5-8 years of relevant experience in commercial relationship management.
Strong understanding of commercial loans, deposits, and Treasury Management products.
Proven track record in business development and maintaining client relationships.
Experience in credit analysis and approving lending terms.
Responsibilities
Build and maintain relationships with businesses and community leaders.
Screen and interview applicants to assess financial needs and creditworthiness.
Analyze interview data to structure loans and approve or deny credit requests.
Prepare credit approval documentation in collaboration with Portfolio Manager or Credit Analyst.
Manage a diverse commercial loan portfolio and ensure compliance with financial reporting.
Contribute to various business development committees and projects.
Collaborate on the development of new products/services to foster department growth.
Engage in community activities to raise the Credit Union's profile.
Benefits
Comprehensive benefits package for employees and their families.
Support for continued education and professional development.
Opportunity for Spanish/English interpreters to receive additional differential pay.
Full Job Description
Centra has an exciting opportunity for a Vice President (VP) Commercial Relationship Manager in Carmel, Indiana. The VP Commercial Relationship Manager is responsible for the management and operation of various functions of the Business Services/Commercial designated region. This position is responsible for managing a significant portfolio, the growth of commercial loans, deposits, and Treasury Management products and services, and oversight of Centra's Member Business Lending (MBL) policies and procedures. Responsible for maintaining active engagement in the Communities Centra serves through local board and committee membership and community events/outreach participation. Manages Centra's stated strategic objectives and business plan goals, helping lead the Business Services team to do the same. At Centra, we approach compensation with care and integrity, ensuring our pay practices reflect local markets while honoring our commitment to our Team Members. Compensation is just one part of our total rewards approach. Eligible positions also offer a comprehensive benefits package designed to support you and your family. Spanish/English interpreters may be eligible for an interpreting differential.
Essential Functions: This position may be required to perform additional duties as requested. Reasonable accommodations may be made to enable individuals with disabilities to perform.
Maintains and builds relationships with businesses, community leaders, and Centra Team Members through active participation in business development activities, striving for best-in-class Member Experience to facilitate retention and growth.
Screens and interviews applicants to determine financial needs and creditworthiness.
Analyzes information received at interview and develops appropriate structure and terms to obtain approval or denies credit request within approved lending limits.
Prepares credit approval memos for presentation to appropriate approving authority, working in conjunction with Portfolio Manager and/or Credit Analyst.
Develops and manages a significant (varies in size) commercial loan portfolio and reviews a collection of financial reports through Member communication and compliance.
Maintains an active role in various committees and projects as assigned.
Recommends new products and services to promote growth of the department and the Credit Union, working collaboratively with other Centra Line of business leaders and producers.
Participates in community relations and activities to increase the Credit Union's visibility, involvement, and impact.
EDUCATION & EXPERIENCE - (EQUIVALENT COMBINATION OF EDUCATION & EXPERIENCE WILL BE CONSIDERED):
Bachelor's Degree in Related Field
A minimum of five years up to eight years of similar or related experience, including preparatory experience
