The Senior Product Manager for the Focus Payroll Card owns theendtoend strategy, performance, andlongterm success of the product, with full accountability for profit and loss within the TPS Prepaid team. This role sets product vision and drives portfolio growth through rigorous financial and performance management, customer insight, and disciplined execution across the product lifecycle.
The Senior Product Manager partners closely with Finance to manage monthly performance analysis,identify trends, and deliverexecutivelevelreporting on profitability drivers, portfolio performance, and margin optimization opportunities. Using deep analysis of cardholder behavior, adoption, and usage trendsalong with ongoing competitive and market researchthis roleidentifiesgaps,anticipatesindustry shifts, and informs product strategy, pricing, and investment decisions. The role builds strong business cases and financial models to support roadmap prioritization and ensures adherence to regulatory requirements and internal controls.
As a product leader and subject matter expert, the Senior Product Manager workscrossfunctionallywith Sales, Marketing, Technology, Experience Design, Operations, Fraud, Compliance, Legal, Implementations, and Finance to support new business development, client onboarding, andgotomarketexecution. This includes responding to sales inquiries, RFPs, pricing requests, finalist presentations, and contract negotiations, as well as guiding new product and program launches from concept through delivery.
Aligned with U.S. Banks human + digital product strategy, the Senior Product Manager defines product outcomes and Objectives and Key Results (OKRs), translates strategy into actionable roadmaps, and partners with agile and technology teams to deliver capabilities that drive business and customer outcomes. The role balances investment and return, leadsmultiyearstrategic planning, and continuously improves the client and cardholder experience.
Witha strong growthmindset, this leader acts as an advocate for prepaid offerings across the enterprise, explores new distribution channels and markets for Prepaid, and ensures the Focus Payroll Cardremainscompetitive, compliant, and positioned for sustainable,longtermgrowth.