The Standard

Sr Underwriter, Mid-Market Accts

The Standard • $76K — $111K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree preferred; HS Diploma required.
  • 6+ years in employee benefits underwriting; 3-5 years for Life, STD, and LTD.
  • Proficient in underwriting guidelines, contract provisions, and state insurance regulations.
  • Ability to evaluate complex risks and make strategic decisions.
  • Experience mentoring other underwriters.

Responsibilities

  • Evaluate and underwrite complex employee benefits cases in the 1,000-4,999 life range.
  • Analyze economic and financial trends for pricing strategies.
  • Develop long-term solutions to enhance profitability and customer relationships.
  • Collaborate with various departments to assess enterprise-wide impacts.
  • Mentor and support the development of underwriting colleagues.

Benefits

  • Participate in an incentive program based on performance.
  • Employee-focused benefits that promote work-life balance.
Full Job Description
Job Summary

As a Mid-Market Senior Underwriter, you will evaluate and underwrite complex employee benefits cases in the 1,000-4,999 life range, using sound judgment to drive profitable growth and long-term customer retention. You'll apply advanced underwriting expertise, anticipate market and economic trends, and develop strategic solutions that support the health of the overall block of business. This role also serves as a subject-matter expert and mentor within the Regional Accounts and Mid-Market underwriting teams, helping elevate team capability and decision quality.
  • Analyze economic and financial trends to inform pricing and retention strategies.
  • Develop long-term solutions that strengthen profitability and customer relationships.
  • Partner across departments to ensure decisions consider enterprise-wide impacts.
  • Serve as a subject-matter expert and mentor to underwriting colleagues.


Skills and Background You'll Need

Education: Bachelor's degree preferred, HS Diploma or equivalent required.

Experience:
  • 6 years of progressively responsible experience in employee benefits underwriting with 3-5 years of experience underwriting for Life, Short-term Disability (STD), and Long-term Disability (LTD).
  • Strong proficiency in underwriting guidelines, procedures, contract provisions, and state insurance statutes. Demonstrated ability to evaluate complex risk and make sound, strategic decisions.
  • Experience mentoring or supporting the development of other underwriters.
  • Familiarity with mid-market or regional account underwriting environments.


Key Behaviors of a Successful Candidate
  • Adaptability: Adapts quickly to competing demands and shifting priorities and modifies viewpoints and direction in light of new information.
  • Customer Focus: Develops positive internal and external customer relationships by consistently and efficiently delivering value.
  • Driving Success: Independently drives work forward and takes responsibility for achieving job requirements, tasks and objectives.


#LI-remote



In addition to the competitive salary range below, our employee-focused benefits support work-life balance. Learn more about working at The Standard.
  • Eligibility to participate in an incentive program is subject to the rules governing the program and plan. Any award depends on a variety of factors including individual and organizational performance.


The actual compensation for this role will be based on a combination of education and experience, knowledge and skills, position budget, internal equity, and market data.

Salary Range:
$76,250.00 - $111,500.00

Positions will be posted for at least 5 days from original posting date.

About The Standard

The Standard is a financial services company that provides insurance, retirement, and investment products to individuals and businesses. The company's insurance products include life, disability, and dental insurance. The Standard also offers retirement plans, such as 401(k) and pension plans, and investment products, including mutual funds and annuities. The company was founded in 1906 and is headquartered in Portland, Oregon. The Standard has over 3,000 employees and serves customers across the United States.
Learn more about The Standard
Size
3,000 employees
Industry
Founded
1998

Similar Jobs

More Jobs at The Standard

More Finance & Insurance Jobs

Find similar Sr Underwriter, Mid-Market Accts jobs: