F&I Manager (Business Manager)

Sunset Ford St. Louis

• $125K — $250K *
Manufacturing & Automotive
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 2-3 years as a successful Automotive F&I Manager
  • Consistently high PVR and product penetration
  • Proficient with dealership DMS and menu-selling software
  • Strong commitment to ethics and transparency
  • Excellent ability to communicate complex financial concepts clearly

Responsibilities

  • Maximize profitability by presenting a diverse F&I product menu
  • Build strong lender relationships for competitive rates
  • Ensure compliance with all regulations and maintain 'bulletproof' paperwork
  • Manage Contracts-In-Transit to optimize cash flow
  • Conduct training with the sales team to enhance deal quality

Benefits

  • Performance-based compensation with high earning potential
  • Comprehensive medical, dental, and vision insurance
  • 401(k) with company matching
  • Paid vacation and holidays
  • Employee discounts on vehicles and services
Full Job Description
The Role: Excellence Behind the Desk

Sunset Ford, a 5th-generation family-owned dealership and multi-year Ford President's Award winner, is looking for an elite Finance & Insurance (F&I) Manager.

We don't just need a "paper-pusher." We need a closer, a compliance expert, and a relationship-builder who can thrive in a high-volume environment. You will be the final touchpoint for our customers, ensuring they drive away protected, financed, and fully satisfied with their Sunset Ford experience.

Key Responsibilities
  • Maximize Profitability: Expertly present a menu of F&I products (Extended Warranties, GAP, Maintenance Plans, etc.) while maintaining high penetration rates.
  • Lender Relations: Build and maintain aggressive relationships with local and national lenders to secure the best rates and fast approvals for all credit tiers.
  • Compliance King/Queen: Ensure 100% compliance with federal, state, and local regulations. All paperwork must be "bulletproof" before it hits the accounting office.
  • Deal Flow Management: Manage Contracts-In-Transit (CIT) aggressively to ensure the dealership's cash flow remains optimal.
  • Team Integration: Conduct regular training with the sales team to improve "turnover" quality and deal structure.


What You Bring to the Team
  • Proven Track Record: At least 2-3 years of experience as a high-performing Automotive F&I Manager.
  • The Numbers: Ability to demonstrate a high PVR (Per Vehicle Retail) and high product penetration consistently.
  • Tech Proficiency: Expert-level knowledge of dealership DMS systems and menu-selling software.
  • Unshakeable Ethics: A commitment to transparency and integrity-the Sunset Ford way.
  • Communication: The ability to explain complex financial terms to customers clearly, persuasive, and professional.


The Rewards
  • Industry-Leading Pay: A performance-based compensation plan with six-figure earning potential ($125k - $250k+) for top-tier talent.
  • Full Benefits: Premium medical, dental, and vision insurance.
  • Retirement: 401(k) with company matching.
  • Time Off: Paid vacation and holidays to recharge.
  • Employee Perks: Significant discounts on vehicles, parts, and world-class service.


Join the Legacy

If you are a top 5% F&I Manager who is tired of corporate politics and ready to work for a family that values your talent, we want to talk.

Apply now and help us continue 114 years of excellence in St. Louis.

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