Visa Inc

Chief SW Engineer

Visa Inc$195K — $313K *
Finance & Insurance
11 - 15 years of experience
Job Overview by Ladders

Qualifications

  • 12+ years of relevant work experience with a Bachelor's Degree or equivalent experience with advanced degrees
  • 12+ years of software engineering experience with large-scale platform systems
  • Proven expertise in distributed systems design and cloud-native architecture
  • Demonstrated hands-on experience with GenAI and AI-native applications
  • Strong understanding of modern service architectures, including microservices and APIs
  • Ability to influence technical direction across teams while remaining execution-focused
  • Experience in compliance and security-critical environments like payments or fintech

Responsibilities

  • Lead architecture and development of scalable, secure, API-centric distributed systems
  • Maintain hands-on involvement in building core platform components
  • Drive technical leadership by establishing software development standards and best practices
  • Collaborate with leaders to shape the technical roadmap for CMS solutions
  • Build cloud-native services with strong emphasis on scalability and security
  • Lead the adoption of GenAI capabilities and promote intelligent automation
  • Mentor senior engineers to enhance technical proficiency across the organization

Benefits

  • Comprehensive Medical, Dental, and Vision coverage
  • 401(k) retirement plan options
  • Flexible Spending Accounts (FSA/HSA)
  • Life Insurance and Wellness Program
  • Paid Time Off to support work-life balance
Full Job Description
Job Description

Visa is a global payments technology company operating at massive scale across more than 200 countries and territories, with CMS serving as a strategic growth area focused on commercial payments and money movement solutions.

Role Overview

Visa is seeking a highly technical, hands-on Chief Software Engineer to help lead the next generation of AI-enabled commercial payments and money movement platforms within Commercial and Money Movement Solutions (CMS). This leader will architect and build large-scale cloud-native systems, drive technical direction across teams, and apply GenAI to both product innovation and engineering productivity.

What you will do:
  • Lead the architecture, design, and development of highly scalable, secure, API-centric distributed systems supporting B2B payables, commercial solutions, and money movement products.
  • Remain hands-on in building core platform components, services, and engineering patterns rather than operating solely at the strategy layer.
  • Drive technical leadership across teams by establishing software development standards, reusable frameworks, integration patterns, and platform best practices.
  • Partner closely with product, architecture, and engineering leaders to shape the technical roadmap for next-generation CMS solutions.
  • Build and evolve cloud-native services with strong emphasis on scalability, resilience, observability, security, and maintainability.
  • Lead the adoption of GenAI capabilities across the organization, including AI-native product functionality, intelligent automation, and developer productivity use cases.
  • Design and implement agentic and workflow-driven systems that leverage modern AI capabilities in practical, production-ready environments.
  • Mentor senior engineers and help raise the technical bar across the organization through design leadership, code quality, and engineering excellence.
  • Influence enterprise-level technology choices, deployment patterns, and platform strategy in alignment with Visa engineering principles.

Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.
Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications:
  • 12+ years of relevant work experience with a Bachelor's Degree or at least 9 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 6 years of work experience with a PhD, OR 15+ years of relevant work experience.


Preferred Qualifications:
  • 15 or more years of experience with a Bachelor's Degree or 12 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, or MD), PhD with 9+ years of experience
  • 12+ years of software engineering experience, including deep hands-on experience building large-scale backend or platform systems.
  • Proven expertise in distributed systems design, cloud-native architecture, and highly scalable service development.
  • Strong experience building production-grade platforms and services rather than only designing them at a conceptual level.
  • Demonstrated hands-on experience with GenAI, including AI-native applications, workflow orchestration, intelligent automation, or agent-based systems.
  • Strong understanding of modern service architectures, including microservices, APIs, containers, caching, security, and platform integration patterns.
  • Ability to influence technical direction across teams while remaining close to implementation and execution.
  • Experience using AI to improve engineering productivity, product capabilities, or platform intelligence.
  • Strong engineering judgment across reliability, latency, scale, maintainability, and security.
  • Experience with Java and modern backend frameworks such as Spring; however, strong system-building expertise is more important than any single programming language.
  • Experience with REST, gRPC, shared services, container technologies, API gateways, DevOps, observability, and infrastructure automation.
  • Background in payments, fintech, money movement, or other high-scale transaction environments is a plus.
  • Experience working in environments where compliance, security, and global scale are critical.


Information for US Applicants
For roles located in the US, the estimated salary range for this position is $195,800.00 to $ 313,500.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Work Hours

Varies upon the needs of the department.

Travel Requirements

This position requires travel 5-10% of the time.

Mental/Physical Requirements

This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

About Visa Inc

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Visa Inc Careers

Join the global team at Visa Inc, a leader in digital payments, and propel your career forward with a company known for innovation, leadership, and a commitment to diversity and growth. At Visa, we are not just a payments company; we are an engine for progress, powering inclusive and sustainable commerce worldwide.

Work You'll Do

At Visa Inc, you'll be part of a dynamic team that's dedicated to making a difference. Whether you're looking for job opportunities in technology, marketing, finance, or customer service, Visa offers a range of positions that allow you to contribute to our mission of connecting the world through the most innovative, reliable, and secure payment network.

Innovate and Lead

Join a culture of innovation where your ideas can change the way the world pays and moves money. With Visa, you'll work alongside industry experts to develop solutions that enhance customer experiences and drive economic growth. Our leadership is committed to providing you with the tools and training needed to excel.

Grow Your Career

Visa Inc is committed to the professional growth of every team member. With comprehensive benefits, competitive employment packages, and opportunities for advancement, Visa empowers you to shape your career path. From internships to leadership roles, the potential for growth is limitless.

Diversity and Inclusion

At Visa, we believe our strength lies in our diversity. We are dedicated to fostering an inclusive environment where everyone is respected, and every voice is heard. Through diversity training and a commitment to equitable hiring practices, we ensure that all team members have the opportunity to succeed.

Networking and Professional Development

Enhance your skills and expand your professional network through Visa’s global community. Participate in networking events, workshops, and seminars that are designed to bolster your industry knowledge and connect you with professionals across the globe.

Benefits and Culture

Visa Inc values the well-being of its employees. Enjoy a robust package of health, financial, and lifestyle benefits that support you and your family. Our culture promotes work-life balance, encourages curiosity, and supports the continuous pursuit of knowledge and excellence.

Join Our Team

Explore the exciting job opportunities at Visa Inc and discover how your skills and passions align with our mission. Prepare your resume, sharpen your interview skills, and get ready to embark on a rewarding career journey.

Stay Connected

Keep up to date with the latest at Visa Inc: - **Search Visa Jobs**: Find open positions that match your skills and interests. We look for passionate, curious, creative, and solution-driven team players. - **Read Careers Blog**: Stay ahead with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. - **Job Alert Emails**: Personalize your subscription to receive job alerts, latest news, and insider tips tailored to your preferences. See what exciting and rewarding opportunities await. At Visa Inc, your career is a journey of endless possibilities. Join us and be part of a team that is transforming the future of payments.
Learn more about Visa Inc
Size
21,500 employees
Market Cap
$387 billion
Industry
Net Income
$10.7 billion
Founded
1958
5 Year Trend
+9.8%
Revenue
$21.4 billion
NASDAQ

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