This is a hybrid role, with the expectation that work time will regularly take place inside and outside of a company office. First Citizens Aerospace, Defense & Government, part of the company's Commercial Finance group, offers asset backed loans for commercial aircraft, aircraft engines and aircraft parts as well as cash flow loans to manufacturers, service providers and private equity sponsors in the sector. This position is responsible to assist in the underwriting and portfolio management of ADG financing transactions. Responsible for analysis, reporting, and purchase or liquidation of assets within the portfolio. Monitors regulatory requirements and market trends, and modifies strategies as needed. Performs all activities to maximize value while minimizing risk, developing reports, dashboards, and other methods of evaluation to communicate status with the appropriate stakeholders. Responsibilities & Qualifications Duties & Responsibilities: Underwriting - Underwrites ADG accounts according to applicable regulations, procedures, and guidelines. Reviews financial statements, communicates with clients or prospects, and performs analysis to recommend credit grades and appropriate loan structuring. Ensures all involved parties are updated on underwriting progress and outcome. Portfolio Management - Monitors assigned portfolio for completeness of documentation, accuracy of credit grading, and potential exposures. Processes line renewals and new requests as per loan approval servicing requirements. Performs other tasks related portfolio servicing and management. Analysis - Sources, compiles, and interprets financial data to support structuring and approval of loans. Reviews industry information and comparisons, key risks and mitigants, and collateral to form a general business overview of the borrower. Utilizes results of analysis to underwrite loans. Risk Management - Identifies risks through reviews, analysis, and research of new and existing loans. Communicates identified risks, review schedule, and potential changes in the energy portfolio. Assists in coordinating review and renewal schedules for existing credits, facilitating ongoing risk identification and management. Position Specific Skills: Completion of a formal credit training program Qualifications: Bachelor's Degree and 2 years of experience in Credit Analysis, Underwriting or Risk Management OR High School Diploma or GED and 6 years of experience in Credit Analysis, Underwriting or Risk Management Preferred: • Bachelors Business, Finance, Economics, Accounting • Completion of a formal credit training program Additional Information If hired in New York, the base pay for this position is generally between $105,000.00 and $120,000.00. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment. Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.