DescriptionTitle: Sr. Analyst, Strategic Finance
Reports To: Sr. Manager, Strategic Finance
Location: Jersey City, NJ
The Role:
As a Senior Analyst, Strategic Finance, you will play a critical role in shaping the financial strategy of Sunbit's credit card and Point of Sales (POS) portfolios. You will sit at the intersection of finance, product, and operations-translating complex financial data into clear insights that drive decision-making at the leadership level.
What you'll own:- Partner with business leaders to drive the month-end reporting and forecasting process, delivering accurate financial reports, variance analyses, and actionable insights to guide strategic decision-making
- Financial Modeling & Forecasting: Support the monthly, quarterly, and annual forecasting processes for the credit card business line, including revenue share, interchange fees, CECL allowance, and interest income.
- Unit Economics & LTV Modeling: Build and maintain sophisticated models to track Life-Time Value (LTV) and Customer Acquisition Cost (CAC) and unit economics for credit card users.
- Credit Performance Analysis: Partner with relevant teams to monitor delinquency rates, net charge-offs (NCOs), and provisioning (CECL) to understand their impact on the bottom line.
- Business Partnership: Partner with leaders across the customer organization and support expense planning for the credit card business and customer care business units.
- Strategic Decision Support: Evaluate new initiatives, pricing changes, and expense decisions through scenario and sensitivity analysis.
- KPI Tracking: Design and automate dashboards to monitor key metrics.
RequirementsWhat You'll Bring: - Bachelor's degree in Finance, Accounting, Business, or a related field.
- 3-5+ years of experience in strategic finance, FP&A, investment banking, consulting, or private equity.
- Solid understanding of balance sheet lending and consumer credit dynamics.
- Strong financial modeling skills and experience working with large data sets.
- Adept at crafting C-level narratives using Excel and PowerPoint, experience business intelligence tools is a plus.
- Demonstrated ability to support complex cross-functional projects and influence the organization.
How We Pay:- We believe in paying fairly and equitably based on a number of factors including but not limited to previous experience, relevant work history, interview performance, geographical location, internal equity, and expected level of ownership.
- We are targeting a salary of $115,000 - $140,000 per year for this role
- This role will also be granted company equity via stock options
The Perks:- Mission driven, empowered, and collaborative culture
- Competitive pay and stock options
- Unlimited PTO
- Comprehensive health benefits (Medical, Dental, Vision, Life, EAP, Parental Leave, HSA, & more)
- Newly added HSA and Pet Insurance
- 401(k) with company match
- Cell Phone Stipend
- Team-based strategic planning and ownership of deliverables
