Ameriprise Financial, Inc

Director, Product Management - Deposit Products

Ameriprise Financial, Inc • $131K — $180K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 10+ years of relevant experience
  • 5+ years of Deposit Product Management experience
  • Bachelor’s degree in business, economics, or related field
  • Demonstrated success in developing, launching, and scaling bank deposit products
  • Deep expertise in the end-to-end product management lifecycle
  • Strong experience in deposit pricing, financial modeling, and forecasting
  • Proven partnership with marketing on campaign execution and optimization

Responsibilities

  • Develop long-term vision and strategy for deposit products
  • Align product strategy with client needs and enterprise goals
  • Lead product lifecycle from ideation to retirement
  • Establish product management standards and operating cadence
  • Serve as senior product owner across cross-functional initiatives
  • Drive execution ensuring risk mitigation and timely delivery
  • Communicate product strategy and outcomes to stakeholders
  • Partner with finance on forecasting and profitability

Benefits

  • Vacation time
  • Sick time
  • 401(k) plan
  • Health insurance
  • Dental insurance
  • Life insurance
Full Job Description

Job Description

The Opportunity

As Director, Product Management, Deposit Products, you will lead the strategy, performance, and lifecycle management of consumer checking, savings, and certificate of deposit products. You will shape product vision, influence enterprise priorities, and drive growth through pricing, analytics, customer acquisition, and innovation. This role offers significant exposure to senior leadership and the opportunity to deliver meaningful business and client impact across banking and wealth management.

Key Responsibilities

  • Develop and execute the long-term strategy, roadmap, and vision for consumer deposit products aligned with client, business, and enterprise objectives.

  • Lead the end-to-end product lifecycle, including ideation, research, business case, product design and requirements, launch, optimization, and governance.

  • Serve as senior product leader for complex cross-functional initiatives involving technology, operations, finance, marketing, risk, compliance, and sales partners.

  • Create deposit pricing strategies, forecasting, profitability management, balance growth, and financial performance monitoring in partnership with finance and treasury teams.

  • Leverage analytics, reporting, and customer insights to optimize product performance, acquisition, engagement, and lifetime value.

  • Ensure compliant, client-centered experiences by overseeing regulatory requirements, disclosures, policies, and risk management activities.

  • Communicate product strategy, results, risks, and recommendations to executive stakeholders while influencing decisions across the organization.

  • Lead, mentor, and develop high-performing product management teams, fostering accountability, innovation, and continuous improvement.

This position may be located in Charlotte, NC or Minneapolis, MN.

Required Qualifications

  • 10+ years of relevant experience, including 5+ years of consumer deposit product management or similar consumer banking product management experience

  • Bachelor’s degree in business, finance, economics, or a related field

​Preferred Qualifications

  • Master’s degree in business, finance, economics, or a related field

  • Demonstrated success developing, launching, pricing, and scaling bank deposit products within complex financial services environments

  • Strong expertise in product management, deposit pricing, financial modeling, forecasting, profitability analysis, and data-driven decision making

  • Working knowledge of analytics, performance reporting, and customer behavior analysis

  • Experience partnering with marketing teams to design, measure, and optimize acquisition and engagement campaigns

  • Knowledge of wealth management organizations, core banking platforms, and fintech ecosystems

  • Exceptional leadership, communication, stakeholder management, collaboration, and influencing skills with a proven ability to lead cross-functional teams

Visa Sponsorship

Applicants must have a valid work authorization that does not now, or in the future, require visa sponsorship for employment in the United States (e.g., H-1B, F-1 CPT, F-1 OPT, TN).

In-Office Collaboration

We are a client-centric, relationship-based business. Working together, in-person, is foundational to how we achieve results. By fostering a culture of face-to-face collaboration, idea sharing, productivity and personal connection, we deliver for our stakeholders 6 clients, advisors, employees and shareholders. Our employees work in the office at least four (4) days per week, with flexibility to work from home one (1) day per week. Some roles may require additional in-office time or different in-office expectations, and specific requirements will be discussed during the hiring process.

Base Pay Salary

The estimated base salary for this role is $131,000 - $180,100 / year. We have a pay-for-performance compensation philosophy. Your initial total compensation may vary based on job-related knowledge, skills, experience, and geographical work location. In addition, most of our roles are eligible for variable pay in the form of bonus, commissions, and/or long-term incentives depending on the role. We also have a competitive and comprehensive benefits program that supports all aspects of your health and well-being, including but not limited to vacation time, sick time, 401(k), and health, dental and life insurances.

Full-Time/Part-Time

Full time

Exempt/Non-Exempt

Exempt

Job Family Group

Marketing/Product Management

Line of Business

BANK Bank

About Ameriprise Financial, Inc

Ameriprise Financial, Inc Careers

Joining Ameriprise Financial, Inc presents an unparalleled opportunity to advance your career with a leader in financial services. Our team of professionals is dedicated to fostering an environment of growth, innovation, and leadership. Work You’ll Do At Ameriprise Financial, Inc, you will be part of a culture that thrives on diversity, professional excellence, and ethical standards. Our employees are empowered to master their roles and contribute to the company’s success through continuous personal and professional development. Transform Your Career Lead your career on a path of continuous growth with Ameriprise Financial, Inc. Our company stands at the forefront of the financial industry, integrating cutting-edge technology and substantial market expertise to deliver exceptional service to our clients. Work with a team of skilled professionals who are committed to a culture of innovation and exceptional leadership. Collaborate on projects that reshape financial planning and improve client outcomes. Ameriprise Financial, Inc Job Opportunities We are actively hiring and have a variety of job opportunities that cater to different skills and career levels. From entry-level positions to leadership roles, Ameriprise Financial, Inc offers a dynamic work environment where your skills will be honed and your achievements recognized. Join our team and contribute to our mission of helping clients achieve their financial goals. Explore positions in areas such as financial advising, customer service, IT, and more. Internship Programs Kickstart your career with an Ameriprise Financial, Inc internship. Our internships provide invaluable workplace experience, networking opportunities, and insights into the financial services industry. Interns at Ameriprise Financial, Inc are crucial team members, working alongside seasoned professionals and contributing to real-world projects. Benefits and Growth Ameriprise Financial, Inc is committed to the growth and development of our employees. We offer competitive benefits, diversity training, and professional development programs that encourage our team to stay ahead in the industry. Our benefits package includes health, dental, and vision insurance, retirement plans, and generous paid time off. Leadership and Development Develop your leadership skills through targeted training and mentorship at Ameriprise Financial, Inc. We believe in nurturing leadership potential and offer various programs designed to help you grow into a visionary leader within the company. Stay Connected Join Our Team Search for open positions that match your skills and interests. We are looking for passionate, curious, and driven team players. Start your journey with Ameriprise Financial, Inc today and build a career that you can be proud of. SEARCH AMERIPRISE FINANCIAL JOBS Keep Up to Date Stay informed with career tips, insider perspectives, and industry-leading insights you can use today—all from the people who work here. READ CAREERS BLOG Job Alert Emails Customize your subscription to receive job alerts, the latest news, and insider tips tailored to your preferences. Discover the exciting and rewarding opportunities that await at Ameriprise Financial, Inc.
Learn more about Ameriprise Financial, Inc
Size
12,000 employees
Market Cap
$32.7 billion
Industry
Net Income
$1.5 billion
Founded
1894
5 Year Trend
+2.6%
Revenue
$11.9 billion
NASDAQ

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