Work Location:Toronto, Ontario, Canada
Hours:37.5
Line of Business:Risk Management
Pay Details:69,700.00 - 98,400.00 CAD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Job Description:Department OverviewCollateral Analytics sits within Capital Markets Risk Management (CMRM) and supports TD Securities by managing collateral, margining, and exposure across OTC derivatives and secured financing portfolios. The team's primary mandate is to mitigate counterparty credit risk through proactive monitoring, dispute resolution, and regulatory-aligned controls.
Operating as a global, cross-product function, the team collaborates closely with Credit Risk, Front Office, Market Risk, Legal, and Operations to ensure accurate collateralization and compliance with internal policies and external regulations.
Job Description An Analyst within CMRM Collateral Risk Management will primarily be focused on the effective and efficient mitigation of counterparty credit risk. The Analyst is responsible for supporting the end-to-end collateral lifecycle, including margin analysis, dispute investigation, risk monitoring, and regulatory reporting. The role requires strong analytical capabilities, attention to detail, and the ability to manage competing priorities in a time-sensitive environment.
The role will involve close partnership and interaction with a wide range of areas, including credit, middle office, legal, front office, settlements, and corporate treasury. As a result, the successful candidate will be required to possess strong communication skills.
Analysts within Collateral Risk Management are accountable for the following core responsibilities, but are not limited to:
- Monitor and analyze collateral exposures across OTC derivatives and secured financing portfolios
- Investigate valuation discrepancies and margin disputes for variation margin and initial margin
- Track and manage disputes to timely resolution, ensuring appropriate documentation and audit trail
- Prepare daily, monthly, and ad hoc reports (e.g., exposure dashboards, policy monitoring, dispute reports)
- Act as key point of contact for internal stakeholders (Front Office, Credit Risk, Legal, Operations)
- Collaborate cross-functionally to resolve issues and improve processes
- Drive process enhancements to improve automation, accuracy, and control effectiveness
- Solid understanding of derivatives, repo/securities financing, and collateral management concepts
- Familiarity with valuation drivers, margin methodologies (e.g., SIMM), and risk frameworks
- Strong analytical skills with ability to interpret data and identify issues
Job Requirements: - Degree in Finance, Economics, Mathematics, or a related quantitative discipline
- 1-3 years of experience in capital markets, collateral management, or risk
- Strong understanding of financial markets, derivatives, or securities financing products
- Familiarity with margining concepts, valuation drivers, and counterparty credit risk
- Strong analytical skills with high attention to detail and quality control mindset
- Ability to manage multiple priorities in a fast-paced, deadline-driven environment
- Proactive, self-starter with strong problem-solving and ownership mindset
- Strong written and verbal communication skills, with ability to engage effectively with cross-functional stakeholders
- Ability to investigate issues, perform root cause analysis, and provide clear, concise conclusions
- Proficiency in Excel; experience with Python or other coding languages is considered an asset
- Experience working with large datasets and performing data analysis
- Familiarity with SIMM framework, Initial Margin, or regulatory margin requirements is considered an asset
- CFA, FRM, or progress toward a professional risk/finance designation is an asset
Our Total Rewards PackageOur Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more
Additional Information:We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.
If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.
We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.
Training & OnboardingWe will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
Language Requirement (Quebec only):Sans Objet
