PayPal

BSA Officer

PayPal$120K — $150K *
US-AnywhereRemote in Utah, US
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 10+ years relevant experience in AML/CFT compliance or related field; Bachelor's degree preferred
  • Proven experience designing and administering AML/CFT/OFAC compliance programs
  • Strong background in enterprise risk assessment and risk mitigation strategies
  • Expertise in financial crime monitoring, investigations, and regulatory reporting
  • Ability to establish and conduct comprehensive training on compliance obligations
  • Experience managing internal audits and remediation processes
  • Demonstrated capability in overseeing outsourced AML operations and technology

Responsibilities

  • Establish business and technical strategies for effective entity management
  • Advise on complex legal compliance issues affecting corporate structure
  • Influence executive decision-making with strategic insights
  • Ensure organizational compliance with diverse laws and regulations
  • Lead governance initiatives that enhance risk management across the organization
  • Oversee compliance program operations, including timely regulatory reporting
  • Manage employee and Board training on AML/CFT/OFAC obligations

Benefits

  • Comprehensive training programs for ongoing professional development
  • Opportunities for influence at the executive level
  • Engagement in high-impact compliance strategy formulation
  • Robust governance framework to support long-term career growth
  • Leadership role in establishing a comprehensive compliance culture
Full Job Description
The Bank Secrecy Act (BSA) Officer will serve as PayPal Bank's (PPB) program owner and accountable executive for establishing, implementing, and sustaining the bank's AML/CFT/OFAC compliance framework suitable for a de novo FDIC-insured ILC. This role will build the program from the ground up to support charter-readiness, ensure effective identification and mitigation of financial crime risks (including AML/CFT, USA PATRIOT Act, OFAC, and CIP/CDD), and deliver strong governance and reporting to PPB senior management and the Board. The Officer will also lead day-to-day program execution and ensure the Bank is continuously exam-ready through robust monitoring, high-quality regulatory reporting, and strong issue remediation. In this role, the BSA Officer will report to the ILC's Chief Risk Officer ("CRO").
Essential Responsibilities:
  • Establish overall business and technical strategies for entity management that significantly impact PayPal operations.
  • Advise on complex legal and regulatory compliance issues related to corporate structures.
  • Influence executive-level decision-making through strategic insights and recommendations.
  • Ensure the efficient operation of the organization's diverse entities by maintaining compliance with laws and regulations.
  • Lead initiatives that promote effective governance and risk management across the organization.


Expected Qualifications:
  • 10+ years relevant experience and a Bachelor's degree OR Any equivalent combination of education and experience.
  • Own and administer the Bank's AML/CFT/OFAC compliance program, including program design, customer risk profiles, implementation, and ongoing maintenance.
  • Lead enterprise AML/CFT/OFAC risk assessment activities and drive risk-based controls to mitigate identified risks.
  • Oversee financial crime monitoring and investigations governance, including alert management standards, case documentation, and escalation of emerging issues to senior management.
  • Ensure timely, accurate regulatory reporting and program operations (e.g., SAR/CTR governance, exemptions, and supporting documentation standards).
  • Establish and maintain a comprehensive training program for employees and Board members on AML/CFT/OFAC obligations
  • Manage issue identification, tracking, and remediation tied to internal QA, independent testing/audit, and regulatory exams, with clear reporting to governance forums.
  • Ensure effective oversight of any outsourced/affiliate-provided AML operations and technology, including performance metrics, quality controls, and SLA adherence (where applicable).

About PayPal

PayPal has remained at the forefront of the digital payment revolution for more than 20 years. By leveraging technology to make financial services and commerce more convenient, affordable, and secure, the PayPal platform is empowering more than 375 million consumers and merchants in more than 200 markets to join and thrive in the global economy.

PayPal Careers

Joining PayPal now offers an unparalleled opportunity to become part of a leading global team of professionals dedicated to revolutionizing digital payments and financial services. As a beacon of innovation and diversity, PayPal is where your professional journey can reach new heights. Work You’ll Do At PayPal, we are committed to excellence in every aspect of our business, from the innovative solutions we provide to the inclusive culture we nurture. By joining our team, you will help shape the future of payments globally, working alongside some of the brightest minds in technology and finance. Transform the Financial Landscape Lead the charge in the digital payments revolution with PayPal, a company known for its leadership in technology and financial services. Our team at PayPal is at the forefront of digital innovation, making significant impacts across various industries and improving the way millions of people handle transactions daily. Engage with a Global Team Collaborate with over 20,000 dedicated professionals around the world who are experts in technology, finance, and customer engagement. PayPal’s commitment to growth and diversity is evident in our dynamic team environment where every voice is valued and every team member is empowered. PayPal Jobs and Employment Opportunities We are actively expanding our team and have numerous job opportunities that cater to a wide range of skills and experiences. Whether you’re looking for a full-time position, an internship, or leadership roles, PayPal offers a path for career advancement and professional development. Innovate and Grow Join PayPal and be part of a company that values innovation and leadership. Deliver targeted solutions and drive change across the financial ecosystem with a team that’s equipped with the best tools and resources. At PayPal, your career is future-proofed with endless opportunities for advancement and skills enhancement through our comprehensive training and development programs. Be Part of Our Culture At PayPal, we pride ourselves on a workplace culture that supports diversity, encourages professional growth, and fosters innovation. Our benefits package is designed to support the health, financial security, and well-being of our employees and their families. Explore PayPal Careers Discover the exciting career opportunities at PayPal, where we are hiring creative, curious, and motivated individuals. Search open positions that match your skills and interests. We look for professionals who are passionate about making a difference and ready to contribute to our team’s success. Stay Connected with PayPal Keep up to date with the latest career tips, industry insights, and company news—all from the people who work at PayPal. Personalize your experience by subscribing to job alert emails, tailored to your preferences, and see what exciting and rewarding opportunities await. Join Our Team Ready to take the next step in your career? Prepare your resume, sharpen your interview skills, and apply for a position at PayPal today. Engage with our professional network and become part of a company that’s leading the way in digital payments. SEARCH PAYPAL JOBS At PayPal, your ambitions lead you forward, and our collective innovation drives us all. Join us in making a difference in the digital payments landscape worldwide.
Learn more about PayPal
Size
30,900 employees
Market Cap
$77.3 billion
Industry
Net Income
$4.2 billion
Founded
1998
5 Year Trend
+18.5%
Revenue
$21.4 billion
NASDAQ

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