Bank of Oklahoma

Credit Products Underwriter III - Dealer Financial Services/Heavy Equipment

Bank of Oklahoma$90K — $120K *
Finance & Insurance
11 - 15 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree required.
  • 15+ years of experience in Credit Analysis or as a Credit Products Underwriter.
  • 20+ years of equivalent work experience acceptable.
  • Deep understanding of various financial transactions including LBOs and real estate financing.
  • Proven client-facing skills and ability to craft financial solutions.

Responsibilities

  • Manage and develop a team of underwriters for complex credit analysis.
  • Prepare detailed financial underwriting for high-level transactions.
  • Craft and present final deal structures and pricing.
  • Write commitment reports and support loan committee presentations.
  • Collaborate with Relationship Managers on client interactions and business development.
  • Oversee workload of junior underwriters and interns, ensuring quality analysis.

Benefits

  • Participation in the BOKF Performance Plan.
  • Collaboration in a supportive team-oriented environment.
  • Opportunities for mentorship and professional development.
  • Access to leadership for guidance and support.
  • Focus on quality work and strong community connections.
Full Job Description
Req ID: 78377

Location: Dallas -DAL

Areas of Interest: Commercial Credit Underwriter

Pay Transparency Salary Range: Not Available

Application Deadline: 08/15/2026

Bonus Type

BOKF Performance Plan (D02)

Summary

Join us as a Credit Product Underwriter IV - Corporate Banking. Our commitment to you is a positive work environment, a deep connection to our communities, and a focus on putting our clients first. As an industry-leading provider of sophisticated financial solutions, we believe no challenge is too big, and no opportunity is too small, when we work together to build relationships.

Job Description

The Credit Products Underwriter IV - Corporate is primarily responsible for underwriting the most complex financial transactions, including the financing of multiple business endeavors such as: investment real estate, owner-occupied real estate, working capital, equipment, LBOs/acquisitions, etc. In addition, the Credit Products Underwriter IV is responsible for providing product and industry expertise to the client by designing and executing solutions for the most complex and specialized clients and transactions. The CPU IV will have client-facing responsibilities, providing the necessary consultation to deliver the best possible integrated solution to the client. The majority of the CPU IV's time will be balanced between analysis of clients, design and execution of deals, and joint client calls with RMs to provide expert counsel and advice. The Credit Products Underwriter IV will partner with the RMs to assist in generating revenue and profitability.

Team Culture

We are a collaborative, conscientious, and goal-oriented team. We value initiative, and we care about the quality of our work. Managers across the line of business are readily available and accessible for any needs you may have. You are responsible for driving the process, and our leaders are there to support you. Mentorship within the team is a common practice that will provide opportunities for growth.

How You'll Spend Your Time

  • The majority of your time will be spent managing and developing a team of underwriters conducting the complex credit analysis to finance multiple business endeavors.
  • You will prepare very complex financial underwriting on middle market to corporate level transactions, which have a significant impact on profits for the lending division. You will lead Syndicated or Club transactions.
  • You will craft and deliver final structure and pricing to the Relationship Manager and Credit Concurrence Officer and assume responsibility for all exceptions.
  • You will write all commitment reports for your specified loans and participate in loan committee presentations to provide additional information and/or to support conclusions reached in analysis.
  • You will participate in joint calling on prospects and clients with the Relationship Managers, interacting with clients frequently, developing solid relationships, and assisting in the development of new business.
  • You will manage and lead more junior underwriters and interns including managing the workflow of analysis, covenant compliance testing, and financial statement spreading.


Education & Experience Requirements

This level of knowledge is normally acquired through completion of a Bachelor's degree and 15+ years of Credit Analysis/Credit products underwriter experience; or 20+ years of equivalent work related experience.

Working Conditions & Physical Requirements

Office - 20 lbs

About Bank of Oklahoma

Bank of Oklahoma is a regional bank headquartered in Tulsa, Oklahoma. The bank was founded in 1910 and has over 100 branches in Oklahoma, Texas, Kansas, and Missouri. Bank of Oklahoma provides a range of financial services, including personal and business banking, wealth management, and insurance. The bank is committed to supporting the communities it serves and has donated millions of dollars to charitable organizations. Bank of Oklahoma is a subsidiary of BOK Financial Corporation, which is a publicly traded company on the NASDAQ stock exchange.
Learn more about Bank of Oklahoma
Size
5,000 employees
Industry

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