EXL Service

Credit Risk Analytics and Reporting Manager

EXL Service$100K — $140K *
US-AnywhereRemote in New York, NY
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Min. 4 years of consumer credit risk analytics experience
  • Proven ability to present and defend risk positions with senior stakeholders
  • Proficiency in SQL (mandatory)
  • Preferred proficiency in Python
  • Familiarity with modern data environments (Databricks/Snowflake)

Responsibilities

  • Analyze credit performance across the consumer portfolio and identify trends
  • Manage the end-to-end automation of the risk reporting suite
  • Own engagement with senior risk stakeholders and drive program roadmap
  • Ensure accurate and secure data through data pipeline management
  • Develop data ingestion and transformation capabilities

Benefits

  • Remote work opportunity
  • Comprehensive benefits package
  • Participation in annual bonus program
  • Access to a professional development budget
  • Support for work-life balance and flexible scheduling
Full Job Description
JOB DESCRIPTION

Senior client-facing role leading transformation of credit risk reporting for a top US banking client across consumer lending portfolio (secured and unsecured) combining risk analytics with delivery leadership of a large-scale reporting automation program.

Work Location: Remote, US
Salary Range: $100K/Yr - $140K/Yr Base + Annual Bonus

The posted range is the hiring range for this role — a subset of the broader range available to employees over time — and reflects base salary across our national hiring scale. Final offers are based on several factors, including the candidate's skills and experience, internal pay equity, work location, market conditions for the role, and the specific scope and responsibilities of the position. The top of the range is reserved for candidates who notably exceed the requirements; the lower end applies to those with less experience or fewer preferred qualifications. For positions based in higher-cost zones (e.g., California, New York, New Jersey), actual compensation may exceed the posted range; your recruiter will share specifics during the process

For more information on benefits and what we offer please visit us at

Build and maintain scalable data pipelines, warehouses, and lakes to ensure accurate, accessible, and secure data for analytics and reporting. Develop data ingestion, transformation, integration, and data quality capabilities.


JOB RESPONSIBILITIES
  1. Portfolio performance analytics and risk insight - Analyze credit performance across consumer book: identify emerging trends, drivers of delinquency and loss movements, assess performance against risk appetite, connect portfolio outcomes to underlying credit strategy 1 acquisition quality, line management, and loss mitigation. Author the risk narrative presented to the client's senior risk leadership each cycle.
  2. Lead the reporting automation program 1 Manage the end-to-end automation of risk reporting suite in partnership with the data engineering team responsible for the automation: prioritize build, ensure business logic and analytical intent are correctly implemented, and own validation and sign-off on automated outputs.
  3. Own client engagement 1 Manage senior risk stakeholders, drive program roadmap, and be accountable for delivery.

JOB QUALIFICATIONS
  • Min. 4 years of consumer credit risk analytics experience at a bank or consumer lender, spanning portfolio analytics, credit strategy, performance reporting and risk appetite frameworks
  • Proven ability to present and defend risk positions with senior stakeholders
  • SQL (mandatory) / Python proficiency preferred
  • Familiarity with modern data environments (Databricks/Snowflake) and experience guiding reporting automation or analytics modernization preferred

About EXL Service

EXL Service is a leading operations management and analytics company that helps businesses enhance growth and profitability. The company provides services in areas such as finance and accounting, customer service, and healthcare. EXL Service was founded in 1999 and is headquartered in New York, New York.
Learn more about EXL Service
Size
31,000 employees
Industry

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