Postdoctoral Research Position in Behavioral Science related to Insurance

National Association of Insurance Commissioners

$83K — $88K *
US-AnywhereRemote in Kansas City, MO
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Ph.D. in behavioral science, decision science, economics, communication, or risk management and insurance completed within the last two years or expected by Fall 2026.
  • Research expertise in areas like climate risk, policyholder protection gaps, artificial intelligence, and consumer behavior.
  • Experience in designing and conducting qualitative, quantitative, or mixed methods research.
  • Strong skills in data analysis and presenting research findings clearly in both written and oral formats.
  • Familiarity with collaborative research projects involving public policy.

Responsibilities

  • Conduct applied research related to human behavior in insurance contexts.
  • Collaborate with CIPR researchers and NAIC staff on ongoing projects.
  • Pursue independent research interests connected to insurance issues.
  • Present research findings at academic conferences and in peer-reviewed journals.
  • Engage in interdisciplinary discussions concerning communication and public policy.

Benefits

  • Full-time remote work opportunity with potential office locations in major cities.
  • Possibility of extending the position for an additional year based on evaluation.
  • Engagement in meaningful research impacting public policy.
  • Strong networking opportunities with universities and industry stakeholders.
Full Job Description
Job Description:

The Center for Insurance Policy and Research (CIPR) at the National Association of Insurance Commissioners (NAIC) is seeking applicants postdoctoral research position in behavioral science related to insurance. This is a full-time/temporary remote position based out of our Kansas City, MO, USA, office with potential consideration for New York City or Washington, DC offices. The position is one year with the possibility of extending for an additional year based on first year evaluation.

CIPR seeks a behavioral science researcher who examines and analyzes human behavior to understand the psychological, social, and environmental factors that influence decision-making. We welcome applicants from behavioral science, economics, communication, risk management and insurance, and related disciplines.

Research experience and/or interests should be related to one or more of the following insurance issues: catastrophe and climate risk, broad issues of availability and affordability/cost, policyholder protection gaps and purchase decisions, artificial intelligence, data privacy and cyber risk; health and long-term care.

Successful candidates will have experience designing and conducting research using quantitative, qualitative, or mixed methods approaches. Relevant methods may include surveys, experiments, focus groups, interviews, content analysis, behavioral data analysis, or field research. A clear and concise presentation of research results in both written and oral form is expected. Candidates should have strong skills in data analysis

CIPR offers a unique opportunity to conduct applied research with meaningful public policy implications while remaining connected to the scholarly community. Postdoctoral fellows work closely with CIPR researchers and NAIC staff on ongoing projects while also having dedicated time to pursue their own related research interests.

Researchers are encouraged to publish their work in peer-reviewed journals, present at academic conferences, develop collaborations with external scholars, and contribute to interdisciplinary conversations about communication, risk, consumer behavior, and public policy. CIPR maintains strong relationships with universities, research centers, regulators, and industry stakeholders, creating opportunities for both scholarly and applied impact.

Minimum requirements

Applicants must have a Ph.D. (expected completion by the fall of 2026 is acceptable) from an accredited institution in a related field such as behavioral science, decision science, economics, communication, or risk management and insurance within the past two years. Incomplete applications will not be considered.

We plan to undertake first-round interviews by October 2026.

Application Requirements

Applicants should provide a cover letter detailing your interest in and fit for the position, your CV, one or two representative publications or working papers, and at least one letter of recommendation.

Tentative Start date

January 2027

Compensation

$83,500 - $88,000, commensurate with education and experience.

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