Tata Consultancy Services

Technical Business Analyst

Tata Consultancy Services$110K — $125K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of experience in financial services, particularly in credit risk or capital markets workflows.
  • Familiarity with Precision Lender pricing application, preferably prior experience at Bofa.
  • Proficient in Oracle SQL & PL/SQL for database management and querying.
  • Possession of a Business Analyst Certification to validate expertise in the field.
  • Strong understanding of quantitative credit pricing models (PD/LGD/EAD).

Responsibilities

  • Analyze business and system requirements to create actionable specifications.
  • Collaborate with stakeholders and teams to assess impacts and define objectives.
  • Manage scope and requirement decisions across complex projects.
  • Identify platform capabilities and contribute to product feature definitions.
  • Serve as a domain expert by offering implementation insights to enhance quality and execution.
  • Translate quantitative credit pricing models into system architecture designs.
  • Develop test scripts and conduct user acceptance testing to validate credit decision processes.

Benefits

  • Opportunity for career advancement within a major financial services institution.
  • Exposure to complex financial models and advanced pricing strategies.
  • Collaboration with cross-functional teams, enhancing teamwork skills.
  • Contributions to significant financial initiatives impacting loan pricing and risk management.
Full Job Description
Technical Business Analyst

Must Have Technical/Functional Skills

Minimum 57 years of financial services experience, specifically

supporting retail or wholesale credit risk, loan pricing, or capital markets workflows (Credit pricing models).

Knowledge of Precision Lender pricing application and/or prior Bofa experience in this domain

Advanced Oracle SQL & PL/SQL

Business Analyst Certification

Roles & Responsibilities

Responsible for business and system requirement analysis, translating stakeholder needs into actionable specifications,

And supporting solution needs across various complex initiatives

Analyst partners closely with business, technology and delivery teams to understand the objectives, assess impacts,

Manages scope and requirement decisions and identify integration points across the application ecosystem.

Ability to identify platform capability needs, contribute to feature definition and approach the platform as a product

They also serve as domain matter expert, provide thought leadership based on implementation experience to strengthen

Requirements of quality, traceability and delivery execution.

Translate complex quantitative credit pricing models (PD/LGD/EAD and risk-adjusted return on capital) into

System architecture blueprints

Map critical credit application data, financial variables, and macro-economic factors from source systems to the

Central pricing data base

Design extensive test scripts, write data-driven automation queries, and execute user acceptance testing to

ensure credit decisions match quantitative models perfectly

Write and optimize complex Oracle SQL queries and PL/SQL procedures, functions, and packages to analyze model

data and reverse-engineer legacy pricing logic

Debug pricing mismatches and data pipeline failures by deep-diving into database objects, triggers, and stored procedures

Guide junior analysts on data structures, review technical documentation, and champion Agile delivery milestones

Salary Range- $110,000-$125,000 a year

About Tata Consultancy Services

Tata Consultancy Services (TCS) is an Indian multinational information technology (IT) services and consulting company, headquartered in Mumbai, Maharashtra, India. It is a subsidiary of Tata Group and operates in 149 locations across 46 countries. TCS is the largest Indian company by market capitalization and is ranked 11th on the Forbes Global 2000 list of the world's biggest public companies. TCS is also the second-largest IT services company in the world by revenue and the largest employer of women in India. The company provides services in areas including IT, consulting, and business solutions.
Learn more about Tata Consultancy Services
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