You are a strategic risk leader who understand portfolio performance extends beyond origination. someone who thrives in an environment where ambition meets action. You combine expertise in portfolio management, collections, recoveries, analytics, operational execution and risk governance. You bring curiosity, resilience, and a strong sense of accountability. You see challenges as opportunities and believe in making an impact for customers, for your team, and for the business. If you are looking to be a part of a company that values partnership over hierarchy and purpose over routine, your next chapter could start here.
Role SummaryThe Vice President, Portfolio Management (VP-PM) is a member of the PEAC Risk Leadership Team reporting directly to the Chief Risk Officer. The VP-PM provides executive oversight of Portfolio Management, Collections and Recoveries across PEAC's lending and leasing portfolios.
Essential Functions:- Lead enterprise portfolio management strategies aligned with risk appetite and profitability objectives.
- Oversee Early Stage Portfolio Management and Late Stage Collections including delinquency management, restructurings, asset recovery and loss mitigation.
- Monitor portfolio KPIs including delinquency, NPLs, net losses, recoveries, concentrations and vintage performance.
- Partner with Risk Analytics on forecasting, stress testing and loss modeling.
- Present portfolio performance and emerging risks to Executive Leadership, Credit Committee and governance forums.
- Collaborate cross-functionally with Risk, Sales, IT, and Operations/Servicing teams to enhance platform integration, streamline credit workflows, and improve the end-to-end customer and partner experience.
- Serve as a voting member of the Credit Committee, presenting detailed portfolio analyses and performance reporting to senior leadership.
- Recommend and implement portfolio management policy and procedural enhancements in response to performance, market trends, emerging risks, and regulatory developments.
- Leverage analytics, automation and AI-enabled tools to enhance servicing and collections effectiveness.
- Oversee third-party collection agencies and recovery vendors.
- Build and develop high-performing teams and a strong risk culture.
Qualifications:- Bachelor's degree in Finance, Accounting, Economics, Business or related discipline.
- 15+ years of commercial finance, portfolio management, collections, recoveries or risk management experience.
- Significant leadership experience managing large-scale collections and recovery organizations.
- Strong executive presence and communication skills.
- Proven success improving portfolio performance and loss outcomes.
The successful candidate will receive competitive compensation along with our benefit package which includes medical, dental, vision, life insurance, short and long-term disability, 401(k) with match, flexible spending, and paid time off. PEAC provides one paid day off per year to support community involvement. Celebrate you by also having off your birthday on us!
