The Goldman Sachs Group, Inc

Transaction Banking, API Product Manager, Associate

The Goldman Sachs Group, Inc$90K — $130K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Minimum 4 years of experience in Product Management, specifically in Payments or APIs
  • Experience in API design and developer experience (DX), including RESTful API product management
  • Background in electronic payments, including ACH, wires, SWIFT, and real-time payments
  • Demonstrated ability to apply Generative AI solutions within financial services
  • Proven capability to balance technology innovation with commercial outcomes
  • Exceptional communication and stakeholder management skills, influencing at the executive level

Responsibilities

  • Lead the strategic vision and execution of payment channel capabilities
  • Design and develop a comprehensive technical product roadmap for payment interfaces
  • Drive measurable commercial outcomes through tailored client solutions
  • Collaborate across the organization to enhance the payments experience
  • Own the end-to-end product vision and roadmap for API features
  • Define product performance metrics and conduct market trend analysis
  • Partner with Sales to identify client needs and provide expert recommendations

Benefits

  • Collaborative work environment with cross-functional teams
  • Opportunities to shape cutting-edge payment solutions
  • Exposure to advanced technologies like Generative AI
  • Focus on professional growth and leadership development
  • Engagement in best-in-class UX design principles across payment channels
Full Job Description
Job Description

Transaction Banking Overview

The Head of API and ISO Product Management will lead the strategic vision and execution of our payment channel capabilities, ensuring that technology serves as a powerful enabler of exceptional client outcomes and sustainable business growth.

Responsibilities

The API Product Managerwill work with a team of engineers, treasurers, and commercial roles to design, develop, and execute of a comprehensive technical product roadmap. This individual will focus on client-facing programmatic payment interfaces, including APIs, ISO messaging standards, and Swift protocols. The successful candidate will demonstrate an ability to navigate complex technical environments and build strong partnerships with both engineering teams and corporate treasury professionals.

Strategic Impact and Commercial Execution Beyond technical delivery, the API Product Managersare expected to drive measurable commercial outcomes. This involves architecting bespoke client solutions and maintaining focus on market differentiation to ensure our services remain best-in-class. This role will collaborate extensively across the TxB organization-partnering with Sales, Engineering, Risk, Design, and Servicing-to deliver a seamless, high-performance payments experience for our global client base. Developer Experience is another primary focus of this role - so that humans (and increasingly Agents) can understand how to work with TxB in a way that is efficient and differentiating.

This role will also need to drive (and get great learning / exposure to) Product Strategy: Own the end-to-end product vision and roadmap for API features, encompassing API-based payment rails, card solutions, real-time payments (RTP), and digital channel experiences; Performance Management: Define, analyze, and optimize product performance through key performance indicators (KPIs), market trend analysis, revenue impact assessments, and client feedback loops; Stakeholder Alignment: Synthesize complex technical processes into clear, compelling strategic narratives to secure stakeholder buy-in and drive firm-wide initiatives: Sales Enablement: Act as a partner to the Sales organization by identifying client needs, providing expert solution recommendations, defining pricing strategies, and leading high-impact product demonstrations.

Qualifications
  • Minimum 4 years of experience in Product Management, with demonstrated leadership experience across Payments and/or APIs and/or technical products
  • Experience in API design and developer experience (DX) - including RESTful API product management, developer portals, and API-first product strategy
  • Background in electronic payments - including ACH, wires, SWIFT, real-time payments (RTP, FedNow, SEPA Instant), and cross-border payment flows
  • Demonstrated ability to apply or oversee Generative AI solutions within a financial services or payments context
  • Proven ability to balance technology innovation with commercial outcomes - understanding that great technology must ultimately serve client needs and drive business results
  • Exceptional communication and stakeholder management skills, with the ability to influence at the executive level

You may be a good fit for this role if you are enthusiastic and curious about
  • The business, technical, and/or operational aspects of payments and banking
  • Electronic payments, real time payments, card networks, stablecoin payments, and emerging payment schemes
  • The design of APIs and have pride in best-in-class developer experience (DX) - including intuitive documentation, sandbox environments, and seamless onboarding for corporate clients and fintech partners
  • Corporate treasury, cash management, and the inner workings of large corporates and financial institutions
  • User experience (UX) design principles across all payment channel touchpoints, partnering with design teams to deliver interfaces and workflows that are elegant, intuitive, and client-centric
  • Drive the integration and strategic application of Generative AI capabilities within payment channels - including intelligent payment routing, anomaly detection, client-facing assistants, and workflow automation
  • Stay current on industry trends including ISO 20022 migration, real-time payments, open banking/APIs, card scheme innovations, and network-level VAS (e.g., SWIFT gpi, request-to-pay schemes)
  • Ensuring all payment channel products comply with relevant regulatory requirements (e.g., AML/KYC, data privacy such as GDPR/CCPA, PSD2 where applicable)

About The Goldman Sachs Group, Inc

The Goldman Sachs Group, Inc. provides investment banking, securities, and investment management services, as well as financial services to corporations, financial institutions, governments, and high-net-worth individuals worldwide. Its Investment Banking segment offers financial advisory services, including advisory assignments concerning mergers and acquisitions, divestitures, corporate defense, risk management, and restructurings and spin-offs; and underwriting services comprising public offerings and private placements of a range of securities, loans, and other financial instruments, and derivative transactions. The company’s Institutional Client Services segment provides client execution services, such as fixed income, currency, and commodities client execution related to making markets in interest rate products, credit products, mortgages, currencies, and commodities; and equities related to making markets in equity products, as well as executes and clears institutional client transactions on stock, options, and futures exchanges. This segment also engages in the securities services business providing financing, securities lending, and other brokerage services to institutional clients, including hedge funds, mutual funds, pension funds, and foundations. Its Investing and Lending segment originates longer-term loans; and invests in debt securities, loans, public and private equity securities, real estate, consolidated investment entities, distressed assets, currencies, commodities, and power generation facilities. The company’s investment management segment provides investment products and services, as well as offers wealth advisory services, including portfolio management and financial counseling, and brokerage and other transaction services.

The Goldman Sachs Group, Inc. Careers

Join the prestigious team at The Goldman Sachs Group, Inc., a global leader in finance and investments, and propel your career to new heights. Our firm is renowned for its commitment to excellence, innovation, and leadership in the financial sector.

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Learn more about The Goldman Sachs Group, Inc
Size
45,100 employees
Market Cap
$115.8 billion
Industry
Net Income
$9.4 billion
Founded
1869
5 Year Trend
+11.3%
Revenue
$53.4 billion
NASDAQ

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