Commercial Relationship Manager - Asset Based Lending (ABL)

Sunflower Bank NA

$90K — $120K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Business Administration, Economics, Finance, Mathematics, or Statistics; MBA preferred.
  • 5+ years of experience in account and relationship management.
  • 5+ years of experience in commercial lending or Asset Based Lending (ABL).
  • 5+ years of experience related to deposits and Treasury Management (TM).
  • Formal credit training preferred, such as RMA or Banking School training.
  • Proficiency in Microsoft Office Suite, especially Excel and Word.
  • Strong sales and leadership skills, with flexibility in working hours.

Responsibilities

  • Expand and manage a portfolio of commercial ABL clients.
  • Lead acquisition and documentation for loan and deposit transactions.
  • Coordinate credit application completion and credit administration processes.
  • Structure and price loan, deposit, and TM transactions.
  • Present credit requests to senior management and the Loan Committee.
  • Manage client relationships across diverse banking products.
  • Participate in new business development and client acquisition initiatives.

Benefits

  • 401(k) Plan with a 6% match.
  • Health, dental, and vision insurance.
  • Company-paid life insurance.
  • Tuition reimbursement support.
  • Fitness reimbursement benefits.
  • Generous paid time off and holidays.
  • Volunteer leave and various employee perks.
Full Job Description
Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of full-time Commercial Relationship Manager - Asset Based Lending (ABL)!

Description:

The Commercial Relationship Manager works as part of a collaborative commercial lending team, in conjunction with senior management as part of the Commercial Line of Business, to develop, implement and execute a defined business plan and market strategy with a focus in Asset Based Lending (ABL).

Responsibilities:
  • Responsible for expanding, managing and optimizing a portfolio of commercial ABL clients.
  • Lead and Participate acquisition and documentation of loan and deposit transactions.
  • Coordinate the completion of credit applications and credit administration.
  • Properly structure and price loan, deposit and TM transactions/relationships.
  • Present credit requests to senior management and/or the company's Loan Committee for review and approval.
  • Manage all aspects of client relationships consisting of the portfolio loans, deposits, and other products.
  • Refer other traditional non-loan banking services to team members specializing in Wealth Management, Residential Mortgages, Treasury Management Services and appropriate banking opportunities to other departments and personnel.
  • Respond to referrals from senior management and others.
  • Actively participate in new business development programs and acquire new clients
  • Interview commercial loan and deposit applicants.
  • Structure and analyze new and renewed loan requests and make loans within lending authority.
  • Close loans and new deposit relationships.
  • Complete file documentation.
  • Monitor compliance with loan policies and appropriate regulations.
  • Work with credit to assign appropriate risk grades to loans and relationships.
  • Collect past due loans, unless assigned to the centralized collectors.
  • Handle customer service matters and inquiries for lending and non-lending issues.
  • Send financial statements to the credit analysts for spreading and analysis.
  • Monitor and evaluate the performance of direct reports.
  • Provide informal training and guidance for less experienced lenders.
  • Participate in community activities and organizations.
  • Refer appropriate banking opportunities to other departments and personnel.
  • Cross sell all company products and services.


Education / Experience

  • Bachelor's Degree in Business Administration, Economics, Finance, Mathematics or Statistics with a minimum of 12 semester hours of Accounting; Master's Degree or MBA preferred.
  • 5+ years of account relationship management experience.
  • 5+ years of relationship management experience with the majority of the time spent in commercial lending and/or Asset Based Lending (ABL) preferred.
  • 5+ years of relationship management experience around deposits and TM
  • Formal credit training such as RMA, Omega CLB, or Regional or State Banking School preferred.
  • Experience in structuring and pricing loan, deposit and TM relationships.
  • Must be proficient in Microsoft Office Suite and Excel and Word specifically.
  • Must possess sales and leadership abilities.
  • Must be able to work flexible hours.

Pay is dependent on knowledge, skills, abilities, experience, and location.

Working Conditions

The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.

Sunflower Bank Benefits

People choose to "bank" with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.

Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are:
  • Rooted in Strength
  • Propelled by Growth
  • Individuals in a Great Whole
  • Creating Possibility
  • Community Focused


Associates enjoy outstanding benefits, including:
  • 401(k) Plan with 6% Match
  • Health/Dental/Vision Insurance
  • Company-paid Life Insurance
  • Tuition Reimbursement
  • Fitness Reimbursement
  • Paid Time Off
  • Volunteer Leave
  • Paid Holidays
  • Plus many more associate perks & incentives!

If you qualify, apply online at www.sunflowerbank.com/careers.

You've never worked anyplace like Sunflower Bank!

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