  • Comfortable making challenging decisions and quickly adapting based on emerging insights.
  • Ability to work independently as well as collaboratively with diverse teams across the globe.

Responsibilities

  • Proactively improve fraud operations processes within the Merchant Fraud team.
  • Monitor and analyze transaction and user behavior patterns to identify fraudulent activity in real-time.
  • Contribute to the development and ongoing enhancement of fraud detection systems.
  • Establish and refine policies for responding to fraud incidents, including investigation and communication protocols.
  • Stay informed of the latest trends and technologies in fraud prevention to continuously improve detection methods.

Benefits

  • Equity compensation (RSUs) included in the total compensation package.
  • Supportive work environment fostering personal career ownership.
  • Collaboration with diverse teams and global colleagues.
  • Commitment to Diversity, Equity and Inclusion in the workplace.
  • Prompt communication regarding application status, with a focus on a smooth candidate experience.
Full Job Description
Merchant Fraud Analyst

With our team growing rapidly, we are looking for an ambitious Merchant Fraud Analyst to join us. As part of the, relatively new, Merchant Fraud team in Chicago you will be working closely with Risk, Product, and other Merchant Operations teams. Within this role you are responsible for identifying, investigating, and preventing fraudulent activities related to our acquiring and embedded financial services. Your expertise will contribute to maintaining the integrity of our platform and ensuring a secure and trustworthy environment for our users. The Merchant Fraud Team is responsible for detecting and mitigating fraudulent activity that scalably reduces risk for Adyen and its customers.

What you'll do
  • As part of our growing Merchant Fraud team in Chicago you are pro-active and hands-on in improving our fraud operations processes
  • Monitor and investigate transaction patterns, account activities, and user behavior patterns to detect and mitigate fraudulent activities in real-time
  • Assist in the development and optimization of fraud detection systems and tools, suggesting improvements and enhancements as needed
  • Develop and optimize policies and procedures for fraud incident response, root cause analysis, funds recovery and communication protocols
  • Stay up-to-date with the latest fraud trends, techniques, and technologies to continuously enhance fraud detection and prevention methods

Who you are
  • 1-3 years of experience in fraud at a financial institution - experience in an issuing bank, PSP, or other fintech platform is a plus
  • Knowledge of the payments ecosystem, issuing and acquiring, and the fraud types impacting mainly issuers (e.g., chargeback fraud, scams, account takeover)
  • Highly analytical and data-apt; proficient in using data to identify emerging trends, drive investigations, and suggest improvements to fraud operations policies and tooling
  • Experience with fraud prevention, fraud detection, fraud investigations and fraud remediation in the banking sector
  • Willingness to make difficult decisions and quickly learn and iterate from these experiences - you are skilled at using data to drive decisions
  • You are able to work both on your own and with others, taking ownership where your knowledge is needed. At the same time you are a strong collaborator who is comfortable with connecting with colleagues globally across different teams and cultures, sharing ideas to improve efficient teamwork

The base salary for this role in Chicago will range from: $85,000.00 - $110,000.00. The total compensation package also includes equity (RSUs).

What's next?

Ensuring a smooth and enjoyable candidate experience is critical for us. We aim to get back to you regarding your application within 5 business days. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. Learn more about our hiring process here. Don't be afraid to let us know if you need more flexibility.

About Adyen

Adyen is a Dutch payment company that allows businesses to accept e-commerce, mobile, and point-of-sale payments. The company was founded in 2006 and has since grown to become one of the largest payment processors in the world. Adyen's platform is designed to be flexible and scalable, allowing businesses of all sizes to accept payments in a variety of currencies and payment methods. The company's clients include some of the world's largest companies, such as Uber, Spotify, and Microsoft.
Learn more about Adyen
Size
2,180 employees
Industry
Founded
2006
NASDAQ

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