Full Job Description
Our Commercial Underwriting Office is seeking an industry expert to collaborate with stakeholders to identify business requirements and develop strategies to deliver industry specific content, guidelines, and process improvement. This role will also be responsible for establishing relationships within the practice teams of key brokers and educating associates on underwriting guidelines to ensure understanding of proper risk selection. You will leverage your underwriting and industry expertise to manage the performance of the Construction book across the Commercial Lines enterprise, ensuring business strategies are aligned with production goals.
This position can be based either at our Headquarters in Fairfield, Ohio or remote work flexibility is available for candidates residing outside the Greater Cincinnati area. If remote, travel to Headquarters is expected up to 15% of the time.
The pay range for this position is $90,000 - $185,000 annually. Pay is based on the applicant's education, experience, location, knowledge, skills and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.
Be ready to:
• participate in business initiatives by collaborating with stakeholders across the Commercial Lines enterprise, including IT, Claims, Sales, Loss Control, Commercial Product, PARM and other departments
• develop industry specific underwriting and training tools to empower associates and assist in increasing underwriting acumen across all business units
• support Sales by articulating our appetite at a local, state, and national level to increase submission count
• interact with departmental leadership, providing feedback on strategic objectives and transforming those objectives into practical and sustainable solutions
• conduct book analysis to identify trends and opportunities to strengthen the book profile
• develop and monitor industry specific underwriting guidelines
• assist in R&D efforts in collaboration with other stakeholders to create new products and improve the value proposition across the Commercial Lines enterprise
• provide thought leadership in area of expertise, including drafting white papers, first alerts, and participating on industry panels
• act as a Subject Matter Expert supporting Learning & Development training efforts both within Commercial Lines and externally with our agency plant, i.e.: Contractors Liability Workshops
• full immersion in the industry by staying abreast of current market conditions, products and coverage needs and involvement in industry functions
• develop and maintain relationships with key brokers, agents, and industry influencers to assess risk tolerance, market appetite and emerging issues
• maintain industry specific association and vendor relationships
Be equipped with:
• the ability to effectively interact with all levels of internal and external business partners
• possessing and demonstrating effective communication skills to educate, instruct, or inform others
• an aptitude for using data analytics to understand and drive underwriting strategy and portfolio management
• strong underwriting acumen and decision-making
• the ability to adapt to a fast paced continually changing business and work environment
• working knowledge of all supporting business units and how they contribute to our success
Bring education and experience from:
• 5+ years of experience in the Commercial Property and casualty industry (preferred)
• general knowledge of Cincinnati product offerings
• working knowledge of the construction industry as it relates to the Property and Casualty industry
• experience in setting and meeting objectives combined with the ability to persuade and influence others
Enhance your talents
Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you're new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional - all while enjoying a meaningful career.
Enjoy benefits and amenities
Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities.
Embrace a diverse team