Description WHAT YOU WILL DO The Associate, Commercial Credit Analyst is required to operate as a self-contained credit unit within the Commercial Credit Department. The associates will perform and coordinate comprehensive credit, collateral and economic reviews of all financing proposals and exercises decision-making responsibility for coordinating the proper documenting of transactions.
HOW YOU WILL MAKE AN IMPACT - Complete periodic reviews in the required scheduled formats; CCAP, Risk Based Review or Automated Review.
- Complete assigned dealer monthly reviews with recommendations to minimize the number of Watch List dealers.
- Complete applicable tasks on the liquidation checklist after floorplan payoffs.
- Review overline/aging and interface with Sales to determine causal factors and obtain plan to reduce.
- Review floorplan insurance policies for proper coverage and compliance.
- Collect on excessive audit exceptions (SIV/FIV), principal & interest payments (10th business day of month) and curtailments (last business day of the month). Monitor and follow-up on reported duplicate financed vehicles.
- Participate in any other assigned duties as requested including processing new requests as needed.
Qualifications WHAT YOU WILL BRING TO THE ROLE - 5 years of automotive finance credit analysis experience required. Knowledge of financial statements preferred
- College Degree in Business or related field
- This position will require the development of credit and financial skills in an analytically challenging environment.
- Good time management, prioritization skills, and high attention to detail.
- Proficient in Word, Excel and Outlook.
- Strong written and verbal communication skills.
- Possess a high level of subject matter expertise in all areas supported.
- Team oriented, strong interpersonal skills.
WE TAKE CARE OF OUR PEOPLE At HCA, our people drive our success. That's why we offer a competitive rewards package that supports your health, financial future, and overall wellbeing-at work and beyond.
Benefits Highlights- Hybrid flexibility - 4 days in office, 1 day remote
- Vehicle perks - monthly vehicle allowance plus purchase and lease discounts
- Comprehensive health coverage - medical, dental, and vision plans
- Employer-funded HSA contributions to help reduce healthcare costs
- 401(k) with company match and immediate vesting from day one
- 100% company-paid life and disability insurance
- Wellbeing benefits including fitness and health resources
- Leadership programs and career development that support continuous learning
- Paid Volunteer Time Off and a company charitable donation in your honor
Because great benefits help you thrive-personally and professionally. WHAT HAPPENS NEXT Express your interest by submitting an application. Once your application is received, our recruiting team will review your application to see if you meet the basic and preferred qualifications listed on the job description. For more information on our culture, visit our careers page.
