Affirm

Staff Product Manager, Affirm Bank

Affirm • $181K — $241K *
US-AnywhereRemote in Canada
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of product management experience
  • Proven expertise in financial services or highly regulated environments
  • In-depth knowledge of the card payments ecosystem
  • Experience with customer support platforms or AI-driven service operations is a plus
  • Exceptional communication and storytelling skills
  • Ability to thrive in ambiguity and synthesize incomplete information quickly
  • Bachelor's degree or equivalent practical experience

Responsibilities

  • Understand customer and agent needs through research and data
  • Collaborate with Servicing and Operations teams to enhance productivity
  • Identify automation opportunities to streamline operations and reduce contact volume
  • Create and manage an impactful product roadmap from concept to launch
  • Translate market trends and insights into product strategies
  • Define success metrics and use experimentation to enhance performance
  • Design scalable systems to meet growing business demands
  • Foster collaboration across Engineering, Design, and Legal teams to ensure alignment

Benefits

  • 100% subsidized medical coverage for you and dependents
  • Generous stipends for Technology, Food, and Lifestyle expenses
  • Competitive vacation and holiday schedules for rest and recharge
  • Employee stock purchase plan at a discounted rate
Full Job Description
Affirm is building its own bank - and this role sits at the center of that ambition. We're looking for a Staff Product Manager who has shipped a consumer-facing deposit or fintech product to market. You'll own the end-to-end bank product: launching the deposit product to consumers, operationalizing a new bank charter within Affirm's ecosystem, driving loan originations through the bank entity, and ensuring seamless integration across Affirm's platform. This is a rare opportunity to build a foundational new business line from the ground up - one that will reshape how Affirm funds, serves, and grows relationships with its consumers. You'll work at the intersection of regulated banking, platform engineering, and consumer products to bring Affirm's bank to life.

What You'll Do
  • Serve as the single-threaded product owner across deposits, loan originations, banking compliance, and operations. You are the person who holds the full picture of how the bank works within Affirm's ecosystem - and you drive it forward.
  • Partner cross-functionally with Engineering, Marketing, Branding, Content, and Design to shape the consumer deposit experience and go-to-market strategy, including owning positioning, launch sequencing, and consumer-facing messaging for the deposit product.
  • Own the roadmap for the deposit product on a go-forward basis, scaling from early launch to a multi-billion-dollar deposit base and making strategic decisions about how deposits integrate with Affirm's credit products and broader consumer experience.
  • Collaborate cross-functionally across Affirm's internal teams and with our external vendors to ensure stakeholders are aligned on the vision for launch.
  • Partner with Legal, Compliance, Risk, and the Bank's executive team to drive bank operations readiness - regulatory readiness, process maturity, and vendor selection and integration (deposit core, fraud, KYC).
  • Communicate strategy and tradeoffs to senior leadership and the Bank Board, and build alignment across Engineering, Legal, Compliance, Treasury, and Capital Markets.

What we look for
  • 6+ years of product management experience, with demonstrated ability to operate as a strategic, independent leader on complex, ambiguous initiatives
  • Experience growing or launching a regulated consumer-facing product in the financial services industry with go-to-market experience
  • Proven program leadership at scale - you've owned high-visibility cross-functional launches across many stakeholders, with direct exposure to leadership
  • Strong technical fluency - you're comfortable working with engineers on system design, data models, API architecture, and core banking platform integrations
  • Exceptional written and verbal communication - you can distill complex regulatory and financial concepts into clear, compelling narratives for diverse audiences, including regulators, executives, and engineering teams
  • Proficiency with AI-assisted tools (e.g., Claude, Cursor) to accelerate your own work and raise the bar for quality and speed
  • Bachelor's degree in a related field or equivalent practical experience


Pay Grade - P

Equity Grade - 7

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

CAN base pay range per year: $181,000 - $241,000

This posting is for an existing vacancy.

#LI-Remote

Remote-first with flexibility built inAffirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits designed for youOur benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:
  • Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
  • Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
  • Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
  • Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

About Affirm

Affirm is a publicly traded financial technology company headquartered in San Francisco, United States. Founded in 2012, the company operates as a financial lender of installment loans for consumers to use at the point of sale to finance a purchase. Affirm was founded in 2012 by Max Levchin, Nathan Gettings, Jeffrey Kaditz, and Alex Rampell as part of the initial portfolio of startup studio HVF. Levchin, who co-founded PayPal, became CEO of Affirm in 2014. In October 2017, the company launched a consumer app that allowed loans for purchases at any retailer. The company announced a partnership with Walmart in February 2019. Under the partnership, Affirm is available to customers in-store and on the Walmart website. Affirm has partnered with e-commerce platforms including Shopify, BigCommerce, and Zen-Cart. On November 18, 2020, Affirm filed with the Securities and Exchange Commission in preparation for an initial public offering. On December 12, 2020, it was reported that Affirm had postponed its IPO. On January 13, 2021, Affirm became listed on NASDAQ with symbol AFRM, raising about $1.2 billion in its IPO. By the next day, the price of shares had doubled, making Levchin's stake worth about $2.5 billion. In May 2021, Affirm acquired Returnly, a financial technology service company, for $300 million.
Learn more about Affirm
Size
1,300 employees
Market Cap
$2.5 billion
Industry
Net Income
-$97.6 million
Founded
2012
Revenue
$617.1 million
NASDAQ

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