American Express

Sr Analyst-Risk Management

American Express$90K — $130K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Undergraduate Degree in a quantitative field (e.g., statistics, data science).
  • Strong analytical skills with a creative problem-solving approach.
  • Demonstrated adaptability in dynamic environments.
  • Experience with SQL, Python, or similar analysis tools.
  • Proven ability to build relationships and influence cross-functional teams.
  • Effective communication skills with senior leadership.

Responsibilities

  • Manage capacity and limits for US GCS portfolios, focusing on analytics and process controls.
  • Lead initiatives in commercial underwriting to develop charge limit capabilities.
  • Collaborate with Product, Servicing, and Sales to implement strategic growth initiatives.
  • Partner with Risk and Operations to enhance underwriting decisions and improve customer experiences.
  • Conduct deep-dive analytics with the Decision Science team to inform core risk management.
  • Inspire and lead a high-performing risk management team.

Benefits

  • Collaborative work environment fostering innovation and creativity.
  • Exposure to various aspects of commercial capacity strategies.
  • Opportunities for professional development and career advancement.
  • Engagement with cross-functional teams and senior leadership.
Full Job Description
Job Description

How will you make an impact in this role?
This Senior Analyst position is a critical hands-on leadership role in the US Commercial Capacity team that will be responsible for Commercial Limits Underwriting strategies. The incumbent will play an influential role working closely with partners in Product, Sales, RPDS & GSG to create and drive strategies to grow the portfolio through transformational ideas and new capabilities that outclass competitors and provide world-class customer experience.

Responsibilities

  • You will be responsible for capacity/limit management for the US GCS portfolios - this includes the analytics, strategy, and capabilities, and process controls for existing customers.
  • Lead charge limit initiatives including proactive financial gathering, commercial underwriting, and drive capability development for commercial charge portfolio (e.g. Document Based Underwriting)
  • Work with the Product, Servicing, and Sales teams within the GCS organization and broader CFR organization to design and implement strategic initiatives that enable prudent and profitable growth while controlling for through-the-cycle volatility.
  • Partner with Risk and Operations on underwriting strategies to improve decisions and customer experience
  • Drive deep-dive analytics and partner with the Decision Science team to enhance economic logic that supports core risk management decisions.
  • Lead, engage, and inspire a team of high performing risk management professionals


Qualifications

Minimum Qualifications:
  • Undergraduate Degree in statistics, econometrics, operations research, mathematics, data science, engineering, business management or a related quantitative field of study
  • Strong analytical discipline and an innovative approach to solving both practical and theoretical business problems
  • Intellectual curiosity, adaptability in a dynamic environment, and an ability to re-engineer long-standing processes and infrastructure
  • Previous experience leading and performing analysis using SQL, Python, or similar.
  • Ability to build strong relationships, operate within large cross-functional teams, and influence business partners to drive change
  • Ability to communicate and interact effectively with internal CFR and commercial executive leadership team/partners


Preferred Qualifications:
  • Knowledge of business financials and understanding of risk from business documents


Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

About American Express

Amex provides industrial services to the coatings and linings sector, providing support for commercial, industrial, and maritime projects such as petrochemical, power, and water treatment industries. They offer painting services for steel structures, storage tank linings and coatings, pipelines, floors, and marine vessels such as ships, tugboats, and barges.

American Express Careers

Join the vibrant team at American Express, a global leader in financial services, and be part of a company that values innovation, leadership, and diversity. At American Express, we offer more than just job opportunities; we provide a platform for professional growth and a chance to be part of a culture that is committed to excellence and inclusive growth. Work You’ll Do At American Express, we are dedicated to helping our employees reach their full potential. With a variety of career paths available in areas such as technology, marketing, finance, and customer service, American Express is the perfect place to advance your career. Our team is composed of highly skilled professionals who thrive on innovation and collaboration. Join our team and contribute to a company known for its prestigious history of leadership in the credit card industry. Engage in meaningful work that makes a real impact on our global scale business operations. American Express Leadership and Development Programs We believe in nurturing the leadership skills of our employees with extensive training programs and leadership development opportunities. Our commitment to professional growth is evident in our comprehensive benefits package that supports both personal and professional development. Internship Opportunities Start your career with an internship at American Express and gain valuable industry experience. Our internships offer a chance to develop skills, work on challenging projects, and learn from leaders in the industry. Interns at American Express are considered integral members of the team and are given responsibilities that provide a real insight into their future career paths. Diversity and Inclusion At American Express, diversity and inclusion are at the core of our company culture. We are committed to building a diverse workforce and inclusive environment where every employee feels valued and inspired. We offer diversity training programs that empower our employees to thrive and lead in a global marketplace. Networking and Innovation Our employees enjoy unparalleled opportunities for networking and personal growth through our global connections and innovative projects. American Express encourages a culture of innovation that helps propel our company and your career forward. Career Benefits and Growth American Express is dedicated to the growth of its employees. We offer competitive benefits, including health, retirement plans, and family leave, ensuring that our team members have the support they need to succeed both at work and in their personal lives. Join Our Team Explore the job opportunities and open positions at American Express. We are continuously hiring talented individuals who are passionate about their careers and interested in working for a company that offers a dynamic and supportive environment. Stay Connected Keep up to date with the latest from American Express Careers by following our career blog and signing up for job alert emails. Tailor your subscription to receive updates that match your skills and interests. Discover the exciting and rewarding career opportunities that await at American Express. SEARCH AMERICAN EXPRESS JOBS Whether you are looking for a full-time position, an internship, or a leadership opportunity, American Express offers a path to a rewarding career. Join us and make a difference with your passion, creativity, and drive.
Learn more about American Express
Size
64,000 employees
Market Cap
$108.1 billion
Industry
Net Income
$3.1 billion
Founded
1850
5 Year Trend
+3.5%
Revenue
$37 billion
NASDAQ

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