USAmeriBancorp

Sr. Lending Specialist

USAmeriBancorp$75K — $95K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Excellent interpersonal, verbal, and written communication skills.
  • Confidence in enforcing policies and procedures under pressure.
  • Strong proficiency in Microsoft Office and banking core systems, including nCino software.
  • Demonstrated customer service expertise and organizational skills.
  • Experience managing multiple tasks in a high-volume, deadline-driven environment.
  • High school diploma or equivalent with 5+ years in Lending Assistant, Loan Processing, or supervisory roles.
  • Preferred knowledge in Commercial Real Estate, C&I, or Specialized loan documentation.

Responsibilities

  • Train and mentor junior Lending Specialists for workflow consistency.
  • Act as main contact for all stakeholders from loan approval to closing.
  • Manage deal flow with Relationship Managers for timely closings.
  • Coordinate and review closing documentation with relevant parties.
  • Oversee transaction execution and escalate issues as needed.
  • Partner with operations teams to ensure proper loan booking and reconciliations.
  • Process ongoing loan activities such as payments and draws.
  • Review and ensure accuracy of loan documents before closing.

Benefits

  • Comprehensive training and mentorship opportunities.
  • Access to modern banking software and technology.
  • Collaboration with various internal departments and stakeholders.
  • Potential for career advancement within a growing company.
Full Job Description
Responsibilities include, but are not limited to:
  • Assist Team Lead by training and mentoring new or junior Lending Specialists to ensure consistency with workflow and processes.
  • Act as the liaison and primary point of contact with internal and external customers / stakeholders from approval to deal closing, as well as being point of contact for questions, requests, and inquiries during life of loan monitoring/servicing.
  • Manage deal flow pipeline with Relationship Managers and lead the interaction with internal downstream stakeholders to ensure timely closings.
  • Coordinate and review closing documentation (with counsel or internal doc prep) and information with relevant stakeholders for due diligence, application processing, insurance, operational feasibility, optimal execution mechanics, and regulatory requirements.
  • Assist with the execution and process flow of the transaction, including escalation of issues and designing solutions that ensure risks are covered through adequate controls and protections. Order items necessary to completion of files and prepare supplemental documentation when required.
  • Partner with relevant operations teams (closing and servicing departments) to ensure proper booking, accrual reconciliations, and daily cash positions.
  • Ensure initial loan funding (if there is a draw at close) and ongoing life of loan activity (payments, draws, payoffs, etc.) are properly processed and booked with downstream stakeholders.
  • Carefully review loan documents for closing to ensure accuracy; close loans when necessary
    Communicate with Lenders any issues that arise prior to closing.


Required Skills:
  • Excellent Interpersonal skills as well as verbal and written communication skills.
  • Confident in ability to enforce policies, procedures and processes when/if challenged.
  • Strong PC skills using Microsoft office applications as well as Bank's core system and nCino software.
  • Highly proficient in all areas of customer service, organizational skills, data input, time management and handling multiple tasks simultaneously within a high volume, strict deadline work environment.

Required Experience:
  • High School diploma or equivalent and a minimum of 5 years Lending Assistant or Loan Processor and Supervisory experience.

Preferred Experience:
  • Knowledge of Commercial Real Estate, C&I, or Specialized loan documentation.

About USAmeriBancorp

Valley National Bancorp, doing business as Valley Bank, is a regional bank holding company headquartered in Wayne, New Jersey with approximately $42 billion in assets. Its principal subsidiary, Valley National Bank, currently operates over 230 branch locations in northern and central New Jersey, the New York City boroughs of Manhattan, Brooklyn, and Queens, as well as Long Island, Florida, and Alabama. Valley Bank holds approximately $29 billion in assets. ,Valley Bank is one of the largest commercial banks headquartered in New Jersey.
Learn more about USAmeriBancorp

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