Stifel Financial Corp

Vice President, Commercial Real Estate

Stifel Financial Corp$120K — $180K *
Real Estate & Construction
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's Degree in finance, accounting, or related field
  • 5+ years of experience in corporate/commercial lending, debt capital markets, finance, or accounting
  • Strong understanding of financial statement analysis and credit analysis
  • Working knowledge of commercial lending practices and regulatory requirements
  • Excellent written and verbal communication skills
  • Proven ability to manage multiple priorities in a fast-paced environment
  • Strong relationship management and business development skills

Responsibilities

  • Evaluate and recommend commercial real estate loans for approval
  • Analyze financial statements and borrower creditworthiness
  • Manage documentation and assist in negotiating loan agreements
  • Prepare ongoing credit evaluations and financial statement analyses
  • Monitor financial performance and credit quality of loan portfolios
  • Develop client relationships and identify growth opportunities
  • Collaborate with internal stakeholders to manage transactions and relationships
  • Provide guidance and support to junior associates

Benefits

  • Opportunity to participate in special projects and initiatives
  • Professional development support for career growth
  • Collaborative company culture across departments
  • Exposure to diverse commercial lending challenges
  • Comprehensive compliance and risk management framework
Full Job Description
What You'll Be Doing The Vice President, Commercial Real Estate is responsible for identifying, structuring, closing, monitoring, and servicing commercial real estate loan opportunities. The VP manages a portfolio of commercial real estate relationships and is responsible for ensuring that all loan decisions, actions, and recommendations are based on a thorough understanding of each customer's financial needs, market conditions, and creditworthiness, while complying with all applicable laws, regulations, and Stifel Bank policies. What We're Looking For • Evaluate, analyze, underwrite, and recommend various types of commercial real estate loans for approval. • Analyze financial statements, assess borrower creditworthiness, and develop cash flow models to support commercial lending opportunities. • Manage the documentation process and assist in negotiating loan agreements and other credit-related documentation to facilitate closing. • Prepare ongoing credit evaluations, financial statement analyses, annual reviews, risk ratings, and regulatory reporting requirements. • Monitor and report on the financial performance and credit quality of an assigned loan portfolio. • Develop and maintain client relationships and identify opportunities for portfolio growth. • Partner with internal stakeholders, including Credit Administration, Loan Operations, Risk Management, and other Stifel divisions, to effectively manage transactions and client relationships. • Provide guidance and support to analysts and junior associates while fostering professional development. • Participate in special projects and other commercial lending initiatives as needed. What You'll Bring • Understanding of and commitment to compliance with all banking regulations and internal policies. • Strong knowledge of financial statement analysis, credit analysis, and commercial real estate underwriting. • Working knowledge of commercial lending practices and applicable regulatory requirements, including OCC and FDIC guidance. • Strong written and verbal communication skills with the ability to effectively interact with borrowers, banking partners, attorneys, and internal stakeholders. • Ability to identify issues, assess risks, and develop practical solutions. • Strong business acumen with the ability to collaborate effectively across departments. • Proven ability to manage multiple priorities and deadlines in a fast-paced environment. • Strong relationship management and business development skills. Education & Experience • Minimum Required: Bachelor's Degree in finance, accounting or another business-related field. • Minimum required: 5+ years' of related work experience in corporate/commercial lending, debt capital markets, finance, or accounting. Licenses & Credentials • Minimum Required: None Systems & Technology • Proficient in Microsoft Word, PowerPoint, Outlook and advanced knowledge of Microsoft Excel.

About Stifel Financial Corp

Stifel Financial Corp is a financial services holding company headquartered in St. Louis, Missouri. The company was founded in 1890 and provides investment banking and brokerage services to individuals, corporations, and municipalities. Stifel operates in the United States, Europe, and Asia.
Learn more about Stifel Financial Corp
Size
8,600 employees
Market Cap
$6.1 billion
Industry
Net Income
$503.4 million
Founded
1890
5 Year Trend
+12.6%
Revenue
$3.8 billion
NASDAQ

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