As the Business Banking Client Manager, you will have a primary focus on managing a portfolio of Business Banking clients, expanding the relationship with UMB within the client portfolio and a secondary focus on new customer acquisition, primarily through leveraging client portfolio relationships and contacts. You will be responsible for a large-sized portfolio.

How you'll spend your time:

• You will serve as a conduit for all product lines and match client needs with appropriate products. Always looking for cross selling opportunities for all bank products.

• You will grow revenue as directed by senior management by successfully prospecting new business within portfolio and making appropriate referrals.

• You will maintain a portfolio by calling on existing customers to expand existing business, ensure excellent client relations & proper servicing of account(s), and ensure the portfolio's credit quality.

• You will negotiate credit arrangements and prepare credit memoranda and supporting documentation with underwriting for presentation to approvers.

• You will continuously monitor borrowing base reports and covenant compliance with regular reporting requirements for client base. Establish protocols and maintain tracking of documentation exceptions, past dues, field exams, borrowing base reports and covenant exceptions.

• You will recognize and manage early warning signs for client portfolio on a recurring basis, which may include but are not limited to the following: analyze borrower/guarantor financial performance upon receipt of reporting requirements, either monthly, quarterly or annually. Fully analyze and confirm borrowing base and financial covenant compliance, analyze payment performance benchmarks and perform regular financial reviews.

• You will provide recurring customer service to existing clients, which includes direct contact with customers and an emphasis on maintaining UMB TUCE at all times.

• You will file all required reports, and resolve all related issues in a timely and efficient manner.

• Other duties as assigned.

We're excited to talk with you if:

• You possess a bachelor's degree or equivalent experience in related field.

• You have three years' banking experience including credit analysis and client management.

• You demonstrate a high level of understanding of credit underwriting.

• You demonstrate knowledge of bank products, services, and bank operations.

• You demonstrate ability to interpret policies/procedures, loan contracts, and understanding of credit reports, financial statements and loan documents.

• You demonstrate high level of analytical skill.

• You demonstrate ability to be self-starter and show initiative.

• You demonstrate strong communication skills (verbal & written).

• You demonstrate proficiency in Word, Excel & PowerPoint.

• You have ability to prospect and network at various levels within a company.

Bonus points if:

• You have knowledge of lending products & cross selling of treasury management products.

This position was posted on 09/11/2026. The application deadline for this position is 45 days from the posting date unless filled earlier.

Compensation Range:
$98,208 - $144,705

The posted compensation range on this listing represents UMB's good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. Please see the description of benefits included with this job posting for additional information.

UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

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