Nationwide Insurance

Sr State Product Analyst - Personal Lines

Nationwide Insurance$62K — $115K *
US-AnywhereRemote in United States
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of experience in quantitative analysis
  • Strong communication skills with stakeholders
  • Proven experience in the P&C industry preferred
  • Bachelor's degree in a relevant field such as finance or risk management
  • Progress toward professional designations like CPCU or ARM preferred

Responsibilities

  • Analyze data to provide strategic recommendations to State Management
  • Support rate revisions and attend relevant meetings
  • Research competitors and analyze their filings for insights
  • Review and interpret Profit & Loss statements to identify trends
  • Monitor financial performance against growth targets
  • Implement state-specific strategies for profitability
  • Facilitate communication across functions and manage ad hoc requests

Benefits

  • Medical, dental, and vision insurance
  • Life insurance and disability coverage
  • Generous paid time off policy with a minimum of 18 days per year
  • 401(k) plan with company match
  • Company-paid pension plan
  • Dress code is business casual
Full Job Description
There are four Senior State Product Analyst roles open. Ideal candidates would demonstrate: • Proven quantitative analysis skillset • An ability to generate clear, data-driven insights • Excellent communication skills • P&C industry experience preferred Job Description Summary Our work is essential to helping Nationwide build future capability to serve customer needs. Keeping existing products relevant and marketable and building new products takes research, critical thinking, practicality and collaboration. If you enjoy gathering input and information, working on a team and creating innovative solutions for customers, we want to know more about you! As State Management Sr Analyst, you'll provide analytical support and project leadership to help State Managers achieve strategic goals. With limited oversight, you'll gather, compile, and analyze financial and performance data to identify trends and opportunities. You'll participate in project work, prepare standard and ad hoc reporting, and contribute to initiatives that position products for profitable growth. Your work will include implementing processes related to financial planning, rate reviews, market development, and communication. You'll support regional and corporate objectives through ongoing analysis and monitoring of results to ensure alignment with business goals. Job Description Key Responsibilities: • Performs analysis and provides recommendations to State Management. Works independently, identifying multiple inputs, variables and using business knowledge to fully consider the situation and provide a robust analysis and deployment recommendation. Applies judgment, understanding, and curiosity to data to develop effective recommendations. • Provides rate revision support, including attending meetings, completing checklists, completing analyses. • Reviews competitor filings and collect input from the field about competitor changes. Consolidates and reports on information. • Reviews monthly Profit & Loss statements and other monthly reports, working with State Managers, to identify root causes for variances and emerging trends. • Monitors and reports on progress toward financial goals (Growth, CR, LR, Retention). • Identifies trends and changes needed to ensure profitable growth. • Works with State Managers to implement state-specific strategies to meet or exceed profit and growth targets. • Monitors financial results, quoting activity, and conversion rate. • Supports state manager with quarterly state forecast reviews. • Communicates results effectively and in a professional manner. • Understands how source data impacts reporting and analysis • Coordinates and facilitate communication across functions. • Completes ad hoc requests for the State Managers in a timely fashion. May perform other responsibilities as assigned. Reporting Relationships: Reports to Sr State Product Manager - Personal Lines or State Product Manager - Personal Lines. Individual contributor role. Typical Skills and Experiences: Education: Bachelor's degree in insurance, actuarial science, mathematics, risk management, economics, finance, accounting, business administration or related field preferred. License/Certification/Designation: Progress toward CPCU, AU CIC, INS ARM, Actuarial exams or similar designations preferred. Experience: Three years of experience in property and casualty insurance or related area and experience with data analysis preferred. Knowledge, Abilities and Skills: Knowledge of analytical tools, basic knowledge of core business functions, underwriting standard methodologies, performance measurement techniques, and systems required. Basic knowledge of related pricing, marketing, company operations and products. Strong business software solutions skills utilizing the Microsoft Office suite. Ability to analyze data, identify underlying issues, devise alternative solutions, select most appropriate action and follow through to completion. Strong verbal and written communication skills necessary to collaborate with internal and external contacts. Ability to organize and present detailed analysis, information and concepts. Ability to prioritize own work/time. Other criteria, including leadership skills, competencies and experiences may take precedence. Staffing exceptions to the above must be approved by the hiring manager's leader and HR Business Partner. Depending on level, the approvers may change. Values: Regularly and consistently demonstrates Nationwide Values. Job Conditions: Overtime Eligibility: Not Eligible (Exempt) Working Conditions: Normal office environment. ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties. We currently anticipate accepting applications until 08/27/2026. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline. Benefits We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here. This position could be filled within any of the lower 48 U.S. states. Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule. The national salary range for Sr State Product Analyst - Personal Lines : $62,500.00-$115,500.00 The expected starting salary range for Sr State Product Analyst - Personal Lines : $62,500.00 - $93,500.00

About Nationwide Insurance

Nationwide Mutual Insurance Company & Affiliated Companies is a group of large U.S. insurance and financial services companies based in Columbus, Ohio. Nationwide has grown from a small mutual auto insurer owned by policyholders to one of the largest insurance and financial services companies in the world, with more than $158 billion in statutory assets.

Nationwide Insurance Careers

Join the Nationwide Insurance team today and be part of a company that values innovation, leadership, and diversity. As one of the leading insurance and financial services providers, Nationwide offers unparalleled job opportunities that foster professional growth and development. Work You’ll Do At Nationwide Insurance, you’ll contribute to projects that impact lives and help communities thrive. You’ll work alongside a team of experts dedicated to upholding the highest standards in insurance and financial services. Our culture is built on a foundation of respect and integrity, driving us to achieve excellence in everything we do. Nationwide Insurance is not just about insurance; it’s about fostering an environment of continuous growth and innovation. With a variety of career paths available, from customer service to claims management, each position offers the chance to make a significant impact. Join Our Market-Leading Team Nationwide Insurance is home to some of the most dedicated professionals in the industry. Our team benefits from leadership that is committed to personal and professional development, ensuring that every employee has the opportunity for career advancement and skill enhancement. Innovate with Us Embrace the opportunity to work on groundbreaking projects that set industry standards. Nationwide’s commitment to innovation means constantly seeking out new ways to improve our services and processes, benefiting both our customers and our team members. Internship and Employment Opportunities Start your career with Nationwide Insurance through our internship programs or dive straight into a fulfilling career with vast employment opportunities. We are looking for passionate, curious, and driven individuals ready to make a difference in the insurance industry. Diversity and Inclusion At Nationwide, diversity and inclusion are more than just words—they are principles guiding how we build our teams, cultivate leaders, and create a company that’s the right fit for every person inside of it. We offer diversity training and resources that promote an inclusive workplace. Benefits and Culture Nationwide Insurance is committed to supporting our team members’ well-being both inside and outside of work. Our benefits package includes comprehensive health care, retirement plans, and generous paid time off. More than just benefits, our company culture encourages networking, mentorship, and community involvement. Career Development Invest in your future with Nationwide Insurance’s career development programs. From resume and interview workshops to advanced leadership training, we provide the tools to help you succeed and advance within the company. Stay Connected Join Our Team Explore the various positions available at Nationwide Insurance that match your skills and interests. We are continuously hiring and looking for new talent to join our professional network. Keep Up to Date Stay informed with career tips, insider perspectives, and industry-leading insights—all from the people who work at Nationwide Insurance. Job Alert Emails Customize your subscription to receive job alerts and the latest news tailored to your preferences. Discover the exciting and rewarding career opportunities that await at Nationwide Insurance. Join Nationwide Insurance today and be part of a team that is dedicated to making a difference in the lives of our customers and communities.
Learn more about Nationwide Insurance
Size
28,000 employees
Industry
Founded
1925

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