Full Job Description
WHAT YOU WILL DO
The Sr. Manager, Commercial Underwriting is responsible for leading and managing the Underwriting team within the Commercial Finance Operations department. This position provides operations leadership and subject matter expertise in development, expansion and maintenance of system enhancements, quality controls, reporting, and policy and procedures within Commercial Finance Operations Underwriting. In addition, the Sr. Manager, Commercial Underwriting will proactively establish and maintain internal and external relationships with key stakeholders including automobile dealers.
HOW YOU WILL MAKE AN IMPACT
Oversee, establish, and define clear credit and underwriting priorities of various Mobility products including but not limited to products originating from Commercial Vehicle Finance, Subscription, Fleet, Truck, Trailer and B2B/OEM Equipment finance requests
Support design requirements and implementation of the ALFA system from credit and underwriting perspectives. This will include identifying best practices and potential friction points that may occur during the underwriting process.
Create, validate, and monitor Commercial Finance reporting, data and methods and provide overviews and recommendations to senior management to drive process improvements that lead to enhanced and efficient business performance
Coordinate with funding, servicing, sales, and collection teams to enhance operational effectiveness including process gaps, associate training, dealer training needs and communication.
Qualifications
WHAT YOU WILL BRING TO THE ROLE
• Minimum 8 years progressive Commercial Operations experience, including Commercial Mobility, Vehicle and Equipment underwriting.
• Minimum 3 years supervisory experience.
• Truck and trailer financing experience a plus.
• Daybreak and/or ALFA knowledge a plus.
• Bachelor's degree or equivalent experience required.
• Working knowledge of compliance laws as related to commercial vehicle lending, contracting and funding.
• Relationship building skills with both internal and external customers.
WE TAKE CARE OF OUR PEOPLE
In addition to competitive pay, our benefits include:
• Hybrid work schedule offering 4 on-site days and 1 remote day per week
• Vehicle benefits designed around your role, including monthly allowances and purchase and lease discounts
• Flexible health coverage with medical, dental, and vision plans, including no cost and low-cost options
• Annual employer HSA contribution to help offset healthcare expenses
• 401(k) with company match and immediate vesting, so you can start building your future from day one
• 100% company paid life and disability insurance for added peace of mind
• Wellbeing programs at no cost to you, including gym benefits and health resources
• Paid Volunteer Time Off, plus a company donation to a charity of your choice
At HCA, our benefits are more than perks - they're part of our commitment to supporting you at work and in life. Learn more about benefits at HCA!
WHAT HAPPENS NEXT
Express your interest by submitting an application. Once your application is received, our recruiting team will review your application to see if you meet the basic and preferred qualifications listed on the job description. For more information on our culture, visit our careers page.