Sr Catastrophic Claims Representative

Definity Financial$65K — $109K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Minimum of 2 years' experience as a property claim adjuster or appraiser.
  • University degree, college diploma, and/or CIP designation is an asset.
  • Thorough knowledge of Xactware software and experience with Xactimate and Xactanalysis.
  • Experience with estimating software such as PLNAR, HOVER, Eagleview is a plus.
  • Strong verbal and written communication skills, with the ability to work autonomously.
  • Professional demeanor with flexibility and composure under pressure. Bilingual (French & English) is a strong asset.

Responsibilities

  • Evaluate, estimate, negotiate, and settle property catastrophe claims according to company standards.
  • Travel to various loss locations across Canada following catastrophic weather events.
  • Deploy and utilize Economical loss cost control programs and technology for claims management.
  • Document and manage claims information towards closure, ensuring completeness and accuracy.
  • Interpret policy wordings to assess coverage and identify potential subrogation opportunities.
  • Maintain effective relationships with vendors and experts within corporate guidelines.
  • Support regional adjusting and national appraisal functions during non-deployment periods.

Benefits

  • Hybrid work schedule for most roles.
  • Company share ownership program.
  • Incentive Program with potential payouts based on individual and company performance.
  • Pension and savings programs with company-matched RRSP contributions.
  • Paid volunteer days and matching for charitable donations.
  • Educational resources, tuition assistance, and study leave for exams.
  • Focus on inclusion with various employee support programs.
  • Wellness and recognition programs, along with discounts on products and services.
Full Job Description
Job Description

The successful candidate's responsibilities will include evaluating, estimating, negotiating, and settling property catastrophe claims in accordance with company standards. The successful candidate will travel to loss locations across Canada in response to catastrophic weather events as they occur to provide excellent customer service to our affected clients.

What can you expect
  • The successful candidate will be assigned a company vehicle.
  • The successful candidate will receive a Catastrophe Occupational Bonus above and beyond their salary, overtime & per diem pay, and bonus.
  • The successful candidate will be required to travel to loss sites across Canada in response to catastrophic weather events.
  • Deploy approved Economical loss cost control programs and technology to investigate, negotiate and settle moderate to complex personal claims as assigned.
  • Develops and records information pertaining to the claim and/or coverage, documenting notes in the appropriate system(s) and driving the claim towards closure.
  • Interpret policy wordings to make correct coverage decisions. Reviews claim evidence, photos, and investigative documentation to assist in identifying subrogation opportunities or identifying potential third-party liability exposure.
  • Maintain relationships and provide accurate direction to appropriate vendors & experts within corporate guidelines.
  • Knowledge of building code and by-laws as they pertain to structural repairs.
  • Supports regional adjusting functions while not deployed by working business as usual claims as required. Supports national appraisal function while not deployed on CAT by completing reinspection's.


What you bring
  • Minimum of 2 years' experience as a property claim adjuster or appraiser.
  • University degree, college diploma, and/or CIP designation is an asset.
  • Thorough knowledge of Xactware software and experience writing estimates in Xactimate for both interior and exterior property damages and navigating Xactanalysis.
  • Experience using estimating software such as PLNAR, HOVER, Eagleview, etc. is an asset.
  • Demonstrated ability to create detailed repair scopes/estimates on moderately complex losses and create.
  • Strong verbal and written communication skills and ability to work autonomously.
  • Professional, friendly, courteous in all interactions, flexible, and ability to remain calm while under pressure.
  • Bilingual (French & English) a strong asset


Salary range: $65,500 - $109,200

Working hours: While deployed on CAT, the expected workday is 12 hours per day, 6 or 7 days per week. When not deployed, the regular work week is 36.25 hours.

About the Team

Definity is the parent company to some of Canada's most long-standing and innovative insurance brands, including Economical Insurance, Sonnet Insurance, Family Insurance Solutions, and Petline Insurance. Our ambition is to be one of Canada's leading and most innovative property and casualty insurers. We can't do that without our people, so we embrace and encourage a culture that's collaborative, ambitious, rewarding, and empowering.

We offer a flexible, hybrid work experience where employees work from the office and virtually depending on the type of work they are doing and who they are working with. Bring your true self and be a part of our journey. It's better here.

About Definity Financial

Definity Financial Careers

Joining Definity Financial presents an unparalleled opportunity to become part of a leading team of professionals in the financial services industry. This is a prime time for candidates to explore the diverse job opportunities at Definity Financial, a company renowned for its commitment to innovation, leadership, and professional growth.

Explore Career Opportunities

Definity Financial is actively seeking talented individuals for various positions across the company. From entry-level roles to senior leadership positions, Definity Financial offers a dynamic work environment where career growth is encouraged and supported by comprehensive benefits and diversity training programs.

Innovation and Professional Growth

At Definity Financial, innovation isn't just a buzzword; it's the cornerstone of the company's operations. Employees are encouraged to bring fresh ideas and perspectives to the table, driving the company forward in the competitive financial sector. Professional growth is facilitated through targeted training programs, leadership development opportunities, and active networking events that connect employees with industry leaders.

Cultivating a Diverse and Inclusive Culture

Definity Financial is committed to fostering a diverse and inclusive culture where all team members feel valued and respected. The company believes that diversity fuels innovation and enhances the team's ability to address client needs effectively. Through comprehensive diversity training and inclusive hiring practices, Definity Financial ensures that all employees have the opportunity to succeed.

Internship Programs and Entry-Level Positions

For those starting their careers, Definity Financial offers robust internship and entry-level positions that provide hands-on experience in the financial sector. Interns at Definity Financial gain invaluable insights into the industry, working alongside seasoned professionals and participating in projects that have real-world impact.

Benefits and Employee Well-being

Employees at Definity Financial enjoy a range of benefits designed to support their health, well-being, and financial security. The company's benefits package includes health insurance, retirement plans, and flexible working arrangements, ensuring that employees can balance professional and personal commitments effectively.

Join the Definity Financial Team

Definity Financial is hiring! Explore open positions that match your skills and interests. The company is looking for passionate, curious, and solution-driven team players. Whether you are refining your resume, preparing for an interview, or seeking to advance your career, Definity Financial offers a supportive environment where your ambitions can take flight.

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