Charles Schwab

Sr. Manager, Market Risk Analyst

Charles Schwab • $100K — $130K *
Austin, TX 78745In-Person
Finance & Insurance
5 - 7 years of experience
Today
Be an Early Applicant
Job Overview by Ladders

Qualifications

  • Bachelor’s degree required.
  • 5+ years of experience in banking, insurance, or financial services, particularly in asset liability management and capital adequacy assessment.
  • Experience in interest rate risk management or Financial Planning & Analysis (FP&A).
  • Familiarity with tools like Polypaths, Bancware, or QRM is preferred.
  • Proficient in Microsoft Excel and financial modeling best practices.
  • Strong analytical, quantitative, and problem-solving skills with attention to detail.
  • Excellent written and verbal communication skills.

Responsibilities

  • Assess and communicate market and capital risk across the firm.
  • Evaluate interest rate and market risk drivers, including Economic Value of Equity (EVE) and Net Interest Income (NII).
  • Independently construct and interpret market and stress scenarios.
  • Deliver clear, data-driven insights to senior management and risk committees.
  • Enhance modeling approaches for fixed income instruments and derivatives.
  • Maintain robust documentation of modeling assumptions.
  • Develop tailored communication materials for both technical and non-technical audiences.

Benefits

  • Collaborative environment with opportunities to influence risk measurement and management.
  • Potential for career advancement within Corporate Risk Management.
  • Access to resources for professional development in market risk analytics.
  • Opportunity to work closely with senior leadership and various stakeholders.
Full Job Description
Your Opportunity

As a Market Risk Analyst within Corporate Risk Management, you will play a key role in assessing and communicating market and capital risk across the firm, including Charles Schwab Bank. This individual contributor position partners closely with senior leadership, Treasury, Financial Planning & Analysis, and regulatory stakeholders to evaluate risk exposures and translate complex analyses into actionable insights that inform strategic decision-making.

 

In this role, you will apply strong analytical and quantitative skills to evaluate interest rate and market risk drivers, including Economic Value of Equity (EVE), Net Interest Income (NII), and stress scenario performance. You will independently construct and interpret market and stress scenarios, assess capital impacts, and deliver clear, data-driven perspectives to senior management and risk committees. Your ability to challenge assumptions, evaluate model outputs, and provide insight into model functionality and limitations will be critical to strengthening risk oversight.

 

Success in this role requires collaboration across quantitative and business partners to enhance modeling approaches for fixed income instruments, derivatives, deposit products, and prepayment behaviors. You will contribute to the continuous improvement of risk methodologies, maintain robust documentation of modeling assumptions, and develop tailored communication materials that resonate with both technical and non-technical audiences. This is an opportunity to influence how risk is measured, understood, and managed across the organization while building deeper expertise in market risk analytics and financial modeling.

What you have

Required Qualifications:

  • Bachelor’s degree
  • 5+ years of experience in banking, insurance, or financial services, with exposure to asset liability management (ALM), derivative valuation, and/or capital adequacy assessment
  • Experience supporting interest rate risk management, Financial Planning & Analysis (FP&A), and/or ALM frameworks, including familiarity with tools such as Polypaths, Bancware, or QRM
  • Knowledge of financial services industry practices, including finance and accounting principles
  • Strong proficiency in Microsoft Excel and financial modeling best practices
  • Demonstrated analytical, quantitative, and problem-solving skills with strong attention to detail
  • Ability to independently drive work forward, manage multiple priorities, and persist through complex challenges
  • Strong written and verbal communication skills, with the ability to convey complex concepts to diverse audiences

Preferred Qualifications:

  • Degree in Finance, Economics, or a quantitative field, and/or CFA designation
  • 6+ years of related experience in market risk, ALM, or capital risk analytics
  • Experience with SQL or similar data querying tools
  • Exposure to deposit modeling, mortgage prepayment modeling, or related behavioral modeling techniques

About Charles Schwab

Charles Schwab is a financial services company that provides a full range of securities, brokerage, banking, money management, financial advisory, investor, and retirement plan services. It operates in four main divisions; investing, wealth management, banking, and trading. Charles Schwab provides a full-service brokerage platform that serves individual investors who invest on their own or through a workplace-sponsored retirement or equity plan, as well as banking through Schwab Bank. The firm was founded in 1973 and is headquartered in San Francisco, California.

Charles Schwab Careers

Join the vibrant team at Charles Schwab, a leader in global finance, where your career is propelled by innovation, leadership, and a commitment to diversity and professional growth. At Charles Schwab, we offer more than just job opportunities; we provide a platform for you to make a significant impact on the industry and our clients' lives.

Work You’ll Do

At Charles Schwab, we are dedicated to helping our clients manage their financial futures. Being part of our team means you'll work alongside some of the most skilled professionals in the financial services industry. Our culture thrives on teamwork, integrity, and relentless dedication to our clients. Whether you're looking for a position in financial consulting, technology, or administrative support, Charles Schwab offers a dynamic work environment where your skills will be honed and your achievements recognized.

Innovate and Lead

Embrace the opportunity to lead through innovation. Charles Schwab’s commitment to technology and innovation is fundamental to our service delivery. By joining our team, you will be at the forefront of developing new solutions that redefine the future of finance. Your leadership can guide significant projects that impact our company and the industry.

Grow Your Career

Charles Schwab believes in fostering the growth of its employees. Whether through professional development programs, diversity training, or leadership workshops, we ensure that our team members receive the support and training they need to advance their careers. With a variety of career paths available, your job at Schwab can evolve with your interests and expertise.

Internship and Employment Opportunities

Start your professional journey with Charles Schwab through our internship programs or full-time employment opportunities. We seek individuals who are passionate, curious, and ready to drive change. A career at Schwab is not just about having a job; it's about building a lasting relationship with a company that values your potential.

Benefits and Culture

Charles Schwab is renowned for its employee-friendly culture. We offer a comprehensive benefits package that supports the health, financial stability, and work-life balance of our team members. From competitive salaries and bonuses to health insurance and retirement plans, Schwab ensures that your career is as rewarding as it is enriching.

Networking and Professional Development

Expand your professional network and enhance your skills through our various networking events, mentorship programs, and training sessions. At Charles Schwab, we believe in leveraging collective expertise to foster learning and innovation. Engage with leaders, gain insights from experienced professionals, and build relationships that will aid your career trajectory.

Join Our Team

Explore the numerous career paths available at Charles Schwab and discover how your talents can be utilized to their fullest potential. Search open positions that match your skills and interests. We are continuously hiring across various disciplines and look forward to adding innovative, driven individuals to our team.

Stay Connected

Keep up to date with the latest from Charles Schwab Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that align with your career preferences and be the first to know about new openings, company news, and professional tips.

Explore Charles Schwab Jobs

Ready to take the next step in your career? Visit our careers page to review current job openings, submit your resume, and prepare for your interview. At Charles Schwab, your future is waiting. [SEARCH CHARLES SCHWAB JOBS] Join Charles Schwab today and be part of a team that values diversity, innovation, and leadership—where your career can thrive in the exciting world of finance.
Learn more about Charles Schwab
Size
34,200 employees
Market Cap
$151.6 billion
Industry
Finance & Insurance
Net Income
$3.2 billion
Founded
1973
5 Year Trend
+20%
Revenue
$12.1 billion
NASDAQ
SCHW
* Ladders Estimates

Similar Jobs

Ad banner background

Get Ready For Your
Next Interview

More Jobs at Charles Schwab

More Finance & Insurance Jobs

Find similar Sr. Manager, Market Risk Analyst jobs:

NationwideAustin, TX