Business Systems Analyst (Online Banking)

Techstra Solutions

$70K — $95K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Computer Science, Information Technology, or related field.
  • 5+ years as a business analyst with a focus on compliance, security, and transaction processing.
  • Advanced SQL skills and experience with both Relational and NoSQL databases.
  • Strong understanding of API architecture, cloud infrastructure, and system integrations.
  • Experience with offshore/onshore collaboration to enhance project delivery.
  • Minimum 2 years in a BSA or System Analyst role at a large-scale enterprise.

Responsibilities

  • Understand the retail banking product lifecycle to align technical solutions with business goals.
  • Lead the creation and documentation of comprehensive Business Requirement Documents.
  • Write high-quality User Stories with acceptance criteria and manage product backlog with Product Owners.
  • Conduct deep-dive data analysis and mapping using SQL to ensure data integrity for new features.
  • Identify and explore opportunities for implementing Agentic AI to improve self-service and fraud detection.
  • Act as primary liaison for offshore development teams, ensuring clear communication of requirements.

Benefits

  • Collaborative team environment with Agile methodology.
  • Opportunities for innovation in AI technologies.
  • Engagement with global teams and cutting-edge projects.
  • Professional development and continuous learning initiatives.
Full Job Description
Role Overview
Prior experience working in a Payments Domain or a financial institution. Experience defining user stories for APIs and integrations. Experience working in Agile teams. Experience working with Jira. Business Systems Analyst (BSA). In this role, you will own the translation of high-level retail banking product visions into actionable, technical specifications. You will navigate complex data structures using SQL and lead integrations to automate customer workflows and internal processes. As a member of the team, you will be responsible for ensuring that our offshore development partners have the clarity and requirements needed to deliver high-quality code in an Agile environment.

Key Responsibilities
  • Product Stewardship: Deeply understand the retail banking product lifecycle (accounts, transfers, bill pay, etc.) to ensure technical solutions align with business goals.
  • Requirement Engineering: Lead the discovery and documentation of comprehensive Business Requirement Documents.
  • Agile Delivery: Author high-quality User Stories with clear acceptance criteria and manage the product backlog in collaboration with Product Owners.
  • Data Modeling & SQL: Perform deep-dive data analysis and mapping. You must be comfortable writing complex SQL queries to validate data integrity and define data models for new banking features.
  • AI Innovation (Agentic AI): Identify opportunities to implement Agentic AI (autonomous AI agents) to enhance self-service capabilities, fraud detection, or automated loan processing.
  • Global Collaboration: Act as the primary point of contact for offshore development and QA teams, facilitating requirements walk-throughs and ensuring clear communication across time zones.


Required Qualifications/Skills
  • Bachelor's degree in Computer Science, Information Technology, or related field.
  • 5+ years as a business analyst with understanding the nuances of compliance, security, and transaction processing.
  • Advanced SQL skills and experience with Data Modeling (Relational and NoSQL structures).
  • SavvyHigh technology acumen; ability to discuss API architecture, cloud infrastructure, and system integrations with engineers.
  • Proven track record of working with offshore/onshore models to drive project velocity.
  • 2+ years of total experience as a BSA or System Analyst in a large-scale enterprise environment.
Location: Pittsburgh, PA

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