Capital One Financial Corporation

Sr. Director, Enterprise Payments Risk and Oversight (Hybrid)

Capital One Financial Corporation$238K — $272K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's Degree or Military Experience
  • 7+ years in risk management, payments, project management, or process management
  • 7+ years of people management experience
  • 5+ years in the financial industry
  • 2+ years working with senior executives

Responsibilities

  • Engage with executives to develop the strategic direction of payments governance
  • Lead the Governance Advisory team to mitigate enterprise payments risk
  • Implement process improvements and advance strategies for payments governance
  • Work with Divisional Executives to assess payment strategies and risks
  • Drive results while fostering an inclusive team environment
  • Exhibit subject matter expertise in payments

Benefits

  • Comprehensive health benefits
  • Financial wellness support
  • Performance-based incentive compensation
  • Inclusive work culture
  • Professional development opportunities
Full Job Description
Sr. Director, Enterprise Payments Risk and Oversight (Hybrid)

The Enterprise Payments Governance and Oversight team is seeking a dynamic Senior Director level leader who will play a pivotal role defining and implementing the future of payments governance and oversight for the enterprise. The Enterprise Payments Governance and Oversight team sits within the Enterprise Payments organization in the Retail Bank. The team is responsible for the governance and oversight of end-to-end core payments functions for all payment types across the enterprise, including monitoring. In this role, you will be at the forefront of payments, developing solutions to remediate some of the biggest payments-related challenges while also seeking opportunities to further enhance existing business-as-usual practices.

In this exciting role, you will work closely with key stakeholders across the company to ensure we have a dynamic and well-managed payments ecosystem. This role has a high level of exposure across the lines of business and the opportunity to work with Executives to shape and deliver a payments governance strategy and implement critical initiatives tied to the priorities of the Enterprise Payments organization. You will work with smart, talented people who will challenge you to excel.

The Role

As a Senior Director at Capital One, you will create strategy and lead a team through high priority projects for the company, including the Discover integration and establishing payments governance for the Network. You will collaborate with bright and passionate leaders to drive and influence results across the enterprise.

Responsibilities

  • Serve as a leader and thought partner, engaging executive and senior leaders, to develop the strategic direction of this function

  • Lead the Governance Advisory team ensuring we are mitigating payments risk across the enterprise

  • Lead process improvements, create advanced strategies to enhance governance for payments across Capital One

  • Partner with Divisional Accountable Executives and Business Risk Offices to assess the strategy, operations, and risks for specific payment types throughout the payment lifecycle

  • Lead a dynamic team to drive results, while creating an inclusive, empowering, and inspiring work environment

  • Demonstrate deep subject matter expertise in payments (with support to develop this expertise, if not yet acquired)

The Person

The ideal candidate is a proactive problem-solver with strong relationship management, influencing and communication skills. They will be adept at navigating complex challenges, driving process improvements, creating governance in ambiguity, fostering collaboration across teams, and developing and executing strategic plans. A candidate's background would include some mix of risk management, payments operations or strategy, process improvement, or project management in a fast-paced environment.

  • Exhibit outstanding influencing skills to effectively drive program and risk management efforts within and outside of your vertical business area

  • Demonstrate a proven track record of excellent project management, bringing the ability to quickly put structure in place to manage work in a dynamic complex environment

  • Display a passion for coaching and developing a team of associates to drive results and create an inclusive environment

  • Have excellent communication skills with the ability to bring others along via story telling

  • Possesses an ability to effectively collaborate with key stakeholders at all levels across the company to manage, inform and influence outcomes

  • Demonstrates strategic thinking and can effectively develop and execute against that strategy

  • Is adaptable and flexible to change

  • Has a working knowledge of Risk Management frameworks

Location: West Creek 5 (Richmond, VA) or Center 2 (McLean, VA) - this role is Hybrid, where you will be expected to spend 3 days per week working in office and the remainder of the week working virtually.

Basic Qualifications

  • Bachelor's Degree or Military Experience

  • At least 7 years of experience in risk management, payments, project management, process management or a combination

  • At least 7 years of People Management experience

  • At least 5 years of Financial Industry experience

  • At least 2 years experience working with and influencing senior level executives

Preferred Qualifications

  • Master27s Degree

  • At least 10 years of People Management experience

  • At least 8 years of risk management experience

  • At least 8 years payments experience

  • At least 7 years experience delivering strategic initiatives or directing process transformations

  • At least 7 years of Financial Industry experience

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

McLean, VA: $238,700 - $272,400 for Sr. Director, Risk ManagementRichmond, VA: $217,000 - $247,700 for Sr. Director, Risk Management










Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate27s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

About Capital One Financial Corporation

Chevy Chase Bank is the greater Washington region's largest locally-owned banking institution providing a complete array of financial products and services to consumers and businesses in Maryland, Virginia, and the District of Columbia. The Bank, which is headquartered in Bethesda, Maryland, has approximately 250 branches and over 1,000 ATMs, more than anyone else in the greater Washington market. Chevy Chase Bank currently has over $16 billion in assets and services over 1 million customers. For more information about Chevy Chase Bank, please visit chevychasebank.com.

Capital One Financial Corporation Careers

Join the vibrant team at Capital One Financial Corporation, a leader in the financial services industry, where innovation meets purpose-driven leadership. As one of the most forward-thinking companies in banking, Capital One is the perfect place to jumpstart or advance your career with a myriad of job opportunities in various fields.

Work You’ll Do

At Capital One, we are committed to excellence and setting our team members up for success. By joining our dynamic team, you will engage in meaningful work that makes a real difference. From developing cutting-edge technology to crafting personalized financial solutions, every position at Capital One is geared towards redefining the future of banking.

Innovate and Lead

Capital One is not just a company; it's a hub of innovation and leadership. We empower our professionals to lead with their ideas and see them come to life. Our culture thrives on diversity and the unique perspectives each team member brings. Here, your skills in networking, problem-solving, and leadership will not only be valued but also nurtured through professional development and diversity training.

Grow Your Career

Capital One is deeply invested in the growth and development of its employees. With robust training programs, mentorship, and resources for professional enhancement, we ensure that your career trajectory aligns with your personal and professional goals. Whether it’s rising through the ranks or switching tracks via internal job opportunities, your growth is our priority.

Internship and Employment Opportunities

For those starting their journey, Capital One offers enriching internship programs that provide a glimpse into the culture and work ethic that drives our success. Interns gain hands-on experience, valuable insights, and the opportunity to network with leaders across the company. For seasoned professionals, we offer positions that challenge your expertise while encouraging balance and innovation.

Benefits and Culture

Choosing to work at Capital One means opting for a lifestyle where your well-being is prioritized. Our benefits package is designed to support you both at work and in your personal life, encompassing health, finance, and family. The inclusive culture at Capital One ensures that everyone, regardless of background, has the opportunity to thrive.

Join Our Team

Explore the various career paths available at Capital One and discover how your skills and passions can align with our mission. We are continuously hiring across multiple disciplines, eager to welcome curious, creative, and driven individuals to our team.

Stay Connected

Keep up to date with the latest in career opportunities and company news by joining our network. Tailor your job alerts to match your career preferences and get insider tips that can transform your application process, from crafting your resume to acing your interview.

Search Capital One Jobs

Ready to take the next step in your career? Search open positions that match your skills and interests. At Capital One, your next job opportunity could be the gateway to a fulfilling and prosperous career.

Read Careers Blog

Stay ahead with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. Capital One Financial Corporation is not just a company—it's a place where you can make an impact. Discover the opportunities waiting for you in a career at Capital One. Join us and shape the future of banking with your vision, skills, and enthusiasm.
Learn more about Capital One Financial Corporation
Size
51,500 employees
Market Cap
$34.1 billion
Industry
Net Income
$2.7 billion
Founded
1994
5 Year Trend
+2.4%
NASDAQ

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