Santander Consumer USA

Emerging Markets Credit, CIB Analyst

Santander Consumer USA$110K — $135K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in a quantitative discipline preferred (Mathematics, Statistics, Computer Science, Engineering, Physics, Economics, Finance)
  • Strong quantitative foundation and analytical problem-solving skills
  • Demonstrated technical skills with data and tool-building experience
  • Experience with bonds and fixed income products preferred
  • Attention to detail in a fast-paced market environment
  • Strong interpersonal and collaboration skills to partner with trading and sales
  • Ability to manage multiple priorities and work effectively with internal clients.

Responsibilities

  • Provide daily P&L reconciliation and investigate discrepancies on the desk
  • Enhance and maintain pricing, risk, and performance models
  • Perform statistical analysis on trading and market data
  • Develop automated tools and workflows for efficiency and data quality
  • Produce recurring and ad hoc analytics for internal stakeholders
  • Translate quantitative outputs into clear, actionable insights
  • Support process improvement initiatives, focusing on data and model governance practices.

Benefits

  • Competitive rewards package reflecting individual impact and contributions
  • Benefits designed to support employee and family well-being
  • Ongoing support for employee development and growth opportunities
  • Commitment to inclusivity and accessible application processes.
Full Job Description
About the role

We are hiring an Analyst to support the Emerging Markets Credit desk in Santander's U.S. Corporate Investment Banking , with a focus on quantitative analysis, technical tooling, and day-to-day desk support. This role partners closely with trading and sales to improve models and analytics, ensure accurate P&L reporting, and deliver high-quality statistical and market work for primarily internal stakeholders.

Key responsibilities

  • Provide desk support across Emerging Markets Credit, including daily P&L reconciliation, explaining drivers, and investigating breaks
  • Build, enhance, and maintain pricing, risk, and performance models
  • Perform statistical analysis on market and trading data
  • Develop and automate tools and workflows to improve efficiency, controls, and data quality (data pipelines, dashboards, reporting)
  • Produce recurring and ad hoc analytics for internal clients (Trading, Sales, Risk, Finance, Control)
  • Communicate clearly with desk stakeholders, translating quantitative outputs into actionable insights
  • Support process improvement initiatives, including controls, governance, and best practices around data and models


Qualifications

  • Bachelor's degree (required), preferably in a quantitative discipline (e.g., Mathematics, Statistics, Computer Science, Engineering, Physics, Economics, Finance)
  • Strong quantitative foundation and analytical problem-solving skills
  • Strong technical skills, with demonstrated ability to work with data and build tools
  • Experience with bonds and fixed income products (preferred)
  • Comfort working in a fast-paced markets environment with strong attention to detail and control mindset
  • Strong interpersonal, collaboration, and communication skills, including the ability to partner with trading and sales
  • Ability to manage multiple priorities, deliver reliably, and work effectively with internal clients


Education: Bachelor's Degree or equivalent work experience

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range:

Minimum:

$110,000.00 USD

Maximum:

$135,000.00 USD

We Value Your Impact:

Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

What To Do Next :

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [redacted] to discuss your needs.

About Santander Consumer USA

Santander Consumer USA Holdings Inc. is a consumer finance company that provides auto loans and leases to customers across the United States. The company was founded in 1997 and is headquartered in Dallas, Texas. Santander Consumer USA is a subsidiary of Banco Santander, a Spanish multinational commercial bank. The company offers financing for new and used vehicles through a network of dealerships and online channels. Santander Consumer USA also provides personal loans and credit cards to its customers. The company has been recognized for its customer service and has won several awards in the auto finance industry.
Learn more about Santander Consumer USA
Size
198,204 employees
Market Cap
$49.8 billion
Industry
Net Income
$910.9 million
Founded
1997
5 Year Trend
-3.4%
Revenue
$8.1 billion
NASDAQ

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