Citigroup, Inc

U.S. Consumer Cards - Full-Time Analyst, New York - USA, 2027

Citigroup, Inc$90K — $155K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Undergraduate degree expected between December 2026 and June 2027
  • Minimum GPA of 3.3
  • U.S. Work Authorization
  • Strong analytical and communication skills
  • Ability to work collaboratively in diverse teams
  • Strategic and entrepreneurial mindset

Responsibilities

  • Participate in a rotational leadership development program across various U.S. Consumer Cards divisions
  • Contribute to strategic initiatives and real business challenges
  • Build a strong professional network through mentorship and coaching
  • Gain comprehensive exposure to different business functions
  • Develop skills in product and project management, marketing, and analytics

Benefits

  • Dedicated mentorship from experienced leaders
  • Personalized coaching and career development support
  • Access to a strong Analyst alumni network
  • Collaborative and inclusive work environment
  • Variety of wellness programs and plans, including medical, dental & vision coverage
  • Paid time off, including vacation, sick leave, and holidays
Full Job Description
You're the brains behind our work.

As an Analyst, you'll build a strong foundation for your career through a rotational leadership development experience designed to provide broad exposure across the U.S. Consumer Cards business. You'll work alongside experienced professionals, contribute to strategic initiatives, and help deliver innovative solutions that respond to changing customer needs and market trends. Analysts have the opportunity to gain experience across a variety of business groups, including Cards, Marketing, Citi Retail Services, Customer Experience, Chief Operating Office (COO), Analytics & Pricing, Risk, and more.

We provide you with the knowledge and skills you need to succeed.

The program offers:
  • Dedicated mentorship from experienced leaders
  • Personalized coaching and career development support
  • Networking opportunities across the organization
  • An active Analyst alumni network
  • Exposure to a variety of business functions and strategic initiatives
  • A collaborative and inclusive environment focused on continuous learning


Your time here will look something like this...

The Analyst Program is a 24-month developmental experience consisting of two 12-month rotations across U.S. Consumer Cards. Each rotation is designed to provide meaningful exposure to different businesses, teams, and leadership opportunities while helping you build a well-rounded understanding of the organization.

Analysts may rotate through business areas such as:
  • Cards
  • Marketing
  • Citi Retail Services
  • Customer Experience
  • Chief Operating Office (COO)
  • Analytics & Pricing
  • Risk
  • Additional business groups across U.S. Consumer Cards

Functional opportunities may include:
  • Product Management
  • Project Management
  • Marketing
  • Strategy
  • Innovation
  • Customer Experience
  • Risk & Controls
  • Analytics


Throughout the program, you'll broaden your skill set, tackle real business challenges, develop a strong professional network, and gain valuable insight into the diverse functions that drive the Consumer Cards business. Upon successful completion of the program, Analysts are considered for Assistant Vice President (AVP)-level opportunities within Citi.

We want to hear from you if...
  • You are obtaining your undergraduate degree and are graduating between December 2026 and June 2027
  • You have maintained a 3.3 GPA and above
  • You have U.S Work Authorization


Who we think will be a great fit.

An undergraduate Senior: Adaptable | Determined | Collaborative | Empathetic | Strategic Thinker | Analytical | Effective Communicator | Entrepreneurial | Organized | Detail-Oriented

Salary: 90,000.00

Job Family Group:
Management Development Programs

Job Family:
Training

Time Type:
Full time

Primary Location:
New York New York United States

Primary Location Full Time Salary Range:
$90,000.00 - $155,000.00

In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills
Please see the requirements listed above.

Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date:
Sep 05, 2026

Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

About Citigroup, Inc

Citigroup is a financial services holding company that provides financial products and services. The company operates through two segments, Global Consumer Banking (GCB) and Institutional Clients Group (ICG). The GCB segment offers traditional banking services to retail customers through retail banking, commercial banking, Citi-branded cards, and Citi retail services. The ICG segment offers various banking, and financial products and services to corporate, institutional, public sector, and high-net-worth clients. This segment provides wholesale banking products and services, including fixed-income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed-income research, corporate lending, investment banking, and advisory services, private banking, cash management, trade finance, and securities services. Citi is committed to sustainability and social responsibility, and the company invests in initiatives that promote economic progress.

Citigroup, Inc Careers

Join the vibrant team at Citigroup, Inc, a leading global bank, and propel your career into the future. Citigroup offers a plethora of job opportunities that span across various fields and expertise, making it an ideal place for ambitious professionals to thrive.

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Start your professional journey with Citigroup through our internship programs or full-time job opportunities. We are constantly hiring fresh talent and seasoned experts who bring creativity and innovation to our team. Whether you're refining your skills or ready to lead, there's a position waiting for you at Citigroup.

Networking and Professional Development

At Citigroup, Inc, networking and continuous learning are part of our DNA. We provide platforms for employees to connect with industry leaders and peers, enhancing their skills and opening up new career opportunities. Our leadership programs and professional development initiatives ensure that you are always ahead of the curve.

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Learn more about Citigroup, Inc
Market Cap
$1.3 billion
Industry
Net Income
$89.6 million
Founded
1812
5 Year Trend
+4.6%
NASDAQ

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