Moody's Investors Service

Let's begin! AVP-Ratings (Municipal Supported Products) (14131)

Moody's Investors Service$161K — $234K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of credit analysis or risk assessment in public finance required
  • Strong analytical skills in legal documentation, including agreements and opinions
  • Cash flow modeling experience, preferably with bond transactions
  • Direct experience with legal counsel, underwriters, and bankers
  • Proficiency in evaluating complex financial structures and cash flows
  • Preferred experience with gas and electric prepayment transactions
  • Excellent communication skills for articulating credit assessments effectively
  • Ability to produce high-quality work under tight deadlines and adapt to new technologies, including AI

Responsibilities

  • Manage a diverse portfolio of municipal-supported credits
  • Conduct detailed legal and cash flow analysis for market insights
  • Collaborate across public finance teams for complex financing transactions
  • Engage in Rating Committees contributing analytical discussions
  • Build relationships with senior management and communicate credit views
  • Produce transparent research on sector themes and trends
  • Collaborate on strategic projects while upholding integrity
  • Commit to ongoing learning with cultural awareness

Benefits

  • Comprehensive medical, dental, and vision coverage
  • Parental leave and paid time off
  • 401(k) plan with contributions from both employee and employer
  • Life, disability, and accident insurance
  • Discounted employee stock purchase plan
  • Tuition reimbursement for continuing education
Full Job Description
Skills and Competencies
  • Demonstrated experience providing advanced credit analysis or risk assessment, particularly in public finance sectors
  • Strong experience reading and analyzing legal documents, including indentures, loan agreements, credit agreements, and legal opinions
  • Cash flow modeling experience, preferably related to bond transactions
  • Experience working directly with legal counsel, underwriters, and bankers
  • Strong credit and analytical competence with proven ability to evaluate complex financial structures, including legal documentation and cash flow analysis
  • Experience in gas and electric prepayment transactions and strucutres that include bank support would be preferred but not required
  • Excellent verbal and written communication skills, able to articulate clear and succinct credit views to internal and external stakeholders
  • Diligence, efficiency and strong sense of ownership with the ability to meet tight deadlines and produce high-quality outcomes
  • Adaptability and comfort working with a variety of technical tools and teams including a basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency. Interest in exploring AI systems and a willingness to develop awareness of responsible AI practices, including risk management and ethical use


Education
  • Bachelor's degree required in finance, real estate, economics, statistics, public policy, public finance or a related field
  • Master's degree or JD preferred


Responsibilities

This role is responsible for managing a diverse portfolio of municipal supported credits, delivering rigorous credit analysis and clear market-facing insights across the public finance sector.
  • Manage a diverse portfolio of municipal supported credits, including cash collateralized and credit enhanced housing transactions as well as municipal credits with bank support through letters of credit, guarantees and direct-pay enhancements
  • Conduct rigorous legal and cash flow analysis and communicate clear, insightful credit perspectives to the market
  • Collaborate with multiple teams across Moody's public finance, including local government, higher education, health care, housing and others in assessing complex or unusual financing transactions
  • Participate in Rating Committees for their own credits and sector, contributing to the analytical discussions regularly
  • Build rapport with senior management teams and engage with investors and intermediaries to communicate key credit views
  • Produce topical, transparent and forward-looking research for rated organizations and transactions, sector-wide themes and cross-sector trends
  • Collaborate across the organization on strategic projects and initiatives while maintaining the highest levels of professional integrity, transparency and fairness in all interactions
  • Engage in ongoing learning, demonstrating multicultural awareness and a commitment to professional growth


About the Team

Our Public Finance Group team is responsible for delivering high-quality credit opinions and insights that support transparent and efficient markets and contribute to Moody's reputation as a trusted source of credit expertise. By joining our team, you will be part of exciting work in public sector credit analysis across diverse communities and will leverage emerging AI tools that strengthen analytical depth, enhance workflow efficiency and support responsible innovation in our ratings processes.

For US-based roles only: the anticipated hiring base salary range for this position is $161,500.00 - $234,250.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody's also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

About Moody's Investors Service

Moody's Investors Service is a bond credit rating business that provides research, credit rating, and financial risk analysis services. The company’s ratings and analysis track debt that covers various countries, corporate issuers, public finance issuers, and structured finance obligations. Additionally, the company also offers predictive ratings, research and investor briefings, pricing and valuation tools, and credit opinions. The company’s primary goal is to help investors analyze the credit risks associated with fixed-income securities. Moody’s Investor Service rates debt securities in several market segments related to public and commercial securities in the bond market. These include government, municipal and corporate bonds; managed investments such as money market funds, fixed-income funds, and hedge funds; financial institutions that include banks and non-bank finance companies; and asset classes in structured finance. Considered one of the Big Three credit rating agencies, Moody’s Investor Service employs approximately 6,100 people worldwide and maintains a presence in 28 countries. Moody’s Investor Service was founded by John Moody in 1999 and is headquartered in New York City, United States.

Moody's Investors Service Careers

Join the esteemed team at Moody's Investors Service, a leading global provider of credit ratings, research, and risk analysis. This is a prime opportunity to be part of a company that values professional growth, leadership, and innovation in the financial industry.

Work You’ll Do

At Moody's Investors Service, the focus is on empowering the financial community to make better decisions through high-quality, independent, and rigorous analytics. The team at Moody's Investors Service is dedicated to maintaining and enhancing the transparency, integrity, and efficiency of global markets.

Explore Job Opportunities and Internships

Moody's Investors Service offers a variety of career paths, including full-time positions and internships that provide valuable industry experience. The company is committed to fostering a culture of excellence where skilled, passionate, and solution-driven team players thrive.

Innovative Work Environment

Engage in work that matters with a team that combines deep industry expertise with innovation to deliver insights that matter to global markets. Moody's Investors Service is at the forefront of integrating cutting-edge technology and data analysis in the financial sector.

Professional Growth and Development

Moody's Investors Service believes in future-proofing careers by offering unmatched opportunities for professional development and advancement. Whether through leadership programs, diversity training, or networking events, employees are equipped to excel in their careers and contribute to the company's success.

Benefits and Culture

The culture at Moody's Investors Service is built on a foundation of respect, integrity, and inclusion. Employees enjoy comprehensive benefits designed to support their health, well-being, and financial security. The company's commitment to diversity and inclusive growth makes it a leader not just in financial services, but also as an employer of choice.

Join the Team

Discover the range of positions available, from analyst roles to leadership opportunities. Moody's Investors Service is actively hiring and looking for individuals who bring creativity, teamwork, and a strong work ethic to the table.

Prepare for Your Interview

To join Moody's Investors Service, start by tailoring your resume to highlight relevant skills and experiences. Prepare for your interview by researching the company's impact on the financial industry and come ready to discuss how your background aligns with the company's goals and values.

Stay Connected

Keep up to date with the latest from Moody's Investors Service by following their career blog. Gain insights from insiders, and stay informed about new job openings and industry news.

Career Advancement at Moody's Investors Service

With a steadfast commitment to nurturing talent and a clear path for career advancement, Moody's Investors Service remains a top choice for professionals aiming to excel in the financial sector. Explore how you can contribute to and benefit from the company's legacy of success.

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Find the position that matches your skills and interests. Moody's Investors Service is looking for dedicated, curious, and innovative professionals to join their team. Explore the exciting and rewarding opportunities that await at Moody's Investors Service.
Learn more about Moody's Investors Service
Industry
Founded
1900

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