Citizens Financial Group, Inc

Data Science Manager- Pricing Profitability

Citizens Financial Group, Inc • $100K — $130K *
Columbus, OH 43230In-Person
Finance & Insurance
5 - 7 years of experience
1 month ago
Job Overview by Ladders

Qualifications

  • 6+ years of experience in pricing model development and deployment
  • Proven technical lead for multiple simultaneous projects
  • Mentoring experience with junior team members and conducting performance reviews
  • Expertise in Python and ability to maintain a flexible codebase
  • Experience in building regression and ML models specifically for Credit Cards
  • Strong background in financial modeling and cash flow analysis
  • Familiarity with cloud-based ecosystems and on-demand compute management

Responsibilities

  • Lead exploratory data analysis to identify relationships and model opportunities
  • Develop proofs of concept to validate ideas and ensure model interpretability
  • Collaborate with business lines to ensure proposed solutions are correct and effective
  • Support validation and back testing of models to ensure accuracy
  • Utilize advancements in pricing theory and ML/AI for predictive model development
  • Identify causal relationships through advanced statistical analysis
  • Mentor junior data scientists in software practices and model development
  • Automate predictive model validation and deployment processes
  • Create pricing modeling pipelines with production-ready code
  • Manage model risks while addressing ad-hoc business requests

Benefits

  • Hybrid work schedule with 4 days on-site and 1 day remote
  • Opportunities for professional development and mentoring
  • Engagement with multiple business stakeholders
  • Access to cutting-edge advancements in ML and AI
  • Involvement in impactful consumer lending decision-making processes
Full Job Description
Job Description

Description

The Data Science Manger for Profitability Modeling will leverage a strong background in business economics, Statistics, and technology development to deliver models that forecast business performance based on customer data, macro factors and treatment effects for all consumer lending products. The successful candidate will be intellectually curious, and delivery focused, aligning priorities across multiple stakeholders to mathematically model causal relationships that are explainable to business leaders and allow for differentiated decision making across the consumer lending organization.

Primary Responsibilities:
  • Perform or lead the performance of exploratory data analysis to understand relationships and opportunities to influence outcomes, while being able to quickly iterate common feature transformation and model types to find the best predictive models
  • Develop and document proofs of concept to verify your ideas, including counterfactual explanations for interpretability
  • Work closely with Line of Business to make sure that the proposed solution is performing as it should and is correctly understood
  • Support model validation and model back testing
  • Identify opportunities to apply the latest advancements in pricing theory and ML/AI modeling to build, test, and validate predictive models
  • Leverage expertise in both statistical modeling and business financial analysis to move past association and identify causal relationships
  • Actively mentor Data Scientists and Junior Data Scientists on good software practices
  • Develop and embed automated processes for predictive model validation, deployment, and implementation
  • Develop Pricing modeling pipelines and actively contribute high-quality, production-ready code
  • Support ad-hoc requests from the line of business by understanding, communicating, and managing model risks
  • Create and follow written risk and compliance policies, standards, and procedures for business activities

Qualifications

Required Skills/Experience
  • 6+ years of industry experience leading the design, development, and deployment of pricing models
  • Experience being the technical lead for multiple project teams simultaneously
  • Previous experience mentoring, training, and developing junior members of the team; experience in employee performance reviews
  • Expert understanding of Python and other common languages and the ability to develop and maintain a flexible code base
  • Require experience building classic regression and ML models for Credit Cards
  • Extensive experience in financial modeling, loss forecasting, utilization, P&L and Cash flow analysis
  • Experience with cloud-based ecosystems, including managing on demand compute resources
  • Experience in an Agile working environment and related project management tools
  • Experience with version control practices and tools (Git, etc.)
  • Excellent written and verbal communication skills

Education
  • Master's Degree or higher in Statistics/Mathematics/Economics

Hours & Work Schedule
  • Hours per Week: 40
  • Work Schedule: Monday - Friday
  • Hybrid: 4 days per week on site, 1 day remote


About Citizens Financial Group, Inc

Citizens Bank is a financial service company. It provides outstanding local and personalized service. It offers a full range of commercial, real estate, and consumer lending. It is specialized in personal and small business deposit services, electronic services.

Citizens Financial Group, Inc. Careers

Join the dynamic team at Citizens Financial Group, Inc., a leading financial institution where your career aspirations can soar. We are committed to fostering a culture of innovation, leadership, and diversity that supports our employees' professional growth and development.

Explore Job Opportunities

At Citizens Financial Group, Inc., we offer a wide range of job opportunities that cater to diverse skill sets and career interests. Whether you're a seasoned professional or just starting out, you'll find a position that challenges you and enhances your expertise.

Internship Programs

Kickstart your career with our internship programs designed to give you a hands-on experience in the financial sector. Our internships provide a robust platform to develop your skills, engage in meaningful projects, and network with industry leaders.

Employment Benefits

Choosing a career with Citizens Financial Group, Inc. means opting for a comprehensive package of benefits. We believe in supporting our team members not only in their professional lives but also in their personal growth and well-being.

Inclusive Culture and Diversity Training

We pride ourselves on a workplace culture that embraces diversity and inclusivity. Regular diversity training ensures that our team members appreciate and leverage the unique backgrounds and perspectives that each individual brings to the company.

Professional Growth and Leadership Development

Continuous learning is at the core of our professional development agenda. With access to leadership development programs and tailored training, you can advance your career and leadership skills at Citizens Financial Group, Inc.

Innovation at Work

Innovation is key to staying competitive in the financial industry. At Citizens Financial Group, Inc., you’ll work alongside talented professionals who are pushing the boundaries of what’s possible in financial services.

Networking and Career Advancement

Our company not only provides job opportunities but also fosters an environment where networking and professional connections flourish. This supportive network is vital for career advancement and personal growth within the industry.

Join Our Team

Are you ready to take the next step in your career? Explore the open positions at Citizens Financial Group, Inc. and find where your skills and passions align with our needs. We are continuously hiring and looking for new talents to join our robust team.

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Prepare for Your Interview

Make a great first impression. Prepare for your interview with us by researching our company culture, reviewing your resume, and coming ready to discuss how your experience and skills align with the position you are applying for. At Citizens Financial Group, Inc., we are more than just a financial institution; we are a place where you can make a difference. Join us and transform your career with a company that values your unique talents and aspirations.
Learn more about Citizens Financial Group, Inc
Size
17,463 employees
Market Cap
$19.3 billion
Industry
Finance & Insurance
Net Income
$1 billion
Founded
1828
5 Year Trend
+2.6%
NASDAQ
CFG
* Ladders Estimates

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